| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GROUP BENEFIT STRATEGIES LLC3 Filed as: GROUP BENEFIT STRATEGIES,INC | 26829 TANIC DR STE 101 WESLEY CHAPEL, FL 33544 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $21K | $12K | $33K | 12.84% |
| JAN HAMBY ALDAMUY3 | 2031 MONTEGO CT OLDSMAR, FL 34677 | AFLAC | $8K | $454 | $8K | 3.58% |
| LEE STEWART HOFFMAN3 | 20214 HERITAGE POINT DR TAMPA, FL 33647 | AFLAC | $6K | $223 | $6K | 2.73% |
| HUMBERT ALDAMUY JR3 | 16203 MUIRFIELD DR ODESSA, FL 33556 | AFLAC | $1K | — | $1K | 0.66% |
| CLINT MATHEW ZWAYER3 | 111 MEDICAL CENTER AVE SEBRING, FL 33870 | AFLAC | $1K | $106 | $1K | 0.65% |
| RONALD INFANTINO3 | 9830 SW 170TH PATH APT 8-102 MIAMI, FL 33196 | AFLAC | $915 | — | $915 | 0.41% |
| TINA MARIE MURRAY3 | 233 E CENTER AVENUE SEBRING, FL 33870 | AFLAC | $753 | $105 | $858 | 0.39% |
| AMANDA LIVINGSTON3 | 591 RUTHERFORD BLVD SEBRING, FL 33875 | AFLAC | $694 | $38 | $732 | 0.33% |
| JAN HAMBY ALDAMUY3 | 16203 MUIRFIELD DR ODESSA, FL 22445 | AFLAC | $717 | — | $717 | 0.32% |
| MATTHEW SHANE STRONG3 | 3860 COLONIAL BLVD STE 200 FORT MYERS, FL 33966 | AFLAC | $622 | $58 | $680 | 0.31% |
| BARBARA SUSAN HOFFMAN3 | 20214 HERITAGE POINT DR TAMPA, FL 33647 | AFLAC | $574 | $17 | $591 | 0.27% |
| BRIAN A INFANTINO3 | 38070 DAUGHTERY RD ZEPHYRHILLS, FL 33540 | AFLAC | $557 | — | $557 | 0.25% |
| JAY KAMINSKY3 | 6840 12TH AVE N ST PETERSBURG, FL 33710 | AFLAC | $493 | $54 | $547 | 0.25% |
| SUSAN C BRIMHALL3 | PO POX 336 SMITHS STATION, AL 36877 | AFLAC | $453 | — | $453 | 0.20% |
| JMG BUSINESS PARTNERS LLC3 | 3001 VIA PARMA ST PLANT CITY, FL 33566 | AFLAC | $380 | $66 | $446 | 0.20% |
| WILLIAM WHITE3 | 1635 SPINNING WHEEL DR LUTZ, FL 33559 | AFLAC | $367 | $31 | $398 | 0.18% |
| DAVID E BARTSCHY3 | 48 BRADSHAW RD HIAWASSEE, GA 30546 | AFLAC | $381 | — | $381 | 0.17% |
| KATHRYN SUZANNE AXENTE3 | 7020 PELICAN ISLAND DR TAMPA, FL 33634 | AFLAC | $350 | — | $350 | 0.16% |
| TRAVIS L WILLEY3 Filed as: TRAVIS L WILEY | 13909 RIVER WILLOW PL TAMPA, FL 33637 | AFLAC | $327 | — | $327 | 0.15% |
| KATHRYN SUZANNE AXENTE3 | 500 N WEST SHORE BLVD STE 1015 TAMPA, FL 33609 | AFLAC | $322 | — | $322 | 0.14% |
| KAREN D SHATTUCK3 | 2298 AMERICUS BLVD E APT 6 CLEARWATER, FL 33763 | AFLAC | $298 | — | $298 | 0.13% |
| RYAN DANZEY3 | 4220 SEBRING AVE SEBRING, FL 33875 | AFLAC | $290 | — | $290 | 0.13% |
| ROSE WALSH3 | 6047 WESLEY BROOK DR WESLEY CHAPEL, FL 33545 | AFLAC | $288 | — | $288 | 0.13% |
| AIMEE BRANDON3 Filed as: AIMEE ZWEIL BRANDON | 28322 OPENFIELD LOOP WESLEY CHAPEL, FL 33543 | AFLAC | $253 | $31 | $284 | 0.13% |
