| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DEBBIE PERRY3 | 620 MABRY HOOD RD STE 201 KNOXVILLE, TN 37932 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $85K | $0 | $85K | 3.64% |
| RICHARD G. WILDE3 | PO BOX 22513 KNOXVILLE, TN 37933 | AFLAC | $10K | $879 | $11K | 5.27% |
| MORETON & COMPANY3 Filed as: KIM MORTON | 6000 TAZEWELL PIKE KNOXVILLE, TN 37918 | AFLAC | $10K | $640 | $11K | 5.05% |
| ERNESTINE KING3 | 115 LAKEVIEW HILLS LN CLINTON, TN 37716 | AFLAC | $8K | $320 | $8K | 3.83% |
| GARY W JOHNSON3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $6K | $321 | $6K | 2.72% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $4K | $321 | $4K | 2.06% |
| SUSIE THORPE3 | PO BOX 31858 KNOXVILLE, TN 37930 | AFLAC | $720 | $0 | $720 | 0.33% |
| JEFFREY BARNHILL3 | 53 DOVEFIELD DR INDIAN TRAIL, NC 28079 | AFLAC | $433 | $0 | $433 | 0.20% |
| JANE W BARNHILL3 Filed as: JANE BARNHILL | 6636 NC HIGHWAY 43 S GREENVILLE, NC 27858 | AFLAC | $341 | $0 | $341 | 0.16% |
| ALAN W MARTIN3 Filed as: ALAN MARTIN | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $234 | $0 | $234 | 0.11% |
| VBTN, INC3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $205 | $0 | $205 | 0.10% |
| DONALD L LARSON3 Filed as: DONALD LARSON | 1528 LOUISVILLE RD ALCOA, TN 37701 | AFLAC | $180 | $0 | $180 | 0.08% |
| BARRY L CLEVELAND3 | 9724 KINGSTON PIKE STE 1402 KNOXVILLE, TN 37922 | AFLAC | $177 | $0 | $177 | 0.08% |
| BENJAMIN T MORGENEGG3 | 1915 NORTHSHORE HILLS BLVD KNOXVILLE, TN 37922 | AFLAC | $155 | $0 | $155 | 0.07% |
| NATHAN A THORPE3 | P O BOX 5811 KNOXVILLE, TN 37928 | AFLAC | $146 | $0 | $146 | 0.07% |
| CHARLES HARTHUN3 Filed as: CHARLES B HARTHUN | 10396 SW 65TH TER OCALA, FL 34476 | AFLAC | $125 | $0 | $125 | 0.06% |
| BRENT L GOODE3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $116 | $0 | $116 | 0.05% |
| A ED GOODWIN JR3 | 520 DIXON LANE KODAK, TN 37764 | AFLAC | $105 | $0 | $105 | 0.05% |
| BARRY L CLEVELAND3 Filed as: BARRY CLEVELAND | 1204 PINEOLA LN KNOXVILLE, TN 37919 | AFLAC | $81 | $0 | $81 | 0.04% |
| JAY S OLEARY3 | 1802 EAVES CT NOLENSVILLE, TN 37135 | AFLAC | $75 | $0 | $75 | 0.03% |
| ABBIE W COFFMAN3 | 31 HAWTHORN CIR CROSSVILLE, TN 38555 | AFLAC | $67 | $0 | $67 | 0.03% |
| STEVEN E SELF3 | 302 LUTHER JACKSON DR MARYVILLE, TN 37804 | AFLAC | $59 | $0 | $59 | 0.03% |
| LARRY D KINSLER3 | 106 PICADILLY LN JOHNSON CITY, TN 37615 | AFLAC | $47 | $0 | $47 | 0.02% |
| JOSEPH L LEDOUX3 | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $37 | $0 | $37 | 0.02% |
| KANDI H HECKLER3 | 5453 HASELL DR ROCKVALE, TN 37153 | AFLAC | $35 | $0 | $35 | 0.02% |
| ALAN W MARTIN3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $33 | $0 | $33 | 0.02% |
| ANNE E SWANSON3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $32 | $0 | $32 | 0.01% |
| JANE W BARNHILL3 Filed as: JANE BARNHILL | 536 DOVEFIELD DR INDIAN TRAIL, NC 28079 | AFLAC | $30 | $0 | $30 | 0.01% |
| RONALD H RICHEY3 | 4023 LAURAWOOD LN FRANKLIN, TN 37067 | AFLAC | $25 | $0 | $25 | 0.01% |
