| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | HEALTH OPTIONS | $53K | — | $53K | 6.00% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | BLUE CROSS BLUE SHIELD OF FLORIDA | $16K | — | $16K | 6.00% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | FLORIDA COMBINED LIFE | $3K | — | $3K | 5.30% |
| VARIOUS - SEE ATTACHED3 Filed as: VARIOUS UNDER 2,000 EACH | — | AFLAC | $5K | $0 | $5K | 12.76% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | FLORIDA COMBINED LIFE | $569 | — | $569 | 4.58% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | BLUE CROSS BLUE SHIELD OF FLORIDA | $848 | — | $848 | 10.01% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | RELIANCE STANDARD | $237 | — | $237 | 15.00% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | RELIANCE STANDARD | $234 | — | $234 | 14.98% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | RELIANCE STANDARD | $112 | — | $112 | 10.48% |
| JORDAN DYNAMICS3 | 11641 KEW GARDENS AVE. SUITE 111 PALM BEACH GARDENS, FL 33410 | RELIANCE STANDARD | $156 | — | $156 | 15.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH OPTIONS | 108 | $1.1M |
| Dental(2 contracts) | FLORIDA COMBINED LIFE | 87 | $70K |
| Vision | BLUE CROSS BLUE SHIELD OF FLORIDA | 76 | $8K |
| Life insurance(4 contracts, 3 carriers) | FLORIDA COMBINED LIFE | 148 | $103K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 44 | $44K |
| Long-term disability | RELIANCE STANDARD | 34 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 148 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.