| NICOLE LYNN RIHANEK3 | 2311 MID LN APT 901 HOUSTON, TX 77027 | AFLAC | $246 | $37 | $283 | 0.13% |
| GRAVES INC3 | 5659 W HOLIDAY ST HOMOSASSA, FL 34446 | AFLAC | $280 | — | $280 | 0.13% |
| SUSAN L O'CONNOR3 | 3530 SAM ALLEN OAKS CIR PLANT CITY, FL 33565 | AFLAC | $246 | $17 | $263 | 0.12% |
| DANIEL E TORRES3 | 301 JAMESON CT SEVEN FIELDS, PA 16046 | AFLAC | $219 | — | $219 | 0.10% |
| MARIANNE F BOOTH3 | PO BOX 359 TRILBY, FL 33593 | AFLAC | $191 | $20 | $211 | 0.09% |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $204 | — | $204 | 0.09% |
| JULIE C TRULUCK INC3 | 8721 CYPRESS RESERVE CIR ORLANDO, FL 32836 | AFLAC | $184 | — | $184 | 0.08% |
| ROSALYNE BRISSON3 | 7001 142ND AVE LOT 199 LARGO, FL 33771 | AFLAC | $184 | — | $184 | 0.08% |
| SETH VAN STEENBERGEN3 Filed as: SETH A VAN STEENBERGEN | 16208 MARSHFIELD DR TAMPA, FL 33624 | AFLAC | $144 | $34 | $178 | 0.08% |
| STEPHEN GRAZIANO3 | 100 S KENTUCKY AVE STE 240 LAKELAND, FL 33801 | AFLAC | $170 | — | $170 | 0.08% |
| TINA MARIE MURRAY3 | 2100 LAKEVIEW DR APT 1 SEBRING, FL 33870 | AFLAC | $130 | $32 | $162 | 0.07% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $157 | — | $157 | 0.07% |
| MATTHEW SHANE STRONG3 | 5628 SKINNER DR APOLLO BEACH, FL 33572 | AFLAC | $153 | — | $153 | 0.07% |
| CHRISTOPHER GRAHAM3 | 4200 MCFARLAND BLVD UNIT 432 NORTH PORT, AL 35476 | AFLAC | $106 | $37 | $143 | 0.06% |
| SCOTT L EELLS3 | 100 HAMPTON RD LOT 100 CLEARWATER, FL 33759 | AFLAC | $131 | — | $131 | 0.06% |
| VICTORRIO PAUL ZANIOL INC3 | 7511 BURLINGTON AVE N ST PETERSBURG, FL 33710 | AFLAC | $126 | — | $126 | 0.06% |
| MATTHEW SMITH3 Filed as: MATTHEW GABRIEL WALSH | 6047 WESLEY BROOK DR WESLEY CHAPEL, FL 33545 | AFLAC | $124 | — | $124 | 0.06% |
| STEPHEN GRAZIANO3 | 13909 RIVER WILLOW PL TAMPA, FL 33637 | AFLAC | $124 | — | $124 | 0.06% |
| JENNIFER B MOREHEAD3 | 13412 WHITBY RD HUDSON, FL 34667 | AFLAC | $123 | — | $123 | 0.06% |
| STEFAN E SCHULT3 | 233 E CENTER AVENUE SEBRING, FL 33870 | AFLAC | $123 | — | $123 | 0.06% |
| JULIE KEENE3 | 6409 VARN RD PLANT CITY, FL 33565 | AFLAC | $117 | — | $117 | 0.05% |
| TINA MARIE MURRAY3 | 112 MEDICAL CENTER AVE SEBRING, FL 33870 | AFLAC | $112 | — | $112 | 0.05% |
| REBECCA WILLMORE3 | 17449 QUEENSLAND STREET LAND O LAKES, FL 34638 | AFLAC | $111 | — | $111 | 0.05% |
| KRYSTINA S EBERHART3 | 11097 PARKSIDE PRESERVE WAY JACKSONVILLE, FL 32257 | AFLAC | $102 | — | $102 | 0.05% |
| CATHERINE L LEE3 Filed as: CATHERINE LEE | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $82 | $17 | $99 | 0.04% |
