| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FRINGE INSURANCE BENEFITS, INC.3 Filed as: FRINGE BENEFITS | 2211 LEE ROAD SUITE 100 WINTER PARK, FL 32789 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $29K | — | $29K | 4.30% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP | 5110 N. 40TH STREET SUITE 234 PHOENIX, AZ 85018 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $6K | — | $6K | 0.97% |
| FRINGE BENEFIT PLANS INC3 | 2211 LEE RD STE 100 WINTER PARK, FL 327891849 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 9.90% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $962 | $6K | 5.76% |
| REUBEN BYRD3 | 6860 BOOKER STREET MILTON, FL 32570 | AFLAC | $2K | $173 | $2K | 3.53% |
| MARY E HILL3 | 2721 SEA LARK LANE MILTON, FL 32583 | AFLAC | $1K | $18 | $1K | 1.75% |
| LARRY BURKHALTER3 | 5316 SUSSEX LANE PACE, FL 32571 | AFLAC | $945 | — | $945 | 1.44% |
| BRIAN ANDREWS3 | 6728 TAMARACK DR PACE, FL 32571 | AFLAC | $770 | $45 | $815 | 1.25% |
| VICKI D WHITE3 | 3320 TIMBERLANE DRIVE PENSACOLA, FL 32503 | AFLAC | $730 | — | $730 | 1.12% |
| KEVIN ONEAL BENJAMIN3 | P O BOX 889 CANTONMENT, FL 32533 | AFLAC | $548 | — | $548 | 0.84% |
| LEIGH ANNE WHITE3 | 2533 REDFORD DR CANTONMENT, FL 32533 | AFLAC | $429 | — | $429 | 0.66% |
| BRIAN ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $349 | — | $349 | 0.53% |
| SAIC INC3 | 4246 MILGEN RD COLUMBUS, GA 31907 | AFLAC | $326 | — | $326 | 0.50% |
| ALICE E NOBLE3 | 201 BROWN RD PENSACOLA, FL 32507 | AFLAC | $143 | $2 | $145 | 0.22% |
| ALICE E NOBLE3 | 5812 DANDELION LN PENSACOLA, FL 32526 | AFLAC | $143 | — | $143 | 0.22% |
| ALICE E NOBLE3 | 5812 DANDELION LANE PENSACOLA, FL 32526 | AFLAC | $53 | $42 | $95 | 0.15% |
| DARRELL V BLANCHARD3 | 1766 E NINE MILE RD STE 1 #255 PENSACOLA, FL 32514 | AFLAC | $80 | — | $80 | 0.12% |
| JEREMIAH JOSEPH AVERY3 | 2533 REDFORD DR CANTONMENT, FL 32533 | AFLAC | $71 | — | $71 | 0.11% |
| JOHN TODD LEE3 | 222 FARMHOUSE RD ELLERSLIE, GA 31807 | AFLAC | $33 | — | $33 | 0.05% |
| STAN A SHERLIN3 | 773 TOWNE LAKE DR MONTGOMERY, AL 36117 | AFLAC | $28 | — | $28 | 0.04% |
| STEPHEN J YOUNG3 | 490 NW WOODLANDS TER LAKE CITY, FL 32056 | AFLAC | $16 | — | $16 | 0.02% |
| KATHY L GOODWIN3 | 4207 SUNCREST LN MOLINO, FL 32577 | AFLAC | $16 | — | $16 | 0.02% |
| SHARON S NEWELL3 | 18 RIVER RIDGE RD LITTLE ROCK, AR 72227 | AFLAC | $16 | — | $16 | 0.02% |
| DANNY LOPER3 | P O BOX 1378 LIVE OAK, FL 32064 | AFLAC | $14 | — | $14 | 0.02% |
| HENRY JACKSON STEWART3 | 986 SE APACHE AVE LEE, FL 32059 | AFLAC | $14 | — | $14 | 0.02% |
| C H ROBINSON & ASSOCIATES INC3 Filed as: CH ROBINSON & ASSOCIATES INC | 9969 NW 16TH RD GAINESVILLE, FL 32606 | AFLAC | $9 | — | $9 | 0.01% |
| BRIAN E HICKS3 | 2739 AMERICUS DR THOMPSONS STATION, TN 37179 | AFLAC | $6 | — | $6 | 0.01% |
| JAMES W CARNELEY SR3 | P O BOX 783 CANTONMENT, FL 32533 | AFLAC | $6 | — | $6 | 0.01% |
| LYNNE HUDGINS MOORE3 | 8650 MINNIE BROWN RD STE 150 MONTGOMERY, AL 36117 | AFLAC | $5 | — | $5 | 0.01% |
| JOHN W AMOS3 | 10061 VETERANS PKWY STE B-2 MIDLAND, GA 31820 | AFLAC | $4 | — | $4 | 0.01% |
| JOEL SANDERS3 Filed as: JOEL A SANDERS | 2166 HALCYON BLVD MONTGOMERY, AL 36117 | AFLAC | $4 | — | $4 | 0.01% |
| BILLY RAY BRADLEY3 | 201 MITCHELL CEMETERY RD GREENSBURG, KY 42743 | AFLAC | $3 | — | $3 | 0.00% |
| MATTHEW SMITH3 Filed as: MATTHEW A SMITH | 8805 SW 9TH STREET RD OCALA, FL 34481 | AFLAC | $2 | — | $2 | 0.00% |
| MATTHEW SMITH3 Filed as: MATTHEW A SMITH | 8805 SW 9TH STREET RD OALA, FL 34481 | AFLAC | $1 | — | $1 | 0.00% |
| NICHOLAS BOUZIOS3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE | $5K | — | $5K | 9.71% |
| CLINT MCLAIN3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE | $3K | — | $3K | 5.19% |
| SHERRIE YOUNG3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE | $2K | — | $2K | 3.17% |
| ALEX PINNEY3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE | $1K | — | $1K | 2.79% |
| JASON CHRISTOPHER DARWIN3 Filed as: JASON KYLE PERRY | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE | $681 | — | $681 | 1.30% |
| WAYNE FISHER, JR3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE | $478 | — | $478 | 0.91% |
| JOSEPH CAMPUS IV3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE | $394 | — | $394 | 0.75% |
| STEPHANIE CREWS3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE | $311 | — | $311 | 0.59% |
| NIKKI CALTON3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE | $116 | — | $116 | 0.22% |
| TIFFANY BARBER3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE | $0 | — | $0 | 0.00% |
| EUGENE BARON3 | 3700 S STONEBRIDGE DR MCKINNEY, TX 75070 | GLOBE LIFE | -$14 | — | -$14 | -0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 115 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 115 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 106 | $664K |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 255 | $761K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 255 | $96K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 255 | $162K |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 255 | $162K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 255 | $96K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 255 | $214K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 255 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.