| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DEBBIE PERRY3 | 620 MABRY HOOD RD STE 201 KNOXVILLE, TN 37932 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $83K | $0 | $83K | 3.67% |
| RICHARD G. WILDE3 | PO BOX 22513 KNOXVILLE, TN 37933 | AFLAC | $12K | $505 | $13K | 6.57% |
| MORETON & COMPANY3 Filed as: KIM MORTON | 6000 TAZEWELL PIKE KNOXVILLE, TN 37918 | AFLAC | $10K | $505 | $11K | 5.60% |
| ERNESTINE KING3 | 115 LAKEVIEW HILLS LN CLINTON, TN 37716 | AFLAC | $7K | $257 | $7K | 3.58% |
| GARY W JOHNSON3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $5K | $213 | $5K | 2.53% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $4K | $253 | $4K | 2.16% |
| SUSIE THORPE3 | PO BOX 31858 KNOXVILLE, TN 37930 | AFLAC | $759 | $0 | $759 | 0.40% |
| JEFFREY BARNHILL3 | 6636 NC HWY 43 S STE C GREENVILLE, NC 27858 | AFLAC | $498 | $0 | $498 | 0.26% |
| JANE W BARNHILL3 Filed as: JANE BARNHILL | 6636 NC HIGHWAY 43 S GREENVILLE, NC 27858 | AFLAC | $406 | $0 | $406 | 0.21% |
| BARRY L CLEVELAND3 | 9724 KINGSTON PIKE STE 1402 KNOXVILLE, TN 37922 | AFLAC | $264 | $0 | $264 | 0.14% |
| ALAN W MARTIN3 Filed as: ALAN MARTIN | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $250 | $0 | $250 | 0.13% |
| VBTN, INC3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $220 | $0 | $220 | 0.12% |
| DONALD L LARSON3 Filed as: DONALD LARSON | 1528 LOUISVILLE RD ALCOA, TN 37701 | AFLAC | $185 | $0 | $185 | 0.10% |
| BENJAMIN T MORGENEGG3 | 1915 NORTHSHORE HILLS BLVD KNOXVILLE, TN 37922 | AFLAC | $157 | $0 | $157 | 0.08% |
| CHARLES HARTHUN3 Filed as: CHARLES B HARTHUN | 1577 LAWSON RD CROSSVILLE, TN 38571 | AFLAC | $152 | $0 | $152 | 0.08% |
| NATHAN A THORPE3 | P O BOX 5811 KNOXVILLE, TN 37928 | AFLAC | $147 | $0 | $147 | 0.08% |
| BRENT L GOODE3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $132 | $0 | $132 | 0.07% |
| A ED GOODWIN JR3 | 520 DIXON LANE KODAK, TN 37764 | AFLAC | $118 | $0 | $118 | 0.06% |
| JAY S OLEARY3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $82 | $0 | $82 | 0.04% |
| ABBIE W COFFMAN3 | 31 HAWTHORN CIR CROSSVILLE, TN 38555 | AFLAC | $76 | $0 | $76 | 0.04% |
| STEVEN E SELF3 | 302 LUTHER JACKSON DR MARYVILLE, TN 37804 | AFLAC | $64 | $0 | $64 | 0.03% |
| LARRY D KINSLER3 | 106 PICADILLY LN JOHNSON CITY, TN 37615 | AFLAC | $43 | $0 | $43 | 0.02% |
| JOSEPH L LEDOUX3 | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $42 | $0 | $42 | 0.02% |
| KANDI H HECKLER3 | 5453 HASELL DR ROCKVALE, TN 37153 | AFLAC | $38 | $0 | $38 | 0.02% |
| ANNE E SWANSON3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $37 | $0 | $37 | 0.02% |
| ALAN W MARTIN3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $36 | $0 | $36 | 0.02% |
| SCOTT A ERWIN3 | 1740 PRICE AVE KNOXVILLE, TN 37920 | AFLAC | $29 | $0 | $29 | 0.02% |
| MONICA WENTZ3 Filed as: MONICA G WENTZ | 790 N CEDAR BLUFF RD APT 2419 KNOXVILLE, TN 37923 | AFLAC | $29 | $0 | $29 | 0.02% |
| JOANNA G MATHERLY3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $25 | $0 | $25 | 0.01% |
| RONALD H RICHEY3 | 4023 LAURAWOOD LN FRANKLIN, TN 37067 | AFLAC | $24 | $0 | $24 | 0.01% |
