Welfare broker

THOMAS W BOSTON

Mailing address (most recent filing)

71550 ELDRED RD

BRUCE TWP, MI 48065

Carrier mix

Where THOMAS W BOSTON places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	3	$347K	50.0%
UNITED HEALTHCARE SERVICES, INC.	1	$235K	16.7%
KANA PRIVATE WEALTH GROUP	1	$49K	16.7%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$367K	16.7%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	6	$998K	0.1%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THOMAS W BOSTON's plans by broker comp / premium ratio. Median 13.96% vs welfare-wide median 6.29% (n=6).

Prospect-flag exposure · vs market baseline

Share of THOMAS W BOSTON's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-6 of 6 sponsors where THOMAS W BOSTON is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COMPLETE ALUMINUM GENERAL CONTRACTORS, INC. COMPLETE ALUMINUM WELFARE BENEFIT PLAN	FL	$235K	$34K	UNITED HEALTHCARE SERVICES, INC.
BAY STAR RESTAURANT GROUP BAY STAR RESTAURANT GROUP WELFARE BENEFIT PLAN	FL	$367K	$28K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
DNA PARTNERS, LLC DNA PARTNERS, LLC SUPPLEMENTAL WELFARE BENEFIT PLAN	FL	$134K	$24K	UNITED OF OMAHA LIFE INSURANCE COMPANY
SUPERIOR ASPHALT SUPERIOR ASPHALT WELFARE BENEFIT PLAN	FL	$119K	$16K	UNITED OF OMAHA LIFE INSURANCE COMPANY
FLORIDA OMFS, LLC FLORIDA OMFS, LLC WELFARE BENEFIT PLAN	FL	$95K	$12K	UNITED OF OMAHA LIFE INSURANCE COMPANY
KENNEDY WHITE & RIGGS ORTHOPAEDIC ASSOCIATES, LLP KENNEDY WHITE ORTHOPAEDIC CENTER BENEFIT PLAN	FL	$49K	$8K	KANA PRIVATE WEALTH GROUP