| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 3031 N ROCKY POINT DR W STE 700 TAMPA, FL 336075879 | HUMANA HEALTH PLAN, INC. | $36K | $610 | $36K | 12.76% |
| JAN HAMBY ALDAMUY3 | 16203 MUIRFIELD DR ODESSA, FL 33556 | AFLAC | $13K | $650 | $13K | 5.05% |
| LEE STEWART HOFFMAN3 | 20214 HERITAGE POINT DR TAMPA, FL 33647 | AFLAC | $5K | $194 | $5K | 2.00% |
| TINA MARIE MURRAY3 Filed as: TINA MURRAY | 111 MEDICAL CENTER AVE SEBRING, FL 33870 | AFLAC | $4K | $247 | $5K | 1.78% |
| KATHRYN SUZANNE AXENTE3 | 500 N WEST SHORE BLVD STE 1015 TAMPA, FL 33609 | AFLAC | $2K | $190 | $2K | 0.94% |
| BARBARA SUSAN HOFFMAN3 | 20214 HERITAGE POINT DR TAMPA, FL 33647 | AFLAC | $2K | $41 | $2K | 0.84% |
| JENNIFER B MOREHEAD3 | 13412 WHITBY RD HUDSON, FL 34667 | AFLAC | $1K | $65 | $2K | 0.59% |
| RONALD INFANTINO3 | 7242 SW 163RD CT MIAMI, FL 33193 | AFLAC | $1K | — | $1K | 0.39% |
| STEFAN E SCHULT3 | 233 E CENTER AVENUE SEBRING, FL 33870 | AFLAC | $879 | $38 | $917 | 0.35% |
| SUSAN C BRIMHALL3 | 3921 CAPE SAN BLAS RD PORT SAINT JOE, FL 32456 | AFLAC | $639 | — | $639 | 0.24% |
| BRIAN A INFANTINO3 | 38070 DAUGHTERY RD ZEPHRYHILLS, FL 33540 | AFLAC | $581 | — | $581 | 0.22% |
| JAMES H STOFFER JR3 Filed as: JAMES STOFFER JR | 1970 FRUITRIDGE ST BRANDON, FL 33510 | AFLAC | $497 | — | $497 | 0.19% |
| ROSE WALSH3 | 6047 WESLEY BROOK DR WESLEY CHAPEL, FL 33545 | AFLAC | $420 | — | $420 | 0.16% |
| DENISE MAUREEN WAITE3 Filed as: DENISE WAITE | 2011 E CLIFTON ST TAMPA, FL 33610 | AFLAC | $385 | $31 | $416 | 0.16% |
| JMG BUSINESS PARTNERS LLC3 Filed as: JMG BUSINESS PARTNERS | 102 S EVERS ST STE 101 PLANT CITY, FL 33563 | AFLAC | $406 | $4 | $410 | 0.16% |
| DAVID E BARTSCHY3 | 48 BRADSHAW RD HIAWASSEE, GA 30546 | AFLAC | $406 | — | $406 | 0.15% |
| DANIEL E TORRES3 Filed as: DANIEL TORRES | 301 JAMESON CT SEVEN FIELDS, PA 16046 | AFLAC | $372 | — | $372 | 0.14% |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $346 | — | $346 | 0.13% |
| GRAVES INC3 | 5659 W HOLIDAY ST HOMOSASSA, FL 34446 | AFLAC | $318 | — | $318 | 0.12% |
| STEPHEN M MCMANUS3 | 6132 LEELAND ST S ST PETERSBURG, FL 33715 | AFLAC | $256 | $6 | $262 | 0.10% |
| KRYSTINA EBERHART3 | 5584 HARBORSIDE DR TAMPA, FL 33615 | AFLAC | $242 | — | $242 | 0.09% |
| JL & ASSOCIATES INC3 | 8030 W EMERALD ST STE 185 BOISE, ID 83704 | AFLAC | $183 | $50 | $233 | 0.09% |
| JULIE C TRULUCK INC3 | 8721 CYPRESS RESERVE CIR ORLANDO, FL 32836 | AFLAC | $223 | — | $223 | 0.08% |
| SCOTT T EELLS3 | 13313 N OREGON AVE TAMPA, FL 33612 | AFLAC | $220 | $1 | $221 | 0.08% |
