| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KEVIN GARDNER3 | 3510 N CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70002 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $96K | $0 | $96K | 3.57% |
| MORETON & COMPANY3 Filed as: KIM MORTON | 6000 TAZEWELL PIKE KNOXVILLE, TN 37918 | AFLAC | $16K | $260 | $16K | 7.30% |
| ERNESTINE KING3 | 115 LAKEVIEW HILLS LN CLINTON, TN 37716 | AFLAC | $6K | $130 | $6K | 2.73% |
| RICHARD G. WILDE3 | PO BOX 866 LENOIR CITY, TN 37771 | AFLAC | $4K | $260 | $4K | 1.80% |
| AMANDA NICOLE BANDY3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $3K | $115 | $4K | 1.62% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $2K | $152 | $2K | 1.09% |
| TAYLOR THIGPEN3 | 605 COMMODORE LN KNOXVILLE, TN 37934 | AFLAC | $2K | $0 | $2K | 1.01% |
| GARY W JOHNSON3 | 210 CAMPBELL CIR MT JULIET, TN 37122 | AFLAC | $1K | $0 | $1K | 0.67% |
| GARY W JOHNSON3 | 326 HOLLOW OAK DR UNIT B SUMMERVILLE, SC 29486 | AFLAC | $1K | $0 | $1K | 0.60% |
| SUSIE THORPE3 | 2828 W GALLAHER FERRY RD KNOXVILLE, TN 37932 | AFLAC | $508 | $0 | $508 | 0.23% |
| LYNN SIMS3 Filed as: LYNN M SIMS | 143 RYAN NICHOLAS DR KINGSLAND, GA 31548 | AFLAC | $394 | $0 | $394 | 0.18% |
| JEFFREY BARNHILL3 | 53 DOVEFIELD DR INDIAN TRAIL, NC 28079 | AFLAC | $232 | $0 | $232 | 0.10% |
| CHELSEA SMILEY3 | 6005 WICHITA DR KNOXVILLE, TN 37921 | AFLAC | $232 | $0 | $232 | 0.10% |
| BARRY L CLEVELAND3 | 1204 PINEOLA LN KNOXVILLE, TN 37919 | AFLAC | $207 | $0 | $207 | 0.09% |
| JANE W BARNHILL3 Filed as: JANE BARNHILL | 536 DOVEFIELD DR INDIAN TRAIL, NC 28079 | AFLAC | $201 | $0 | $201 | 0.09% |
| LORRI STEMBRIDGE LLC3 | 5144 OAKTREE DR MACON, GA 31210 | AFLAC | $183 | $0 | $183 | 0.08% |
| VBTN, INC3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $144 | $0 | $144 | 0.06% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $144 | $0 | $144 | 0.06% |
| NATHAN A THORPE3 | 5304 CALVERT LN KNOXVILLE, TN 37918 | AFLAC | $140 | $0 | $140 | 0.06% |
| DONALD L LARSON3 Filed as: DONALD LARSON | 1528 LOUISVILLE RD ALCOA, TN 37701 | AFLAC | $139 | $0 | $139 | 0.06% |
| BENJAMIN T MORGENEGG3 | 1915 NORTHSHORE HILLS BLVD KNOXVILLE, TN 37922 | AFLAC | $102 | $0 | $102 | 0.05% |
| ALMON E GOODWIN JR3 | 518 ALABAMA ST KILLEN, AL 35645 | AFLAC | $90 | $0 | $90 | 0.04% |
| STEVEN E SELF3 | 302 LUTHER JACKSON DR MARYVILLE, TN 37804 | AFLAC | $59 | $0 | $59 | 0.03% |
| BRENT L GOODE3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $55 | $0 | $55 | 0.02% |
| JASON B WEST3 | 1701 BASS RD STE 200 MACON, GA 31210 | AFLAC | $52 | $0 | $52 | 0.02% |
| ABBIE W COFFMAN3 | 31 HAWTHORN CIR CROSSVILLE, TN 38555 | AFLAC | $51 | $0 | $51 | 0.02% |
