| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DEBBIE PERRY3 | 620 MABRY HOOD RD STE 201 KNOXVILLE, TN 37932 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $77K | $0 | $77K | 3.73% |
| MORETON & COMPANY3 Filed as: KIM MORTON | 6000 TAZEWELL PIKE KNOXVILLE, TN 37918 | AFLAC | $10K | $26 | $10K | 5.40% |
| RICHARD G. WILDE3 | PO BOX 22513 KNOXVILLE, TN 37933 | AFLAC | $8K | $31 | $8K | 4.47% |
| ERNESTINE KING3 | 115 LAKEVIEW HILLS LN CLINTON, TN 37716 | AFLAC | $7K | $28 | $7K | 3.90% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $3K | $12 | $3K | 1.92% |
| GARY W JOHNSON3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $3K | $0 | $3K | 1.59% |
| SUSIE THORPE3 | PO BOX 31858 KNOXVILLE, TN 37930 | AFLAC | $1K | $0 | $1K | 0.59% |
| JEFFREY BARNHILL3 | 6636 NC HWY 43 S STE C GREENVILLE, NC 27858 | AFLAC | $736 | $0 | $736 | 0.42% |
| JANE W BARNHILL3 Filed as: JANE BARNHILL | 6636 NC HIGHWAY 43 S GREENVILLE, NC 27858 | AFLAC | $527 | $0 | $527 | 0.30% |
| BARRY L CLEVELAND3 | 9724 KINGSTON PIKE STE 1402 KNOXVILLE, TN 37922 | AFLAC | $376 | $0 | $376 | 0.21% |
| ALAN W MARTIN3 Filed as: ALAN MARTIN | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $329 | $0 | $329 | 0.19% |
| VBTN, INC3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $306 | $0 | $306 | 0.17% |
| DONALD L LARSON3 Filed as: DONALD LARSON | 1528 LOUISVILLE RD ALCOA, TN 37701 | AFLAC | $273 | $0 | $273 | 0.15% |
| BENJAMIN T MORGENEGG3 | 1915 NORTHSHORE HILLS BLVD KNOXVILLE, TN 37922 | AFLAC | $213 | $0 | $213 | 0.12% |
| CHARLES HARTHUN3 Filed as: CHARLES B HARTHUN | 1577 LAWSON RD CROSSVILLE, TN 38571 | AFLAC | $189 | $0 | $189 | 0.11% |
| BRENT L GOODE3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $173 | $0 | $173 | 0.10% |
| NATHAN A THORPE3 | P O BOX 5811 KNOXVILLE, TN 37928 | AFLAC | $149 | $0 | $149 | 0.08% |
| A ED GOODWIN JR3 | 520 DIXON LANE KODAK, TN 37764 | AFLAC | $136 | $0 | $136 | 0.08% |
| JAY S OLEARY3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $116 | $0 | $116 | 0.07% |
| ABBIE W COFFMAN3 | 31 HAWTHORN CIR CROSSVILLE, TN 38555 | AFLAC | $85 | $0 | $85 | 0.05% |
| STEVEN E SELF3 | 302 LUTHER JACKSON DR MARYVILLE, TN 37804 | AFLAC | $61 | $0 | $61 | 0.03% |
| JOSEPH L LEDOUX3 | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $54 | $0 | $54 | 0.03% |
| ALAN W MARTIN3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $50 | $0 | $50 | 0.03% |
| KANDI H HECKLER3 | 5453 HASELL DR ROCKVALE, TN 37153 | AFLAC | $48 | $0 | $48 | 0.03% |
| LARRY D KINSLER3 | 106 PICADILLY LN JOHNSON CITY, TN 37615 | AFLAC | $43 | $0 | $43 | 0.02% |
| RONALD H RICHEY3 | 4023 LAURAWOOD LN FRANKLIN, TN 37067 | AFLAC | $42 | $0 | $42 | 0.02% |
| ANNE E SWANSON3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $41 | $0 | $41 | 0.02% |