| MARTA M SASTRE3 Filed as: MARTA SASTRE | 1214 COLUMBUS BLVD CORAL GABLES, FL 33134 | AFLAC | $96 | — | $96 | 0.04% |
| TRAVIS L WILLEY3 | 100 S KENTUCKY STE 240 LAKELAND, FL 33801 | AFLAC | $91 | — | $91 | 0.04% |
| DAVID K MOBLEY3 | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $85 | — | $85 | 0.04% |
| ROBERT WAYNE NELSON III3 | 6803 MOORING WAY TAMPA, FL 33615 | AFLAC | $75 | — | $75 | 0.03% |
| JANINE FOX3 | 18 HAVILAND DR SCHENECTADY, NY 12302 | AFLAC | $69 | — | $69 | 0.03% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $62 | — | $62 | 0.03% |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $61 | — | $61 | 0.03% |
| JOSEPH BAILEY DUCKETT3 | 1000 PARKWOOD CIR SE STE 900 ATLANTA, GA 30339 | AFLAC | $60 | — | $60 | 0.03% |
| STEFAN E SCHULT3 | 4216 EILAND DR SEBRING, FL 33875 | AFLAC | $56 | — | $56 | 0.03% |
| FRANCIS V CRUZ3 | 19115 LIVINGSTON AVE LUTZ, FL 33559 | AFLAC | $55 | — | $55 | 0.02% |
| MITCHELL KOGGE3 | 11323 N 50ST APT 5 TAMPA, FL 33617 | AFLAC | $55 | — | $55 | 0.02% |
| MICHAEL R REBER3 | 20101 HERON CROSSING DR TAMPA, FL 33647 | AFLAC | $50 | — | $50 | 0.02% |
| MARY REBECCA WEATHERLY3 | 1934 E LEEWYNN DR SARASOTA, FL 34240 | AFLAC | $50 | — | $50 | 0.02% |
| KELLEY A GULLION3 | 13718 COOPER RD SPRING HILL, FL 34609 | AFLAC | $48 | — | $48 | 0.02% |
| SANDRA L SIMMONS3 | 10363 QUALITY DR APT 108 SPRING HILL, FL 34609 | AFLAC | $47 | — | $47 | 0.02% |
| CORRINE A DUROURE3 | 557 BOCA CIEGA POINT BLVD N ST PETERSBURG, FL 33708 | AFLAC | $47 | — | $47 | 0.02% |
| GREG L BENJAMIN3 | 3118 GULF TO BAY BLVD STE 100 CLEARWATER, FL 33759 | AFLAC | $46 | — | $46 | 0.02% |
| WILLIAM S SCOTT JR3 | PO BOX 886 HAVANA, FL 32333 | AFLAC | $43 | — | $43 | 0.02% |
| JASON TERRY3 | 19337 PADDOCK VIEW DR TAMPA, FL 33647 | AFLAC | $42 | — | $42 | 0.02% |
| REBECCA WILLMORE3 Filed as: REBECCA L WILLMORE | 17449 QUEENSLAND ST LAND O LAKES, FL 34638 | AFLAC | $42 | — | $42 | 0.02% |
| MARGARET E CLARDY3 | P O BOX 7208 WINTER HAVEN, FL 33883 | AFLAC | $36 | — | $36 | 0.02% |
| MICHELE K WILLEY3 | 100 S KENTUCKY AVE STE 240 LAKELAND, FL 33801 | AFLAC | $35 | — | $35 | 0.02% |
| JERRY R MAUREY3 | 34401 SMART DR ZEPHYRHILLS, FL 33541 | AFLAC | $34 | — | $34 | 0.02% |
| JL & ASSOCIATES INC3 | 8030 W EMERALD ST STE 185 BOISE, ID 83704 | AFLAC | $31 | — | $31 | 0.01% |
| EBERHART & ASSOCIATES INC3 Filed as: EBERHART & ASOCIATS INC | 11097 PARKSIDE PRESERVE WAY JACKSONVILLE, FL 32257 | AFLAC | $31 | — | $31 | 0.01% |
| JOSEPH BAILEY DUCKETT3 | 119 NORTHBROOKE TRCE WOODSTOCK, GA 30188 | AFLAC | $27 | — | $27 | 0.01% |
