| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JANE M HUDECK3 | 7147 BRENDA LEE DRIVE WALTON HILLS, OH 44146 | AFLAC | $11K | $2K | $13K | 11.06% |
| A C LONG & ASSOCIATES INC3 Filed as: A C LONG & ASSOCIATES INC. | 1113 MEDINA RD SUITE 500 MEDINA, OH 44256 | AFLAC | $4K | $678 | $4K | 3.67% |
| KEVIN WRONA3 | 4086 FAR O WAY LN RICHFIELD, OH 44286 | AFLAC | $1K | $806 | $2K | 1.84% |
| MAKOWSKI INS AGCY INC3 Filed as: MAKOWSKI INS AGENCY, INC. | 9404 WOODCHIP LN BROADVIEW HEIGHTS, OH 44147 | AFLAC | $512 | $578 | $1K | 0.95% |
| ASHLEY GRASER3 | 1113 MEDINA RD SUITE 500 MEDINA, OH 44256 | AFLAC | $925 | $21 | $946 | 0.83% |
| KATHERINE ROSE LANG3 | 21617 HALWORTH RD BEACHWOOD, OH 44122 | AFLAC | $597 | $244 | $841 | 0.73% |
| STEVE MINTZ3 | 12 WINDWARD WAY CHAGRIN FALLS, OH 44023 | AFLAC | $814 | — | $814 | 0.71% |
| ETHEN EBLEN3 | 1125 HAMPSHIRE ST QUINCY, IL 62301 | AFLAC | $507 | $238 | $745 | 0.65% |
| MARC J HAIRE3 | 9885 GREENHAVEN PARKWAY BRECKSVILLE, OH 44141 | AFLAC | $573 | — | $573 | 0.50% |
| HARE AND ASSOCIATES LLC3 | 470 OLDE WORTHINGTON RD STE 250 WESTERVILLE, OH 43082 | AFLAC | $534 | — | $534 | 0.47% |
| ANTHONY HARTMAN3 Filed as: ANTHONY E HARTMAN | 3938 E 41ST ST NEWBURGH HEIGHTS, OH 44105 | AFLAC | $510 | — | $510 | 0.45% |
| JOSEPH M HARRELL3 | PO BOX 24642 FT LAUDERDALE, FL 33307 | AFLAC | $275 | $117 | $392 | 0.34% |
| JOSEPH MANGANO3 | 6505 ROCKSIDE RD STE 125 INDEPENDENCE, OH 44131 | AFLAC | $213 | $92 | $305 | 0.27% |
| AMANDA C LONG3 | 1113 MEDINA RD SUITE 500 MEDINA, OH 44256 | AFLAC | $297 | — | $297 | 0.26% |
| THOMAS WESLEY3 Filed as: THOMAS J WESLEY | 837 MOSS CANYON DRIVE AMHERST, OH 44001 | AFLAC | $227 | — | $227 | 0.20% |
| PAUL SCHILL3 | 13612 OAK PARK GARFIELD HEIGHTS, OH 44125 | AFLAC | $177 | — | $177 | 0.15% |
| WILLIAM CASSIDY WAGNER3 | 2422 LUCILLE ST WINSTON SALEM, NC 27127 | AFLAC | $86 | — | $86 | 0.08% |
| DONNA CABLE3 Filed as: DONNA E CABLE | 6306 STONE RD HUDSON, OH 44236 | AFLAC | $79 | — | $79 | 0.07% |
| TIMOTHY BOSKO3 Filed as: TIMOTHY J BOSKO | 2508 MONTCLAIR AVE CLEVELAND, OH 44109 | AFLAC | $67 | — | $67 | 0.06% |
| JEFFREY A MAKOWSKI3 | 9404 WOODCHIP LN BROADVIEW HEIGHTS, OH 44147 | AFLAC | $27 | $36 | $63 | 0.05% |
| NOREEN L KOLB3 Filed as: NOREEN KOLB | 28954 LORAIN RD STE 200 NORTH OLMSTED, OH 44070 | AFLAC | $61 | — | $61 | 0.05% |
| SARAH L WRONA3 | PO BOX 231 RICHFIELD, OH 44286 | AFLAC | $34 | $17 | $51 | 0.04% |
| SIMONE HIRSCH3 Filed as: SIMONE Y HIRSCH | 7 MAPLE RUN DRIVE JERICHO, NY 11753 | AFLAC | $33 | $14 | $47 | 0.04% |
| LANCE S MEINERS3 | 557 LONG CV AVON LAKE, OH 44012 | AFLAC | $36 | — | $36 | 0.03% |
