| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARGARET E MAYO Filed as: MARGARET E. MAYO | 209 DAPHNE DRIVE ENTERPRISE, AL 36330 | AFLAC | $1K | $0 | $1K | 1.75% |
| PAUL S WATKINS Filed as: PAUL WATKINS | P.O. BOX 269 TROY, AL 36081 | AFLAC | $1K | $0 | $1K | 1.66% |
| JEFFREY REED | 29167 FLEETA ROAD OPP, AL 36467 | AFLAC | $1K | $124 | $1K | 1.65% |
| THE JREED AGENCY LLC Filed as: THE JREED AGENCY, LLC | 29167 FLEETA ROAD OPP, AL 36467 | AFLAC | $1K | — | $1K | 1.61% |
| SAIC INC | 1639 BRADLEY PARK DRIVE ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $1K | — | $1K | 1.59% |
| DAVID N DAVIS Filed as: DAVID N. DAVIS | 6901 D AND B LANE WING, AL 36483 | AFLAC | $1K | — | $1K | 1.57% |
| BUCK MAYO JR Filed as: BUCK MAYO JR. | 209 DAPHNE DRIVE ENTERPRISE, AL 36330 | AFLAC | $615 | — | $615 | 0.79% |
| BRIAN ANDREWS | 5728 TAMARACK DRIVE PACE, FL 32571 | AFLAC | $448 | — | $448 | 0.57% |
| BRIAN V ANDREWS Filed as: BRIAN V. ANDREWS | 5728 TAMARACK DRIVE PACE, FL 32571 | AFLAC | $399 | $29 | $428 | 0.55% |
| KELVIN MICHAEL RICE | 623 WESTBROOK ROAD DOTHAN, AL 36303 | AFLAC | $354 | — | $354 | 0.45% |
| RICKEY L BOOTHE Filed as: RICKEY BOOTHE | P.O. BOX 584 OPP, AL 36467 | AFLAC | $299 | — | $299 | 0.38% |
| LESLIE HALL MCCORMICK | 31633 BOSTON ROAD DOZIER, AL 36028 | AFLAC | $178 | $29 | $207 | 0.26% |
| BARBARA R KOGUT | 2631 COLUMBIA STREET HOUSTON, TX 77008 | AFLAC | $113 | — | $113 | 0.14% |
| EDDIE J TORRES | 33 EDENWOOD DRIVE FREEPORT, FL 32439 | AFLAC | $84 | — | $84 | 0.11% |
| JULIETTE WEST ADAMS | 202 CROWHILL ROAD TROY, AL 36081 | AFLAC | $78 | — | $78 | 0.10% |
| HENRY A CURTIS | 203 EMERALD DRIVE TROY, AL 36079 | AFLAC | $74 | — | $74 | 0.09% |
| BRITTANY N BLACK | 4095 DASHER ROAD LAKE PARK, GA 31636 | AFLAC | $63 | — | $63 | 0.08% |
| JADE LEE DAVIS | 236 COUNTY ROAD 3329 BRUNDIDGE, AL 36010 | AFLAC | $57 | — | $57 | 0.07% |
| BRENT LEE EDENFIELD | 269 WHITE OAK ROAD PINE MOUNTAIN, GA 31822 | AFLAC | $44 | — | $44 | 0.06% |
| JOHN TODD LEE | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $42 | — | $42 | 0.05% |
| SELINA STURGIS | 4095 DASHER ROAD LAKE PARK, GA 31636 | AFLAC | $33 | — | $33 | 0.04% |
| BEVERLY L ENGLAND | P.O. BOX 253 SARALAND, AL 36571 | AFLAC | $32 | — | $32 | 0.04% |
| STAN A SHERLIN Filed as: STAN A. SHERLIN | 773 TOWNE LAKE DRIVE MONTGOMERY, AL 36117 | AFLAC | $31 | — | $31 | 0.04% |
| RHONDA M WHIDDON | 120 TELFORD PL DOTHAN, AL 36305 | AFLAC | $25 | — | $25 | 0.03% |
| MICHAEL J THRASHER | 19723 DESNA DRIVE PORTER, TX 77365 | AFLAC | $24 | — | $24 | 0.03% |
| BRIAN E HICKS | 2739 AMERICUS DRIVE THOMPSONS STATION, TN 37179 | AFLAC | $23 | — | $23 | 0.03% |
| JAMES D RICHBURG SR | 1341 MITCHELL ROAD BRANTLEY, AL 36009 | AFLAC | $21 | — | $21 | 0.03% |
| THOMAS E NORMAN | 917 ELDORADO DRIVE DOTHAN, AL 36303 | AFLAC | $20 | — | $20 | 0.03% |
| HILDA L HARDY Filed as: HILDA HARDY | 1202 AMHERST DRIVE DOTHAN, AL 36305 | AFLAC | $19 | — | $19 | 0.02% |
| DWAYNE B ALLEN | 189 DIAMOND POINTE DRIVE MAUMELLE, AZ 72113 | AFLAC | $18 | — | $18 | 0.02% |
| LARA CARLSON Filed as: LARA K CARLSON | 106 LAUREL VIEW DRIVE ST SIMONS ISLAND, GA 31522 | AFLAC | $17 | — | $17 | 0.02% |
| TROY INSURANCE CONSULTANTS | P.O. BOX 269 TROY, AL 36081 | AFLAC | $17 | — | $17 | 0.02% |