| BRIAN LARSON3 Filed as: BRIAN D LARSON | 883 FORD ST ALCOA, TN 37701 | AFLAC | $20 | $0 | $20 | 0.01% |
| STEVE CANNATA3 | 1831 RAVEN HILL COURT KNOXVILLE, TN 37922 | AFLAC | $18 | $0 | $18 | 0.01% |
| MARIANNE F BOOTH3 | P O BOX 359 TRILBY, FL 33593 | AFLAC | $18 | $0 | $18 | 0.01% |
| SANDRA FIELDS3 Filed as: SANDRA D FIELDS | 1805 KING COLLEGE RD APT C13 BRISTOL, TN 37620 | AFLAC | $15 | $0 | $15 | 0.01% |
| SCOTT L EELLS3 | 13313 N OREGON AVE TAMPA, FL 33612 | AFLAC | $14 | $0 | $14 | 0.01% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $12 | $0 | $12 | 0.01% |
| GARY STORY3 Filed as: GARY A STORY | P O BOX 4328 CRS JOHNSON CITY, TN 37602 | AFLAC | $12 | $0 | $12 | 0.01% |
| CATHY MCCLANAHAN3 Filed as: CATHY I MCCLANAHAN | 1011 FOX COVE CIRCLE MARYVILLE, TN 37803 | AFLAC | $10 | $0 | $10 | 0.01% |
| JOSEPH BAILEY DUCKETT3 | 517 PINEWOOD DR OLDSMAR, FL 34677 | AFLAC | $5 | $0 | $5 | 0.00% |
| BRIAN E HICKS3 | 188 FRONT STREET STE 116 39 FRANKLIN, TN 37064 | AFLAC | $5 | $0 | $5 | 0.00% |
| MATT STEINHAUER III3 | 100 YORKSHIRE CT HENDERSONVILLE, TN 37075 | AFLAC | $5 | $0 | $5 | 0.00% |
| CARLA T WITHERINGTON3 | 1405 HERRING DR COVINGTON, TN 38019 | AFLAC | $5 | $0 | $5 | 0.00% |
| SUSAN C BRIMHALL3 | 3921 CAPE SAN BLAS RD PORT SAINT JOE, FL 32456 | AFLAC | $5 | $0 | $5 | 0.00% |
| DALE I DAVIS3 | 1856 TRAVELLER RD LEXINGTON, KY 40504 | AFLAC | $4 | $0 | $4 | 0.00% |
| CHARLES F GREER3 | 9537 PECKY CYPRESS WAY ORLANDO, FL 32836 | AFLAC | $4 | $0 | $4 | 0.00% |
| CANDACE JACKSON3 | 125 PLANTATION CENTRE DR S STE 900 MACON, GA 31210 | AFLAC | $3 | $0 | $3 | 0.00% |
| JOSEPH BAILEY DUCKETT3 | 1000 PARKWOOD CIR SE STE 900 ATLANTA, GA 30339 | AFLAC | $3 | $0 | $3 | 0.00% |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $2 | $0 | $2 | 0.00% |
| JASON B WEST3 | 6501 PEAKE RD STE 950 MACON, GA 31210 | AFLAC | $1 | $0 | $1 | 0.00% |
| CHARLES F GREER3 | 2888 ALOMA LAKE RUN STE 2300 OVIEDO, FL 32765 | AFLAC | $1 | $0 | $1 | 0.00% |
| WILLIAM L AMOS & CO INC3 | 6801 RIVER RD STE 205 COLUMBUS, GA 31904 | AFLAC | $1 | $0 | $1 | 0.00% |
| ROGER MURRAY JOHNSON3 | 1926 TURNING WHEEL LN FRANKLIN, TN 37067 | AFLAC | $1 | $0 | $1 | 0.00% |
| AUTUMN BETHEA3 | 1053 MUNA CT SPRING HILL, TN 37174 | AFLAC | $1 | $0 | $1 | 0.00% |
| JESSICA RAE ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 33626 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARY REBECCA WEATHERLY3 | 1934 E LEEWYNN DR SARASOTA, FL 34240 | AFLAC | $1 | $0 | $1 | 0.00% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $0 | $0 | $0 | 0.00% |
| RPM LTD3 | PO BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 227 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 227 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 408 | $2.3M |
| Dental | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 408 | $2.3M |
| Vision | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 408 | $2.3M |
| Life insurance | AFLAC | 254 | $190K |
| Short-term disability | AFLAC | 254 | $190K |
| Long-term disability | AFLAC | 254 | $190K |
| Other | AFLAC | 254 | $190K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 408 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.