| LARRY D KINSLER3 | 106 PICADILLY LN JOHNSON CITY, TN 37615 | AFLAC | $47 | $0 | $47 | 0.02% |
| JAY S OLEARY3 | 1802 EAVES CT NOLENSVILLE, TN 37135 | AFLAC | $43 | $0 | $43 | 0.02% |
| JAMIE R WALLACE3 | 1 WILDGOOSE LN SAVANNAH, GA 31411 | AFLAC | $41 | $0 | $41 | 0.02% |
| ROBERT EDWARD HARDWICK3 | 120 LAKEWOOD DR CROSSVILLE, TN 385588616 | AFLAC | $38 | $0 | $38 | 0.02% |
| CHARLES HARTHUN3 Filed as: CHARLES B HARTHUN | 419 TYLER TRL JAMESTOWN, TN 38556 | AFLAC | $37 | $0 | $37 | 0.02% |
| LISA M MUSTO3 Filed as: LISA MARIE MUSTO | 3424 W COMMUNITY DR JUPITER, FL 33458 | AFLAC | $34 | $0 | $34 | 0.02% |
| KANDI H HECKLER3 | 5453 HASELL DR ROCKVALE, TN 37153 | AFLAC | $27 | $0 | $27 | 0.01% |
| LUIS M HERNANDEZ-ROSADO3 | 2190 SAINT MARTINS DR E JACKSONVILLE, FL 32246 | AFLAC | $24 | $0 | $24 | 0.01% |
| ALAN W MARTIN3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $23 | $0 | $23 | 0.01% |
| JAYMIE DIANNE JONES3 | 3263 CHEROKEE DR MORRISTOWN, TN 37814 | AFLAC | $22 | $0 | $22 | 0.01% |
| RONALD H RICHEY3 | 4499 MURFREESBORO RD FRANKLIN, TN 37067 | AFLAC | $21 | $0 | $21 | 0.01% |
| CYNTHIA MOORE3 Filed as: CYNTHIA B MOORE | 11600 GATES MILL DR KNOXVILLE, TN 37934 | AFLAC | $21 | $0 | $21 | 0.01% |
| MICHAEL RAY RYAN3 | 5125 HICKORY VALLEY RD SPARTA, TN 38583 | AFLAC | $20 | $0 | $20 | 0.01% |
| JOSEPH L LEDOUX3 | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $18 | $0 | $18 | 0.01% |
| SCOTT A ERWIN3 | 201 OVERBROOK DR APT 19 KNOXVILLE, TN 37920 | AFLAC | $18 | $0 | $18 | 0.01% |
| MONICA WENTZ3 Filed as: MONICA G WENTZ | 2629 UPPER CANEY VALLEY RD TAZEWLL, TN 37879 | AFLAC | $18 | $0 | $18 | 0.01% |
| SANDRA FIELDS3 Filed as: SANDRA D FIELDS | 1805 KING COLLEGE RD APT B4 BRISTOL, TN 37620 | AFLAC | $17 | $0 | $17 | 0.01% |
| LYNN B HODGE3 | 430 ALFALFA LN JONESBOROUGH, TN 37659 | AFLAC | $17 | $0 | $17 | 0.01% |
| JOANNA G MATHERLY3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $16 | $0 | $16 | 0.01% |
| MARIANNE F BOOTH3 | 5455 FAIRWAY DR RIDGE MANOR, FL 33523 | AFLAC | $16 | $0 | $16 | 0.01% |
| CANDACE JACKSON3 | 932 JOHN CARTER RD BLOOMINGDALE, GA 31302 | AFLAC | $16 | $0 | $16 | 0.01% |
| SCOTT L EELLS3 | 100 HAMPTON RD LOT 100 CLEARWATER, FL 33759 | AFLAC | $14 | $0 | $14 | 0.01% |
| GARY STORY3 Filed as: GARY A STORY | P O BOX 4328 JOHNSON CITY, TN 37602 | AFLAC | $13 | $0 | $13 | 0.01% |
| WHITNEY L MILLWOOD3 | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $13 | $0 | $13 | 0.01% |
| BRANDI L REITER3 | 330 GOEBEL AVE SAVANNAH, GA 31404 | AFLAC | $13 | $0 | $13 | 0.01% |
| JONATHAN BALLARD MILLWOOD3 | 3899 NOBEL DR APT 1303 SAN DIEGO, CA 92122 | AFLAC | $12 | $0 | $12 | 0.01% |
| CHARLES F GREER3 | 9537 PECKY CYPRESS WAY ORLANDO, FL 32836 | AFLAC | $9 | $0 | $9 | 0.00% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $9 | $0 | $9 | 0.00% |
