Welfare broker

MICHAEL R REBER

Mailing address (most recent filing)

20101 HERON CROSSING DR

TAMPA, FL 33647

Total comp: $30K
Commissions: $28K
Fees: $1K
Filings: 24
Sponsors: 24

Carrier mix

Where MICHAEL R REBER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HUMANA INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HUMANA INSURANCE COMPANY	1	$160K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$160K	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MICHAEL R REBER's plans by broker comp / premium ratio. Median 20.38% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MICHAEL R REBER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MICHAEL R REBER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GIANT OIL, INC. GIANT OIL, INC.	FL	$160K	$33K	HUMANA INSURANCE COMPANY