| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | HEALTH OPTIONS | $63K | — | $63K | 6.00% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | BLUE CROSS BLUE SHIELD OF FLORIDA | $18K | — | $18K | 6.00% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | PRINCIPAL LIFE INSURANCE | $7K | $5K | $12K | 17.07% |
| VARIOUS3 | — | AFLAC | $6K | $244 | $6K | 13.53% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | RELIANCE STANDARD | $3K | — | $3K | 10.00% |
| JDI GROUP3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | HEALTHIEST YOU | $3K | — | $3K | 15.00% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE., SUITE 111 PALM BEACH GARDENS, FL 33410 | RELIANCE STANDARD | $2K | — | $2K | 10.00% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | RELIANCE STANDARD | $2K | — | $2K | 10.36% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | RELIANCE STANDARD | $3K | — | $3K | 15.00% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | SOLSTICE BENEFITS | $1K | — | $1K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HEALTH OPTIONS | 160 | $1.4M |
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE | 194 | $79K |
| Vision | PRINCIPAL LIFE INSURANCE | 194 | $69K |
| Life insurance(3 contracts, 2 carriers) | AFLAC | 167 | $79K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 49 | $63K |
| Long-term disability | RELIANCE STANDARD | 42 | $27K |
| Other | HEALTHIEST YOU | 160 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 194 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.