| JAMES D RICHBURG II | 620 MARTIN LAKES DRIVE E JACKSONVILLE, FL 32220 | AFLAC | $16 | — | $16 | 0.02% |
| MICHAEL MASKILL | 188 RIDGEWOOD DRIVE DAPHNE, AL 36526 | AFLAC | $14 | — | $14 | 0.02% |
| MATHIS BENEFIT SERVICES LLC | 7310 NORTH LAKE DRIVE STE B COLUMBUS, GA 31909 | AFLAC | $14 | — | $14 | 0.02% |
| RONALD EUGENE WALLACE | P.O. BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $9 | — | $9 | 0.01% |
| LYNNE HUDGINS MOORE | 8650 MINNIE BROWN ROAD STE 150 MONTGOMERY, AL 36117 | AFLAC | $8 | — | $8 | 0.01% |
| THOMAS R BAILEY | 142 MAPLE CT NW CHARLESTON, TN 37310 | AFLAC | $7 | — | $7 | 0.01% |
| JOHN W AMOS | 10051 VETERANS PARKWAY STE B-2 MIDLAND, GA 31820 | AFLAC | $6 | — | $6 | 0.01% |
| THE HORTON GROUP Filed as: MEGAN HORTON BOWEN | 8650 MINNIE BROWN ROAD STE 124 MONTGOMERY, AL 36117 | AFLAC | $6 | — | $6 | 0.01% |
| MICHAEL FOWLER | 2204 EXECUTIVE PARK DRIVE OPELIKA, AL 36801 | AFLAC | $6 | — | $6 | 0.01% |
| JOHN E CARTER III | 1050 MOUNTAIN VIEW WAY PINE MOUNTAIN, GA 31822 | AFLAC | $6 | — | $6 | 0.01% |
| DENNIS W CAMDEN | 101 N JEFFERSON STREET RM305 MEXICO, MO 65265 | AFLAC | $6 | — | $6 | 0.01% |
| JOHN W AMOS Filed as: JOHN P THOMPSON JR. | 1543 TEDDINGTON STREET DELAND, FL 32720 | AFLAC | $4 | — | $4 | 0.01% |
| MASKILL ENTERPRISES INC Filed as: MASKILL ENTERPRISES INC. | P. O. BOX 1702 POINT CLEAR, AL 36564 | AFLAC | $3 | — | $3 | 0.00% |
| WILLIAM L AMOS III | 7100 STILLWATER DRIVE COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.00% |
| SUE TUCKER | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $1 | — | $1 | 0.00% |
| JENNIFER SMITH Filed as: JENNIFER L SMITH | 4640 S STEWART AVE SPRINGFIELD, MO 65804 | AFLAC | $1 | — | $1 | 0.00% |
| BRADLEY BOLICK Filed as: BRADLEY S. BOLICK | 6433 FALL BRANCH DRIVE COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| JOEL SANDERS Filed as: JOEL A SANDERS | 2165 HALCYON BLVD MONTGOMERY, AL 36117 | AFLAC | $1 | — | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | P.O. BOX 6087 HUNTSVILLE, AL 35813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 15.83% |
| MARSH & MCLENNAN AGENCY LLC3 | P.O. BOX 6087 HUNTSVILLE, AL 35813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 15.83% |
| MARSH & MCLENNAN AGENCY LLC3 | P.O. BOX 6087 HUNTSVILLE, AL 35813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 16.31% |
| MARSH & MCLENNAN AGENCY LLC | P.O. BOX 6087 HUNTSVILLE, AL 35813 | AMERITAS | $2K | $410 | $3K | 11.82% |
| MARSH & MCLENNAN AGENCY LLC3 | P.O. BOX 6087 HUNTSVILLE, AL 35813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $850 | $2K | 16.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 166 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 166 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 278 | $1.4M |
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 278 | $1.4M |
| Vision | AMERITAS | 255 | $23K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 166 | $71K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 97 | $92K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 166 | $37K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 278 | $1.4M |
| Other(5 contracts, 4 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 278 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 278 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.