| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JANE M HUDECK3 Filed as: JANE HUDECK | 7147 BRENDA LEE DR WALTON HILLS, OH 44146 | AFLAC | $6K | $104 | $6K | 11.16% |
| SARAH L PAVLOVICH3 | 2575 MEDINA RD STE 1 MEDINA, OH 44256 | AFLAC | $1K | $24 | $1K | 2.04% |
| AMANDA C LONG3 | 107 HIDDEN OAK DR MARS, PA 16046 | AFLAC | $979 | — | $979 | 1.68% |
| CHARLES HOWARD JOBE3 | 8421 EVERGREEN DR NORTHFIELD, OH 44067 | AFLAC | $634 | — | $634 | 1.09% |
| STEVE MINTZ3 | 12 WINDWARD WAY CHAGRIN FALLS, OH 44023 | AFLAC | $343 | — | $343 | 0.59% |
| KEVIN WRONA3 | 4086 FAR O WAY LN RICHFIELD, OH 44286 | AFLAC | $266 | — | $266 | 0.46% |
| ASHLEY GRASER3 | 2384 INAS DR AKRON, OH 44321 | AFLAC | $180 | $24 | $204 | 0.35% |
| MARC J HAIRE3 | 9885 GREENHAVEN PARKWAY BRECKSVILLE, OH 44141 | AFLAC | $178 | — | $178 | 0.31% |
| KATHERINE ROSE LANG3 Filed as: KATHERINE LANG | 21617 HALWORTH RD BEACHWOOD, OH 44122 | AFLAC | $166 | — | $166 | 0.29% |
| TERRI PEASE3 | 567 SAGUARO PL BARBERTON, OH 44203 | AFLAC | $154 | — | $154 | 0.26% |
| EDDIE EUGENE MITCHELL3 | PO BOX 3978 SAVANNAH, GA 31414 | AFLAC | $111 | $15 | $126 | 0.22% |
| ETHEL EBLEN3 | 330 DRBELLEZZA DR BALLWIN, MO 63021 | AFLAC | $108 | — | $108 | 0.19% |
| NOREEN L KOLB3 | 28954 LORAIN RD STE 200 NORTH OLMSTED, OH 44070 | AFLAC | $87 | — | $87 | 0.15% |
| DONNA CABLE3 | 6306 STONE RD HUDSON, OH 44236 | AFLAC | $57 | — | $57 | 0.10% |
| ANTHONY HARTMAN3 | 3938 E 41ST ST NEWBURGH HEIGHTS, OH 44105 | AFLAC | $54 | — | $54 | 0.09% |
| MAKOWSKI INS AGCY INC3 | 9404 WOODCHIP LN BROADVIEW HEIGHTS, OH 44147 | AFLAC | $51 | — | $51 | 0.09% |
| DENNIS L ENGLE3 | PO BOX 15446 SAVANNAH, GA 31416 | AFLAC | $44 | $5 | $49 | 0.08% |
| WILLIAM CASSIDY WAGNER3 | 2422 LUCILLE ST WINSTON SALEM, NC 27127 | AFLAC | $44 | — | $44 | 0.08% |
| ROBERTA DICKINSON3 | 16141 HOWE RD STRONGSVILLE, OH 44136 | AFLAC | $39 | — | $39 | 0.07% |
| MERCEDES NOBLE REYES3 | 3767 E LAKE RD SHEFFIELD LAKE, OH 44054 | AFLAC | $38 | — | $38 | 0.07% |
| TOM DENNISON AGENCY INC3 | 3034 CLIFFSIDE DR COPLEY, OH 44321 | AFLAC | $34 | — | $34 | 0.06% |
| OPPORTUNITY INC3 | 9404 WOODCHIP LN BROADVIEW HEIGHTS, OH 44147 | AFLAC | $32 | — | $32 | 0.05% |
| TIMOTHY BOSKO3 | 2508 MONTCLAIR AVE CLEVELAND, OH 44109 | AFLAC | $29 | — | $29 | 0.05% |
| MICHELLE L DAVIS3 Filed as: MICHELLE DAVIS | 1220 AURORA HUDSON RD APT B AURORA, OH 44202 | AFLAC | $24 | — | $24 | 0.04% |
| LISA M MUSTO3 Filed as: LISA MARIE MUSTO | 921 MILL STREAM CT SAVANNAH, GA 31419 | AFLAC | $20 | $4 | $24 | 0.04% |
| THOMAS WESLEY3 | 837 MOSS CANYON DRIVE AMHERST, OH 44001 | AFLAC | $23 | — | $23 | 0.04% |
| ANGELA FANKHAUSER3 | 34030 MAPLE DR SOLON, OH 44139 | AFLAC | $23 | — | $23 | 0.04% |
| MARLA MANGIONE3 | 23453 WOODVIEW DR NORTH OLMSTED, OH 44070 | AFLAC | $17 | — | $17 | 0.03% |
| DAVID J MCCLELLAN3 Filed as: DAVID AESOPH | 2700 W NICOLE DR SIOUX FALLS, SD 57105 | AFLAC | $16 | — | $16 | 0.03% |
| LANCE S MEINERS3 | 557 LONG CV AVON LAKE, OH 44012 | AFLAC | $14 | — | $14 | 0.02% |
| HARE AND ASSOCIATES LLC3 | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $13 | — | $13 | 0.02% |
| JUADENA O JOHNSON3 | 4147 GREENVALE RD APT C CLEVELAND, OH 44121 | AFLAC | $13 | — | $13 | 0.02% |
| CHERYL C PEREZ3 | 5755 GRANGER RD STE 615 INDEPENDENCE, OH 44131 | AFLAC | $8 | — | $8 | 0.01% |
| CHERYL C PEREZ3 | 8865 BRECKSVILLE RD STE 9 BRECKSVILLE, OH 44141 | AFLAC | $8 | — | $8 | 0.01% |