| DAVID P AESOPH3 | 1301 SOUTH SUMMIT AVE SIOUX FALLS, SD 57105 | AFLAC | $31 | — | $31 | 0.03% |
| MERCEDES NOBLE REYES3 | 2041 WATERBURY RD LAKEWOOD, OH 44107 | AFLAC | $29 | — | $29 | 0.03% |
| D SCOTT READ3 | 5770 SKYVIEW DRIVE SOLON, OH 44139 | AFLAC | $23 | — | $23 | 0.02% |
| MARLA MANGIONE3 Filed as: MARLA J MANGIONE | 23453 WOODVIEW DR. NORTH OLMSTED, OH 44070 | AFLAC | $12 | — | $12 | 0.01% |
| CHERYL C PEREZ3 | 6000 LOMBARDO CENTER STE 145 SEVEN HILLS, OH 44131 | AFLAC | $7 | $3 | $10 | 0.01% |
| EDWARD C HAGER II3 | 17451 CEDARWOOD LOOP LUTZ, FL 33558 | AFLAC | $9 | — | $9 | 0.01% |
| PATRICK RUHLE3 Filed as: PATRICK C HARDIE | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $6 | $3 | $9 | 0.01% |
| TREVOR FENNELL3 Filed as: TREVOR R FENNELL | 11835 QUEENS BLVD STE 1403 FOREST HILLS, NY 11375 | AFLAC | $5 | $3 | $8 | 0.01% |
| MARC J FRITSCHE3 | PO BOX 29218 CLEVELAND, OH 44129 | AFLAC | $6 | — | $6 | 0.01% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $3 | $3 | $6 | 0.01% |
| BRADLEY NUDELL3 | 20106 ABIGAIL LN STRONGSVILLE, OH 44149 | AFLAC | $5 | — | $5 | 0.00% |
| HERBERT P SHNIDER3 | 6192 MCNAUGHTEN GROVE LANE COLUMBUS, OH 43213 | AFLAC | $4 | — | $4 | 0.00% |
| RICHARD YANKE3 Filed as: RICHARD YANKE JR | 5152 STONEHURST DRIVE BRUNSWICK, OH 44212 | AFLAC | $4 | — | $4 | 0.00% |
| SHAWN HEITNER3 | 1133 MEDINA RD STE 200 MEDINA, OH 44256 | AFLAC | $3 | $1 | $4 | 0.00% |
| GAYLORD I KAUFFMAN3 | 315 GREEN RIDGE ROAD SUITE H 1 NEW CASTLE, PA 16105 | AFLAC | $3 | — | $3 | 0.00% |
| ROBERT T WRIGHT3 | 3980 CORBY ROAD UNIONTOWN, OH 44685 | AFLAC | $3 | — | $3 | 0.00% |
| ANGELA FANKHAUSER3 Filed as: ANGELA M FANKHAUSER | 6000 BUCKBOARD LN SOLON, OH 44139 | AFLAC | $3 | — | $3 | 0.00% |
| JOSEPH GOLDER3 | 11381 BRADY LN STRONGSVILLE, OH 44149 | AFLAC | $2 | — | $2 | 0.00% |
| QUINN, MEYER & ASSOCIATES3 | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $2 | — | $2 | 0.00% |
| MICHAEL J QUINN3 | 8580 MAJORCA LANE NAPLES, FL 34114 | AFLAC | $2 | — | $2 | 0.00% |
| MICHAEL R REBER3 | 8600 HIDDEN RIVER PKWY STE 75 TAMPA, FL 33637 | AFLAC | $2 | — | $2 | 0.00% |
| MARK L HUFHAND3 | 3313 LEE ST NW NORTH CANTON, OH 44720 | AFLAC | $2 | — | $2 | 0.00% |
| THOMAS W BOSTON3 Filed as: THOMAS BOSTON SR | 13661 MARKET AVE HARTVILLE, OH 44632 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 481 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 481 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 211 | $115K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 211 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.