| DANIEL HUYNN3 | 4506 LA CARMEN CT TAMPA, FL 33611 | AFLAC | $218 | — | $218 | 0.08% |
| MARIANNE F BOOTH3 Filed as: MARIANNE BOOTH | PO BOX 359 TRILBY, FL 33593 | AFLAC | $216 | — | $216 | 0.08% |
| JERRY DUNCAN3 Filed as: JERRY MAUREY | 34401 SMART DR ZEPHYRHILLS, FL 33541 | AFLAC | $208 | — | $208 | 0.08% |
| MATTHEW SMITH3 Filed as: MATTHEW GABRIEL WALSH | 6047 WESLEY BROOK DR WESLEY CHAPEL, FL 33545 | AFLAC | $202 | $5 | $207 | 0.08% |
| REBECCA WILLMORE3 | 17449 QUEENSLAND STREET LAND O LAKES, FL 34638 | AFLAC | $203 | — | $203 | 0.08% |
| LISA LYNN STEPHENS3 | 4801 14TH AVE NO ST PETERSBURG, FL 33713 | AFLAC | $138 | $65 | $203 | 0.08% |
| NICOLE LYNN RIHANEK3 Filed as: NICOLE RIHANEK | 9895 ERMA RD UNIT 308 SAN DIEGO, CA 92131 | AFLAC | $197 | — | $197 | 0.07% |
| ROSALYNE BRISSON3 | 5245 DARTMOUTH AVE N ST PETERSBURG, FL 33710 | AFLAC | $191 | — | $191 | 0.07% |
| JOSEPH DUCKETT3 | 1000 PARKWOOD CIR SE STE 900 ATLANTA, GA 30339 | AFLAC | $183 | $5 | $188 | 0.07% |
| SUSAN L O'CONNOR3 | 3433 LITHIA PINECREST RD STE 294 VALRICO, FL 33596 | AFLAC | $180 | — | $180 | 0.07% |
| MICHAEL R REBER3 | 20101 HERON CROSSING DR TAMPA, FL 33647 | AFLAC | $175 | $4 | $179 | 0.07% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $177 | — | $177 | 0.07% |
| KELLEY A GULLION3 | 13718 COOPER RD SPRING HILL, FL 34609 | AFLAC | $140 | $32 | $172 | 0.07% |
| ROBERT WAYNE NELSON III3 Filed as: ROBERT NELSON III | 6803 MOORING WAY TAMPA, FL 33615 | AFLAC | $148 | $20 | $168 | 0.06% |
| JULIE KEENE3 | 6409 VARN RD PLANT CITY, FL 33565 | AFLAC | $163 | — | $163 | 0.06% |
| VICTORRIO PAUL ZANIOL INC3 | 7511 BURLINGTON AVE N ST PETERSBURG, FL 33710 | AFLAC | $152 | — | $152 | 0.06% |
| CHRISTOPHER GRAHAM3 | 4200 MCFARLAND BLVD UNIT 432 NORTHPORT, AL 35476 | AFLAC | $141 | — | $141 | 0.05% |
| DAVID K MOBLEY3 | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $110 | — | $110 | 0.04% |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $110 | — | $110 | 0.04% |
| JANINE FOX3 | 18 HAVILAND DR SCHENECTADY, NY 12302 | AFLAC | $103 | — | $103 | 0.04% |
| DIANNA SICARD3 | P O BOX 260732 TAMPA, FL 33685 | AFLAC | $103 | — | $103 | 0.04% |
| JUSTIN RYAN3 | 1076 E BRANDON BLVD STE 112 BRANDON, FL 33511 | AFLAC | $86 | $12 | $98 | 0.04% |
| FRANCIS V CRUZ3 | 19115 LIVINGSTON AVE LUTZ, FL 33559 | AFLAC | $98 | — | $98 | 0.04% |
| GREG L BENJAMIN3 | 3118 GULF TO BAY BLVD STE 100 CLEARWATER, FL 33759 | AFLAC | $84 | — | $84 | 0.03% |
| MARY REBECCA WEATHERLY3 | 1934 E LEEWYNN DRIVE SARASOTA, FL 34240 | AFLAC | $83 | — | $83 | 0.03% |
| MARYURY YULAIMIS BERRONES3 Filed as: MARYURY BERRONES | 233 E CENTER AVE SEBRING, FL 33870 | AFLAC | $72 | — | $72 | 0.03% |