| THOMAS A HOUSE3 | 1089 HARMONY LANE CLERMONT, FL 34711 | AFLAC | $26 | — | $26 | 0.01% |
| AMANDA LIVINGSTON3 | 112 MEDICAL CENTER AVE SEBRING, FL 33870 | AFLAC | $25 | — | $25 | 0.01% |
| DEREK DEVANE3 Filed as: DEREK DEWAYNE DEVANE | 3205 JERRY SMITH RD DOVER, FL 33527 | AFLAC | $24 | — | $24 | 0.01% |
| MICHELE K WILLEY3 | 500 S FLORIDA AVE STE 400-12 LAKELAND, FL 33801 | AFLAC | $22 | — | $22 | 0.01% |
| CHRISTOPHER W GRAHAM3 | 2 CHASE CORPORATION DR STE 140 HOOVER, AL 35244 | AFLAC | $21 | — | $21 | 0.01% |
| NORA M FOLKERS3 | 1121 CANE MILL LN BRADENTON, FL 34212 | AFLAC | $20 | — | $20 | 0.01% |
| JESSICA RAE ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 33626 | AFLAC | $17 | — | $17 | 0.01% |
| FRANCIS V CRUZ3 | 150 MAPLE DR WEXFORD, PA 15090 | AFLAC | $17 | — | $17 | 0.01% |
| HORACE R WEAVER III3 | 106 FOUNTAIN DR SLIDELL, LA 70458 | AFLAC | $16 | — | $16 | 0.01% |
| MATTHEW HAND3 Filed as: MATTHEW R HAND | 10113 KINGSHYRE WAY TAMPA, FL 33647 | AFLAC | $15 | — | $15 | 0.01% |
| JL & ASSOCIATES INC3 | 134 W SOUTH BOUNDARY ST STE A PERRYSBURG, OH 43551 | AFLAC | $13 | — | $13 | 0.01% |
| MARYURY YULAIMIS BERRONES3 | 233 E CENTER AVE SEBRING, FL 33870 | AFLAC | $13 | — | $13 | 0.01% |
| JERRY ALFORD3 | 40374 SW FOREST RD 181 BRISTOL, FL 32321 | AFLAC | $13 | — | $13 | 0.01% |
| STEPHEN M MCMANUS3 | 6132 LEELAND ST S ST PETERSBURG, FL 33715 | AFLAC | $12 | — | $12 | 0.01% |
| JUSTIN RYAN3 Filed as: JUSTIN SCOTT RYAN | 1076 E BRANDON BLVD STE 112 BRANDON, FL 33511 | AFLAC | $12 | — | $12 | 0.01% |
| E J DIAZ INC3 | 10113 BELGRAVE ROAD TAMPA, FL 33626 | AFLAC | $12 | — | $12 | 0.01% |
| DANIEL E TORRES3 | 1750 FARMINGTON CIR WELLINGTON, FL 33414 | AFLAC | $12 | — | $12 | 0.01% |
| KATHLEEN E DIAZ3 | 10113 BELGRAVE ROAD TAMPA, FL 33626 | AFLAC | $11 | — | $11 | 0.00% |
| RJSW & ASSOCIATES INC3 | 1344 VICKERS RD TALLAHASSEE, FL 32303 | AFLAC | $11 | — | $11 | 0.00% |
| THOMAS R BAILEY3 | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $11 | — | $11 | 0.00% |
| SEAN E MORRES3 | 4809 EHRLICH RD TAMPA, FL 33624 | AFLAC | $10 | — | $10 | 0.00% |
| GROVE FINANCIAL LLC3 | 4502 GLENBROOK DR PALM HARBOR, FL 34683 | AFLAC | $10 | — | $10 | 0.00% |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $9 | — | $9 | 0.00% |
| THOMAS A HOUSE3 | 205 CRESTRUN LOOP LEESBURG, FL 34748 | AFLAC | $9 | — | $9 | 0.00% |
| CHRISTOPHER W GRAHAM3 | 2 CHASE CORPORATION DR STE 140 HOOVER, AL 35244 | AFLAC | $8 | — | $8 | 0.00% |
| MARK A LINSNER3 | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $7 | — | $7 | 0.00% |