| JOANNA G MATHERLY3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $37 | $0 | $37 | 0.02% |
| SCOTT A ERWIN3 | 1740 PRICE AVE KNOXVILLE, TN 37920 | AFLAC | $33 | $0 | $33 | 0.02% |
| BRIAN LARSON3 Filed as: BRIAN D LARSON | 883 FORD ST ALCOA, TN 37701 | AFLAC | $22 | $0 | $22 | 0.01% |
| THOMAS STUBBS3 Filed as: THOMAS C OBRIAN | 1111 N NORTHSHORE DR STE N425 KNOXVILLE, TN 37919 | AFLAC | $20 | $0 | $20 | 0.01% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $18 | $0 | $18 | 0.01% |
| MONICA WENTZ3 Filed as: MONICA G WENTZ | 790 N CEDAR BLUFF RD APT 2419 KNOXVILLE, TN 37923 | AFLAC | $18 | $0 | $18 | 0.01% |
| MARIANNE F BOOTH3 | P O BOX 359 TRILBY, FL 33593 | AFLAC | $18 | $0 | $18 | 0.01% |
| STEVE CANNATA3 | 1831 RAVEN HILL COURT KNOXVILLE, TN 37922 | AFLAC | $16 | $0 | $16 | 0.01% |
| SCOTT L EELLS3 | 13313 N OREGON AVE TAMPA, FL 33612 | AFLAC | $16 | $0 | $16 | 0.01% |
| SANDRA FIELDS3 Filed as: SANDRA D FIELDS | 1805 KING COLLEGE RD APT C13 BRISTOL, TN 37620 | AFLAC | $15 | $0 | $15 | 0.01% |
| REBECCA FAY HIX3 | 9302 WESTFIELD DR ROWLETT, TX 75088 | AFLAC | $15 | $0 | $15 | 0.01% |
| REBECCA J SNEDDON3 | 315 YUCCA ST PUEBLO, CO 81005 | AFLAC | $14 | $0 | $14 | 0.01% |
| CANDACE JACKSON3 | 125 PLANTATION CENTRE DR S STE 900 MACON, GA 31210 | AFLAC | $13 | $0 | $13 | 0.01% |
| GARY STORY3 Filed as: GARY A STORY | P O BOX 4328 CRS JOHNSON CITY, TN 37602 | AFLAC | $12 | $0 | $12 | 0.01% |
| CATHY MCCLANAHAN3 Filed as: CATHY I MCCLANAHAN | 1011 FOX COVE CIRCLE MARYVILLE, TN 37803 | AFLAC | $11 | $0 | $11 | 0.01% |
| CASEY A CURLEE3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $11 | $0 | $11 | 0.01% |
| MONICA WENTZ3 Filed as: MONICA G WENTZ | 2629 UPPER CANEY VALLEY RD TAZEWELL, TN 37879 | AFLAC | $10 | $0 | $10 | 0.01% |
| JOSEPH BAILEY DUCKETT3 | 517 PINEWOOD DR OLDSMAR, FL 34677 | AFLAC | $10 | $0 | $10 | 0.01% |
| JERRY M. SHULER3 Filed as: JERRY M SHULER | 13500 MIDWAY RD STE 401 DALLAS, TX 75244 | AFLAC | $8 | $0 | $8 | 0.00% |
| RONALD A MONSON3 | 309 W LINDEN AVE PUEBLE WEST, CO 81007 | AFLAC | $7 | $0 | $7 | 0.00% |
| BRIAN E HICKS3 | 188 FRONT STREET STE 116 39 FRANKLIN, TN 37064 | AFLAC | $7 | $0 | $7 | 0.00% |
| MATT STEINHAUER III3 | 100 YORKSHIRE CT HENDERSONVILLE, TN 37075 | AFLAC | $7 | $0 | $7 | 0.00% |
| JASON B WEST3 | 6501 PEAKE RD STE 950 MACON, GA 31210 | AFLAC | $7 | $0 | $7 | 0.00% |
| DORA PARSONS3 Filed as: DORA B PARSONS | 1858 W CONSTILLA DR PUEBLO, CO 81007 | AFLAC | $6 | $0 | $6 | 0.00% |
| CARLA T WITHERINGTON3 | 1405 HERRING DR COVINGTON, TN 38019 | AFLAC | $6 | $0 | $6 | 0.00% |
| SUSAN C BRIMHALL3 | 3921 CAPE SAN BLAS RD PORT SAINT JOE, FL 32456 | AFLAC | $5 | $0 | $5 | 0.00% |
| THE CLINE AGENCY3 | 712 PLACHY DR ALAMOSA, CO 81101 | AFLAC | $5 | $0 | $5 | 0.00% |