| JACK A SHADE3 Filed as: JACK SHADE | 690 TREE BEND CT WESTERVILLE, OH 44032 | AFLAC | $7 | — | $7 | 0.01% |
| JEFFREY A MAKOWSKI3 Filed as: JEFFREY MAKOWSKI | 9404 WOODCHIP LN BROADVIEW HEIGHTS, OH 44147 | AFLAC | $5 | — | $5 | 0.01% |
| HEIDI E GLAUB3 Filed as: HEIDI GLAUB | 4404 SAINT ANDREWS ST HOWELL, MI 48843 | AFLAC | $5 | — | $5 | 0.01% |
| ROBERT WRIGHT3 | 3980 CORBY ST NW UNIONTOWN, OH 44685 | AFLAC | $4 | — | $4 | 0.01% |
| DEBRA OCONNOR FERNANDEZ3 | 9404 WOODCHIP LN BROADVIEW HEIGHTS, OH 44147 | AFLAC | $4 | — | $4 | 0.01% |
| GAYLORD I KAUFFMAN3 Filed as: GAYLORD KAUFFMAN | 315 GREEN RIDGE ROAD SUITE H 1 NEW CASTLE, PA 16105 | AFLAC | $4 | — | $4 | 0.01% |
| BRADLEY NUDELL3 | 20106 ABIGAIL LN STRONGSVILLE, OH 44149 | AFLAC | $3 | — | $3 | 0.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL QUINN | 8580 MAJORCA LN NAPLES, FL 34114 | AFLAC | $3 | — | $3 | 0.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL REBER | 20101 HERON CROSSING DR TAMPA, FL 33647 | AFLAC | $3 | — | $3 | 0.01% |
| MARK L HUFHAND3 Filed as: MARK HUFHAND | 925 S MAIN ST STE B NORTH CANTON, OH 44720 | AFLAC | $3 | — | $3 | 0.01% |
| RICO PEREZ3 | 6000 LOMBARDO CTR STE 145 SEVEN HILLS, OH 44131 | AFLAC | $3 | — | $3 | 0.01% |
| JOHN D SUSIE3 Filed as: JOHN SUSIE | 8682 HAWICK CT N DUBLIN, OH 43017 | AFLAC | $3 | — | $3 | 0.01% |
| LISA CUNNINGHAM3 | 8078 POLK PATH REYNOLDSBURG, OH 43068 | AFLAC | $3 | — | $3 | 0.01% |
| PAUL SCHILL3 | 13612 OAK PARK BLVD GARFIELD HEIGHTS, OH 44125 | AFLAC | $2 | — | $2 | 0.00% |
| THOMAS W BOSTON3 Filed as: THOMAS BOSTON SR | 13661 MARKET AVE N HARTVILLE, OH 44632 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN C RASCHELLA3 | 20521 TAHITIAN BLVD ESTERO, FL 33928 | AFLAC | $0 | — | $0 | 0.00% |
| RONALD J GRETHEL3 | 648 HANNA AVE LOVELAND, OH 45140 | AFLAC | $0 | — | $0 | 0.00% |
| JANE M HUDECK3 | 7147 BRENDA LEE DRIVE WALTON HILLS, OH 44146 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 15.62% |
| SARAH L PAVLOVICH3 | 8421 EVERGREEN DR SAGAMORE HILLS, OH 44067 | CONTINENTAL AMERICAN INSURANCE COMPANY | $979 | — | $979 | 4.01% |
| CHARLES HOWARD JOBE3 | 8421 EVERGREEN DR SAGAMORE HILLS, OH 44067 | CONTINENTAL AMERICAN INSURANCE COMPANY | $410 | — | $410 | 1.68% |
| ASHLEY GRASER3 Filed as: ASHLEY L GRASER | 1113 MEDINA RD SUITE 500 MEDINA, OH 44256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $298 | — | $298 | 1.22% |
| A C LONG & ASSOCIATES INC3 Filed as: A. C. LONG & ASSOCIATES INC. | 1113 MEDINA RD SUITE 500 MEDINA, OH 44256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $163 | — | $163 | 0.67% |
| JOHN D SUSIE3 | 8682 HAWICK CT N DUBLIN, OH 43017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $121 | — | $121 | 0.50% |
| TERRI PEASE3 Filed as: TERRI L PEASE | 414 OAK STREET WADSWORTH, OH 44281 | CONTINENTAL AMERICAN INSURANCE COMPANY | $87 | — | $87 | 0.36% |
| THOMAS L DENNISON JR3 | 3034 CLIFFSIDE DR COPLEY, OH 44321 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| ANGELA FANKHAUSER3 | 6000 BUCKBOARD LN SOLON, OH 44139 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 102 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 102 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AFLAC | 102 | $83K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 102 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.