| JASON TERRY3 | 19337 PADDOCK VIEW DR TAMPA, FL 33647 | AFLAC | $69 | — | $69 | 0.03% |
| ROBERT J PELZEL3 | 555 BELCHER RD S LARGO, FL 33771 | AFLAC | $46 | $22 | $68 | 0.03% |
| SETH VAN STEENBERGEN3 | 4611 W NORTH B ST APT 117 TAMPA, FL 33609 | AFLAC | $67 | — | $67 | 0.03% |
| SANDRA L SIMMONS3 | 13063 COUNTY LINE RD #35 SPRING HILL, FL 34609 | AFLAC | $65 | — | $65 | 0.02% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $63 | — | $63 | 0.02% |
| SEAN E MORRES3 Filed as: SEAN MORRES | 4809 EHRLICH RD TAMPA, FL 33624 | AFLAC | $50 | $3 | $53 | 0.02% |
| DEREK DEVANE3 | 3205 JERRY SMITH RD DOVER, FL 33527 | AFLAC | $49 | — | $49 | 0.02% |
| WILLIAM S SCOTT JR3 | PO BOX 886 HAVANA, FL 32333 | AFLAC | $43 | — | $43 | 0.02% |
| THOMAS A HOUSE3 | 1089 HARMONY LANE CLERMONT, FL 34711 | AFLAC | $43 | — | $43 | 0.02% |
| MATTHEW HAND3 Filed as: MATTHEW R HAND | 10113 KINGSHYRE WAY TAMPA, FL 33647 | AFLAC | $38 | — | $38 | 0.01% |
| TIMOTHY MCVEY3 | 3646 SAPPHIRE LN PALM HARBOR, FL 34684 | AFLAC | $37 | — | $37 | 0.01% |
| MARGARET E CLARDY3 | P O BOX 7208 WINTER HAVEN, FL 33883 | AFLAC | $36 | — | $36 | 0.01% |
| CATHERINE L LEE3 Filed as: CATHERINE LEE | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $35 | — | $35 | 0.01% |
| JESSICA RAE ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 33626 | AFLAC | $27 | — | $27 | 0.01% |
| ROGERS BENEFIT GROUP INC3 Filed as: DEBORAH L ROGERS INC | 11124 FOSTER CARRIAGE RD LITHIA, FL 33547 | AFLAC | $25 | — | $25 | 0.01% |
| MARK A LINSNER3 | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $24 | — | $24 | 0.01% |
| HORACE R WEAVER III3 | 106 FOUNTAIN DR SLIDELL, LA 70458 | AFLAC | $23 | — | $23 | 0.01% |
| E J DIAZ INC3 | 10113 BELGRAVE ROAD TAMPA, FL 33626 | AFLAC | $22 | — | $22 | 0.01% |
| KATHLEEN E DIAZ3 | 10113 BELGRAVE ROAD TAMPA, FL 33626 | AFLAC | $21 | — | $21 | 0.01% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $21 | — | $21 | 0.01% |
| NORA M FOLKERS3 | 1121 CANE MILL LN BRADENTON, FL 34212 | AFLAC | $20 | — | $20 | 0.01% |
| JOHN ADCOCK INSURANCE AGENCY INC3 Filed as: JOHN ADCOCK INS AGENCY INC | 313 W FLETCHER AVE TAMPA, FL 33612 | AFLAC | $14 | — | $14 | 0.01% |
| DAMARIS THEODORA CORNETT3 | 9522 N TAMPA ST TAMPA, FL 33612 | AFLAC | $10 | $3 | $13 | 0.00% |
| JERRY ALFORD3 | 40374 SW FOREST RD 181 BRISTOL, FL 32321 | AFLAC | $13 | — | $13 | 0.00% |
| RJSW & ASSOCIATES INC3 | 1344 VICKERS RD TALLAHASSEE, FL 32303 | AFLAC | $11 | — | $11 | 0.00% |
| AUSTIN MICHAEL BARNES3 | 14506 MIRASOL MANOR COURT TAMPA, FL 33626 | AFLAC | $11 | — | $11 | 0.00% |
