| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 2828 N. MANSFIELD AVE., STE 202 FAYETTEVILLE, AR 72703 | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | $49K | $49K | 2.00% |
| MCGRIFF INSURANCE SERVICES INC Filed as: MCGRIFF INSURANCE SERVICES | 2828 N. MANSFIELD AVE., STE 202 FAYETTEVILLE, AR 72703 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $12K | — | $12K | 9.93% |
| MCGRIFF INSURANCE SERVICES INC Filed as: MCGRIFF INSURANCE SERVICES, INC. | P.O. BOX 896620 CHARLOTTE, NC 28289 | USABLE LIFE | $9K | — | $9K | 20.00% |
| KAREN WOODWARD | 4026 N. ZION VALLEY DR. FAYETTEVILLE, AR 72703 | USABLE LIFE | $2K | — | $2K | 3.93% |
| MARIA VANDYKE | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $202 | — | $202 | 0.43% |
| JERRY DUNCAN3 | 516 E. MILLSEP RD., STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $165 | — | $165 | 0.35% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | P.O. BOX 896620 CHARLOTTE, NC 28289 | USABLE LIFE | $7K | — | $7K | 20.00% |
| KAREN WOODWARD3 | 4026 N. ZION VALLEY DR. FAYETTEVILLE, AR 72703 | USABLE LIFE | $3K | — | $3K | 8.54% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $332 | — | $332 | 0.94% |
| JERRY DUNCAN3 | 516 E. MILLSEP RD., STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $272 | — | $272 | 0.77% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | P.O. BOX 896620 CHARLOTTE, NC 28289 | METROPOLITAN LIFE INSURANCE | $5K | $389 | $6K | 19.64% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD., STE 200 HAUPPAGE, NY 11788 | METROPOLITAN LIFE INSURANCE | $1K | $22 | $1K | 4.65% |
| MCGRIFF INSURANCE SERVICES INC Filed as: MCGRIFF INSURANCE SERVICES | P.O. BOX 896620 CHARLOTTE, NC 28289 | USABLE LIFE | $429 | — | $429 | 9.99% |
| KAREN WOODWARD | 4026 N. ZION VALLEY DR. FAYETTEVILLE, AR 72703 | USABLE LIFE | $214 | — | $214 | 4.98% |
| MARIA VANDYKE | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $14 | — | $14 | 0.33% |
| JERRY DUNCAN3 | 516 E. MILLSEP RD, STE 10 FAYETTEVILLE, AR 72703 | USABLE LIFE | $12 | — | $12 | 0.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 324 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 324 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 444 | $2.5M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 460 | $121K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 404 | $34K |
| Life insurance | USABLE LIFE | 113 | $4K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 444 | $2.5M |
| Other(3 contracts) | USABLE LIFE | 202 | $86K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 460 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.