| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 2828 N. MANSFIELD AVE., STE 202 FAYETTEVILLE, AR 72703 | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | — | $0 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC Filed as: MCGRIFF INSURANCE SERVICES | 2828 N. MANSFIELD AVE., STE 202 FAYETTEVILLE, AR 72703 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $13K | — | $13K | 9.94% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | P.O. BOX 896620 CHARLOTTE, NC 28289 | USABLE LIFE | $13K | $2K | $15K | 22.54% |
| KAREN WOODWARD3 | 4026 N. ZION VALLEY DR. FAYETTEVILLE, AR 72703 | USABLE LIFE | $3K | — | $3K | 4.61% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $336 | — | $336 | 0.51% |
| JERRY DUNCAN3 | 516 E. MILLSEP RD., STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $275 | — | $275 | 0.41% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | P.O. BOX 896620 CHARLOTTE, NC 28289 | USABLE LIFE | $5K | $3K | $8K | 31.77% |
| KAREN WOODWARD3 | 4026 N. ZION VAALLEY DR. FAYETTEVILLE, AR 72703 | USABLE LIFE | $1K | — | $1K | 4.61% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $136 | — | $136 | 0.51% |
| JERRY DUNCAN3 | 516 E. MILLSEP RD., STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $111 | — | $111 | 0.42% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | P.O. BOX 896620 CHARLOTTE, NC 282896620 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $22 | $4K | 19.94% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS INC. | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 117883914 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $17 | $1K | 5.04% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS INC. | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 117883914 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 4.94% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | PO BOX 896620 CHARLOTTE, NC 282896620 | METROPOLITAN LIFE INSURANCE COMPANY | — | $460 | $460 | 2.24% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | PO BOX 896620 CHARLOTTE, NC 282896620 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3 | $3 | 0.01% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | P.O. BOX 896620 CHARLOTTE, NC 28289 | METROPOLITAN LIFE INSURANCE | $2K | $310 | $3K | 22.77% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD., STE 200 HAUPPAGE, NY 11788 | METROPOLITAN LIFE INSURANCE | $589 | $719 | $1K | 11.18% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | P.O. BOX 896620 CHARLOTTE, NC 28289 | USABLE LIFE | $421 | $214 | $635 | 15.12% |
| KAREN WOODWARD | 4026 N. ZION VALLEY DR. FAYETTEVILLE, AR 72703 | USABLE LIFE | $39 | — | $39 | 0.93% |
| MARIA VANDYKE | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $5 | — | $5 | 0.12% |
| JERRY DUNCAN3 | 516 E. MILLSEP RD., STE 10 FAYETTEVILLE, AR 72703 | USABLE LIFE | $4 | — | $4 | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 397 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 397 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 422 | $2.6M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 431 | $126K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 391 | $37K |
| Life insurance | USABLE LIFE | 109 | $4K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 422 | $2.6M |
| Other(3 contracts) | USABLE LIFE | 191 | $97K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 431 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.