| DIANA SWINDERMAN3 Filed as: DIANA J SWINDERMAN | 1170 HARDING AVE CANON CITY, CO 81212 | AFLAC | $5 | $0 | $5 | 0.00% |
| CHARLES F GREER3 | 2888 ALOMA LAKE RUN STE 2300 OVIEDO, FL 32765 | AFLAC | $5 | $0 | $5 | 0.00% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM C COVINGTON | 2340 E TRINITY MILLS RD STE 300 CARROLLTON, TX 75006 | AFLAC | $4 | $0 | $4 | 0.00% |
| JOHN P THOMPSON3 | 6395 S KEWAUNEE WAY STE 425 AURORA, CO 80016 | AFLAC | $4 | $0 | $4 | 0.00% |
| WILLIAM L AMOS & CO INC3 | 6801 RIVER RD STE 205 COLUMBUS, GA 31904 | AFLAC | $4 | $0 | $4 | 0.00% |
| MONICA WENTZ3 Filed as: MONICA G WENTZ | 9307 HAVENBROOKE WAY KNOXVILLE, TN 37922 | AFLAC | $3 | $0 | $3 | 0.00% |
| DALE I DAVIS3 | 1856 TRAVELLER RD LEXINGTON, KY 40504 | AFLAC | $2 | $0 | $2 | 0.00% |
| DALE I DAVIS3 | 350 E SHORT STREET NUMBER 416 LEXINGTON, KY 40507 | AFLAC | $2 | $0 | $2 | 0.00% |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $2 | $0 | $2 | 0.00% |
| DIANA SWINDERMAN3 Filed as: DIANA J SWINDERMAN | 1170 HARDING AVENUE CANON CITY, CO 81212 | AFLAC | $2 | $0 | $2 | 0.00% |
| ROGER MURRAY JOHNSON3 | 1926 TURNING WHEEL LN FRANKLIN, TN 37067 | AFLAC | $2 | $0 | $2 | 0.00% |
| SCOTT WEBB3 | 2155 W PINNACLE PEAK RD STE 205 PHOENIX, AZ 85027 | AFLAC | $2 | $0 | $2 | 0.00% |
| DAWSON BENEFIT SOLUTIONS OF FL LLC3 | 6609 WILLOW PARK DR #201 NAPLES, FL 34109 | AFLAC | $1 | $0 | $1 | 0.00% |
| AUTUMN BETHEA3 | 1053 MUNA CT SPRING HILL, TN 37174 | AFLAC | $1 | $0 | $1 | 0.00% |
| JESSICA RAE ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 33626 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARY REBECCA WEATHERLY3 | 1934 E LEEWYNN DR SARASOTA, FL 34240 | AFLAC | $1 | $0 | $1 | 0.00% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH RD COLUMBUS, GA 31904 | AFLAC | $1 | $0 | $1 | 0.00% |
| RPM LTD3 | PO BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | $1 | $0 | $1 | 0.00% |
| LAWRENCE A ELMORE3 | PO BOX 244 MORRISON, CA 80465 | AFLAC | $0 | $0 | $0 | 0.00% |
| SARA BRIERY3 Filed as: SARA E BRIERY | 492 LAKEVIEW DRIVE VILLA #40 PALM HARBOR, FL 34683 | AFLAC | $0 | $0 | $0 | 0.00% |
| BARBARA ANN MCNAUGHTON3 | 10000 N 31ST AVE STE C107 PHOENIX, AZ 85051 | AFLAC | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 213 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 213 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 230 | $2.1M |
| Dental | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 230 | $2.1M |
| Vision | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 230 | $2.1M |
| Life insurance | AFLAC | 234 | $177K |
| Short-term disability | AFLAC | 234 | $177K |
| Long-term disability | AFLAC | 234 | $177K |
| Other | AFLAC | 234 | $177K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 234 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.