| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | HEALTH OPTIONS | $63K | — | $63K | 6.00% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | BLUE CROSS BLUE SHIELD OF FLORIDA - FLORIDA BLUE | $17K | — | $17K | 6.00% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | PRINCIPAL LIFE INSURANCE | $7K | $2K | $9K | 13.20% |
| VARIOUS3 | — | AFLAC | $6K | $171 | $7K | 16.41% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | RELIANCE STANDARD | $3K | — | $3K | 10.00% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | RELIANCE STANDARD | $3K | — | $3K | 15.00% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | RELIANCE STANDARD | $2K | — | $2K | 10.00% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE., SUITE 111 PALM BEACH GARDENS, FL 33410 | RELIANCE STANDARD | $247 | — | $247 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 176 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH OPTIONS | 108 | $1.3M |
| Dental | PRINCIPAL LIFE INSURANCE | 176 | $66K |
| Vision | PRINCIPAL LIFE INSURANCE | 176 | $66K |
| Life insurance(3 contracts, 2 carriers) | AFLAC | 169 | $74K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 42 | $42K |
| Long-term disability | RELIANCE STANDARD | 79 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 176 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.