| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FRINGE BENEFIT PLANS INC3 Filed as: FRINGE BENEFIT PLANS, IINC | 2211 LEE ROAD STE 100 WINTER PARK, FL 32789 | BLUE CROSS BLUE SHIELD OF FLORIDA | $29K | — | $29K | 6.00% |
| FRINGE BENEFIT PLANS INC3 Filed as: FRINGE BENEFIT PLANS, INC | 2211 LEE RD STE 100 WINTER PARK, FL 32789 | TRULI-HMO | $12K | — | $12K | 6.00% |
| FRINGE BENEFIT PLANS INC3 | 2211 LEE ROAD STE 100 WINTER PARK, FL 32789 | HEALTH OPTIONS | $7K | — | $7K | 6.00% |
| FRINGE BENEFIT PLANS INC3 | 2211 LEE RD STE 100 WINTER PARK, FL 327891849 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | — | $9K | 9.69% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $1K | $6K | 6.01% |
| NICHOLAS BOUZIOS3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE LIBERTY NATIONAL DIVISION | $14K | — | $14K | 21.10% |
| CLINT MCLAIN3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE LIBERTY NATIONAL DIVISION | $10K | — | $10K | 14.42% |
| ALEX PINNEY3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE LIBERTY NATIONAL DIVISION | $2K | — | $2K | 2.63% |
| SHERRIE YOUNG3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE LIBERTY NATIONAL DIVISION | $1K | — | $1K | 2.09% |
| JASON CHRISTOPHER DARWIN3 Filed as: JASON KYLE PERRY | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE LIBERTY NATIONAL DIVISION | $462 | — | $462 | 0.68% |
| STEPHANIE CREWS3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE LIBERTY NATIONAL DIVISION | $397 | — | $397 | 0.58% |
| DAVID MILLER3 Filed as: DAVID BROOKS | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE LIBERTY NATIONAL DIVISION | $329 | — | $329 | 0.48% |
| WAYNE FISHER, JR3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE LIBERTY NATIONAL DIVISION | $311 | — | $311 | 0.45% |
| JOSEPH CAMPUS IV3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE LIBERTY NATIONAL DIVISION | $248 | — | $248 | 0.36% |
| NIKKI CALTON3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE LIBERTY NATIONAL DIVISION | $81 | — | $81 | 0.12% |
| TIFFANY BARBER3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE LIBERTY NATIONAL DIVISION | $2 | — | $2 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: HANNAH BROWN | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE LIBERTY NATIONAL DIVISION | $2 | — | $2 | 0.00% |
| DUSTIN THOMPSON3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE LIBERTY NATIONAL DIVISION | $1 | — | $1 | 0.00% |
| WHITNEY LAIN RATLIFF3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE LIBERTY NATIONAL DIVISION | -$2 | — | -$2 | -0.00% |
| JESSICA MARIE MUSACCHIA3 | 8118 TREETOP LANE PENSACOLA, FL 32514 | AFLAC | $2K | $15 | $2K | 3.40% |
| BRIAN V ANDREWS3 Filed as: BRIAN VINCENT ANDREWS | 6728 TAMARACK DR PACE, FL 32571 | AFLAC | $904 | $3 | $907 | 1.87% |
| LEIGH ANNE WHITE3 | 2533 REDFORD DR CANTONMENT, FL 32533 | AFLAC | $675 | $3 | $678 | 1.40% |
| MARY E HILL3 | 2721 SEA LARK LANE MILTON, FL 32583 | AFLAC | $635 | — | $635 | 1.31% |
| LARRY BURKHALTER3 | 5316 SUSSEX LANE PACE, FL 32571 | AFLAC | $612 | — | $612 | 1.26% |
| VICKI D WHITE3 | 3320 TIMBERLANE DRIVE PENSACOLA, FL 32503 | AFLAC | $464 | — | $464 | 0.96% |
| NADINE NEEL3 | 391 MERRILL DR MILTON, FL 32570 | AFLAC | $422 | — | $422 | 0.87% |
| KEVIN ONEAL BENJAMIN3 | P O BOX 889 CANTONMENT, FL 32533 | AFLAC | $297 | — | $297 | 0.61% |
| REUBEN BYRD3 | 6860 BOOKER STREET MILTON, FL 32570 | AFLAC | $293 | — | $293 | 0.60% |
| SAIC INC3 | 4246 MILGEN RD COLUMBUS, GA 31907 | AFLAC | $197 | — | $197 | 0.41% |
| ALICE COMBS3 | 416 GREVE RD PENSACOLA, FL 32507 | AFLAC | $69 | — | $69 | 0.14% |
| DARRELL V BLANCHARD3 | 1766 E NINE MILE RD STE 1 #255 PENSACOLA, FL 32514 | AFLAC | $58 | — | $58 | 0.12% |
| JEREMIAH JOSEPH AVERY3 | 2533 REDFORD DR CANTONMENT, FL 32533 | AFLAC | $22 | — | $22 | 0.05% |
| JOHN TODD LEE3 | 222 FARMHOUSE RD ELLERSLIE, GA 31807 | AFLAC | $18 | — | $18 | 0.04% |
| SHARON S NEWELL3 | 30 GREENBRIER LN CONWAY, AR 72032 | AFLAC | $16 | — | $16 | 0.03% |
| STEPHEN J YOUNG3 | 490 NW WOODLANDS TER LAKE CITY, FL 32056 | AFLAC | $16 | — | $16 | 0.03% |
| KATHY L GOODWIN3 | 4207 SUNCREST LN MOLINO, FL 32577 | AFLAC | $16 | — | $16 | 0.03% |
| STAN A SHERLIN3 | 773 TOWNE LAKE DR MONTGOMERY, AL 36117 | AFLAC | $15 | — | $15 | 0.03% |
| DANNY L LOPER3 Filed as: DANNY LOPER | P O BOX 1378 LIVE OAK, FL 32064 | AFLAC | $14 | — | $14 | 0.03% |
| HENRY JACKSON STEWART3 | 986 SE APACHE AVE LEE, FL 32059 | AFLAC | $14 | — | $14 | 0.03% |
| CHRIS H ROBINSON3 | 2 MAYFIELD RD MECHANICSBURG, PA 17055 | AFLAC | $9 | — | $9 | 0.02% |
| JOSHUA MICHAEL POLLOCK3 | 1149 CREIGHTON RD STE 1 PENSACOLA, FL 32504 | AFLAC | $8 | — | $8 | 0.02% |
| JAMES W CARNELEY SR3 | P O BOX 783 CANTONMENT, FL 32533 | AFLAC | $6 | — | $6 | 0.01% |
| BRIAN E HICKS3 | 2739 AMERICUS DR THOMPSONS STATION, TN 37179 | AFLAC | $4 | — | $4 | 0.01% |
| LYNNE HUDGINS MOORE3 | 8650 MINNIE BROWN RD STE 150 MONTGOMERY, AL 36117 | AFLAC | $3 | — | $3 | 0.01% |
| JOEL SANDERS3 Filed as: JOEL A SANDERS | 2165 HALCYON BLVD MONTGOMERY, AL 36117 | AFLAC | $2 | — | $2 | 0.00% |
| JOHN W AMOS3 | 10061 VETERANS PKWY STE B-2 MIDLAND, GA 31820 | AFLAC | $2 | — | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 123 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 123 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 38 | $815K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 242 | $97K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 242 | $97K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 242 | $145K |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 242 | $145K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 242 | $97K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 242 | $214K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 242 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.