| JOANNA G MATHERLY3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $24 | $0 | $24 | 0.01% |
| SCOTT A ERWIN3 | 101 CAVETTON LN APT 20F KNOXVILLE, TN 37923 | AFLAC | $21 | $0 | $21 | 0.01% |
| MONICA WENTZ3 Filed as: MONICA G WENTZ | 2629 UPPER CANEY VALLEY RD TAZEWLL, TN 37879 | AFLAC | $21 | $0 | $21 | 0.01% |
| MARIANNE F BOOTH3 | P O BOX 359 TRILBY, FL 33593 | AFLAC | $20 | $0 | $20 | 0.01% |
| STEVE CANNATA3 | 1831 RAVEN HILL COURT KNOXVILLE, TN 37922 | AFLAC | $19 | $0 | $19 | 0.01% |
| BRIAN LARSON3 Filed as: BRIAN D LARSON | 883 FORD ST ALCOA, TN 37701 | AFLAC | $17 | $0 | $17 | 0.01% |
| SANDRA FIELDS3 Filed as: SANDRA D FIELDS | 1805 KING COLLEGE RD APT C13 BRISTOL, TN 37620 | AFLAC | $17 | $0 | $17 | 0.01% |
| SCOTT L EELLS3 | 100 HAMPTON RD LOT 100 CLEARWATER, FL 33759 | AFLAC | $15 | $0 | $15 | 0.01% |
| GARY STORY3 Filed as: GARY A STORY | P O BOX 4328 CRS JOHNSON CITY, TN 37602 | AFLAC | $13 | $0 | $13 | 0.01% |
| CATHY MCCLANAHAN3 Filed as: CATHY I MCCLANAHAN | 1011 FOX COVE CIRCLE MARYVILLE, TN 37803 | AFLAC | $9 | $0 | $9 | 0.00% |
| JOSEPH BAILEY DUCKETT3 | 1000 PARKWOOD CIR SE STE 900 ATLANTA, GA 30339 | AFLAC | $7 | $0 | $7 | 0.00% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $6 | $0 | $6 | 0.00% |
| SUSAN C BRIMHALL3 | PO BOX 336 SMITHS STATION, AL 36877 | AFLAC | $6 | $0 | $6 | 0.00% |
| BRIAN E HICKS3 | 188 FRONT STREET STE 116 39 FRANKLIN, TN 37064 | AFLAC | $5 | $0 | $5 | 0.00% |
| MATT STEINHAUER III3 | 100 YORKSHIRE CT HENDERSONVILLE, TN 37075 | AFLAC | $5 | $0 | $5 | 0.00% |
| CHARLES F GREER3 | 9537 PECKY CYPRESS WAY ORLANDO, FL 32836 | AFLAC | $5 | $0 | $5 | 0.00% |
| CARLA T WITHERINGTON3 | 1405 HERRING DR COVINGTON, TN 38019 | AFLAC | $4 | $0 | $4 | 0.00% |
| DALE I DAVIS3 | 1856 TRAVELLER RD LEXINGTON, KY 40504 | AFLAC | $2 | $0 | $2 | 0.00% |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $2 | $0 | $2 | 0.00% |
| JOSEPH BAILEY DUCKETT3 | 119 NORTHBROOK TRCE WOODSTOCK, GA 30188 | AFLAC | $1 | $0 | $1 | 0.00% |
| ROGER MURRAY JOHNSON3 | 1926 TURNING WHEEL LN FRANKLIN, TN 37067 | AFLAC | $1 | $0 | $1 | 0.00% |
| AUTUMN BETHEA3 | 1053 MUNA CT SPRING HILL, TN 37174 | AFLAC | $1 | $0 | $1 | 0.00% |
| JESSICA RAE ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 33626 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARY REBECCA WEATHERLY3 | 1934 E LEEWYNN DR SARASOTA, FL 34240 | AFLAC | $1 | $0 | $1 | 0.00% |
| DALE I DAVIS3 | 5892 CEDARCREEK LN LEXINGTON, KY 40515 | AFLAC | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 222 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 222 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 396 | $2.3M |
| Dental | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 396 | $2.3M |
| Vision | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 396 | $2.3M |
| Life insurance | AFLAC | 239 | $216K |
| Short-term disability | AFLAC | 239 | $216K |
| Long-term disability | AFLAC | 239 | $216K |
| Other | AFLAC | 239 | $216K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 396 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.