| JOSEPH BAILEY DUCKETT3 | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | AFLAC | $7 | $0 | $7 | 0.00% |
| WILLIAM L AMOS & CO INC3 | 7100 STILLWATER DR COLUMBUS, GA 31904 | AFLAC | $7 | $0 | $7 | 0.00% |
| ANNE E SWANSON3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $5 | $0 | $5 | 0.00% |
| SUSAN C BRIMHALL3 | PO BOX 8 LAKE PLACID, NY 12946 | AFLAC | $5 | $0 | $5 | 0.00% |
| BROCK POWELL3 | 1763 FIDDLERS RIDGE DR FLEMING ISLAND, FL 32003 | AFLAC | $5 | $0 | $5 | 0.00% |
| CARLA T WITHERINGTON3 | 1405 HERRING DR COVINGTON, TN 38019 | AFLAC | $4 | $0 | $4 | 0.00% |
| MARK WAYNE SPRADLING3 | 190 BLAYLOCK MOUNTAIN RD COOKEVILLE, TN 385066820 | AFLAC | $4 | $0 | $4 | 0.00% |
| BRIAN LARSON3 Filed as: BRIAN D LARSON | 883 FORD ST ALCOA, TN 37701 | AFLAC | $3 | $0 | $3 | 0.00% |
| BRIAN E HICKS3 | 2739 AMERICUS DR THOMPSON STATION, TN 37179 | AFLAC | $3 | $0 | $3 | 0.00% |
| MATT STEINHAUER III3 | 100 YORKSHIRE CT HENDERSONVILLE, TN 37075 | AFLAC | $3 | $0 | $3 | 0.00% |
| DALE I DAVIS3 | 5892 CEDARCREEK LN LEXINGTON, KY 40515 | AFLAC | $2 | $0 | $2 | 0.00% |
| KELSEY DAVID EVERT3 | 2055 N MOUNT JULIET RD STE 201 MOUNT JULIET, TN 37122 | AFLAC | $2 | $0 | $2 | 0.00% |
| CATHY MCCLANAHAN3 Filed as: CATHY I MCCLANAHAN | 1011 FOX COVE CIRCLE MARYVILLE, TN 37803 | AFLAC | $1 | $0 | $1 | 0.00% |
| JEFFREY GLENN YARISH3 | 8575 SUNSET CT TREASURE ISLAND, FL 33706 | AFLAC | $1 | $0 | $1 | 0.00% |
| ROGER MURRAY JOHNSON3 | 5936 ENCLAVE DR MURFREESBORO, TN 37128 | AFLAC | $1 | $0 | $1 | 0.00% |
| AUTUMN BETHEA3 | 1124 GOLF VIEW LN SPRING HILL, TN 37174 | AFLAC | $1 | $0 | $1 | 0.00% |
| JESSICA RAE ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 33626 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARY REBECCA WEATHERLY3 | 273 WILLIAMSBURG DR MT WASHINGTON, KY 40047 | AFLAC | $1 | $0 | $1 | 0.00% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $1 | $0 | $1 | 0.00% |
| RPM LTD3 | PO BOX 1016 YULEE, FL 32041 | AFLAC | $1 | $0 | $1 | 0.00% |
| SUE C TUCKER3 | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 215 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 215 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 400 | $2.7M |
| Dental | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 400 | $2.7M |
| Vision | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 400 | $2.7M |
| Life insurance | AFLAC | 214 | $223K |
| Short-term disability | AFLAC | 214 | $223K |
| Long-term disability | AFLAC | 214 | $223K |
| Other | AFLAC | 214 | $223K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 400 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.