Welfare broker

CHRISTOPHER GRAHAM

Mailing address (most recent filing)

2600 S TELEGRAPH ROAD, SUITE 100

BLOOMFIELD HILLS, MI 48302

Total comp: $239K
Commissions: $82K
Fees: $157K
Filings: 3
Sponsors: 3

Carrier mix

Where CHRISTOPHER GRAHAM places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$2.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$2.8M	0.0%	41.19x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CHRISTOPHER GRAHAM's plans by broker comp / premium ratio. Median 12.22% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of CHRISTOPHER GRAHAM's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CHRISTOPHER GRAHAM is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CREATIVE FOAM CORPORATION CREATIVE FOAM CORPORATION GROUP MEDICAL & LIFE PLAN	MI	$2.8M	$341K	BLUE CROSS BLUE SHIELD OF MICHIGAN