| THOMAS R BAILEY3 | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $11 | — | $11 | 0.00% |
| J C ADAMS INC3 | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $9 | — | $9 | 0.00% |
| GEORGE CRAIG RENTOS3 | 1250 S PINELLAS AVE #202 TARPON SPRINGS, FL 34689 | AFLAC | $8 | — | $8 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $7 | — | $7 | 0.00% |
| ELEANOR M BREZNAY3 | 919 KEITH LANE AUBURNDALE, FL 33823 | AFLAC | $5 | — | $5 | 0.00% |
| MARK C LEE3 | 1444 SOUTH 17TH ST WILMINGTON, NC 28401 | AFLAC | $5 | — | $5 | 0.00% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT TRAPNELL JR | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $5 | — | $5 | 0.00% |
| DANIEL C HARRIS3 Filed as: DANIEL HARRIS | 124 CARTERS GROVE DR GIBSONIA, PA 15044 | AFLAC | $4 | — | $4 | 0.00% |
| BRANDY ANN HARTIN3 Filed as: BRANDY HARTIN | 3115 PHOENIX AVE OLDSMAR, FL 34677 | AFLAC | $2 | — | $2 | 0.00% |
| OMER S BASS IV3 Filed as: OMER BASS IV | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $2 | — | $2 | 0.00% |
| JAVIER ORTIZ3 | 165 NE 96TH ST MIAMI SHORES, FL 33138 | AFLAC | $2 | — | $2 | 0.00% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 1701 WILLIAMS CT APT 202 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES W BENCIN3 Filed as: JAMES BENCIN | 11 SHELDRAKE LN WEST PALM BEACH, FL 33418 | AFLAC | $1 | — | $1 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SUN LIFE ASSURANCE COMPANY OF CANADA | $36K | — | $36K | 15.48% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC-TAMPA | 3031 N ROCKY POINT DR W STE 700 TAMPA, FL 336075879 | HUMANADENTAL INSURANCE COMPANY | $1K | — | $1K | 5.15% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HUMANA INSURANCE COMPANY EIN 39-1263473 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $444K |
| CHERRY BEKAERT LLP EIN 56-0574444 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $23K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 659 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 659 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA HEALTH PLAN, INC. | 551 | $547K |
| Dental | HUMANADENTAL INSURANCE COMPANY | 476 | $29K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 598 | $495K |
| Short-term disability | AFLAC | 414 | $263K |
| Long-term disability(2 contracts, 2 carriers) | AFLAC | 598 | $495K |
| Stop-loss / reinsurancereinsurance | HUMANA HEALTH PLAN, INC. | 551 | $284K |
| Other(2 contracts, 2 carriers) | AFLAC | 598 | $495K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 598 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.