| J C ADAMS INC3 | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $7 | — | $7 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $7 | — | $7 | 0.00% |
| ROBERT L TRAPNELL JR3 | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $5 | — | $5 | 0.00% |
| MARK C LEE3 | 1444 S 17TH ST WILMINGTON, NC 28401 | AFLAC | $3 | — | $3 | 0.00% |
| MARK A LINSNER3 | 10375 CENTURION PKWY N STE 100 JACKSONVILLE, FL 33256 | AFLAC | $3 | — | $3 | 0.00% |
| ROGERS BENEFIT GROUP INC3 Filed as: DEBORAH L ROGERS INC | 11124 FOSTER CARRIAGE RD LITHIA, FL 33547 | AFLAC | $2 | — | $2 | 0.00% |
| ROBERT J PELZEL3 | 1718 WHISPERING DR E LARGO, FL 33771 | AFLAC | $2 | — | $2 | 0.00% |
| DANIEL C HARRIS3 | 124 CARTERS GROVE DR GIBSONIA, PA 15044 | AFLAC | $2 | — | $2 | 0.00% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $2 | — | $2 | 0.00% |
| JAVIER ORTIZ3 | 165 NE 96TH ST MIAMI SHORES, FL 33138 | AFLAC | $2 | — | $2 | 0.00% |
| ROGERS BENEFIT GROUP INC3 Filed as: DEBORAH L ROGERS | 11032 58TH STREET CIR E PARRISH, FL 34219 | AFLAC | $2 | — | $2 | 0.00% |
| DANIEL C HARRIS3 | 4110 WILLOW CREEK DR GIBSONIA, PA 15044 | AFLAC | $2 | — | $2 | 0.00% |
| MARK C LEE3 | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $2 | — | $2 | 0.00% |
| JAMES W BENCIN3 | 11 SHELDRAKE LN WEST PALM BEACH, FL 33418 | AFLAC | $1 | — | $1 | 0.00% |
| ROBERT P FERRONE3 | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $1 | — | $1 | 0.00% |
| JOEY C ADAMS3 | 317 NORTHEAST 36TH AVE STE 6 OCALA, FL 34470 | AFLAC | $1 | — | $1 | 0.00% |
| COST PLUS ADVISORS LLC3 Filed as: COST PLUS ADVISORS INC | 31274 SUGARHILL LANE EVERGREEN, CO 31274 | WESTPORT INSURANCE | $1K | — | $1K | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GROUP & PENSION ADMINISTRATORS, INC NONE | Direct payment from the plan; Contract Administrator Service code 13 | 12770 MERIT DR STE 200 DALLAS, TX 75251 | $523K |
| CHERRY BEKAERT LLP EIN 56-0574444 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $25K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 594 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 595 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 352 | $223K |
| Life insurance(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 699 | $477K |
| Short-term disability | AFLAC | 352 | $223K |
| Long-term disability(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 699 | $477K |
| Other(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 699 | $505K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 699 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.