| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $18K | $18K | 3.18% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LYKES INSURANCE INC. | P.O. BOX 2879 TAMPA, FL 336012879 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $5K | $5K | 0.82% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 60673 | AETNA LIFE INSURANCE CO. | $2K | — | $2K | 7.99% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LYKES INSURANCE INC. | P.O. BOX 2879 TAMPA, FL 33601 | AETNA LIFE INSURANCE CO. | $1K | — | $1K | 4.01% |
| AON CONSULTING INC3 Filed as: AON BENEFITS INSURANCE AND SERVICES | DBA AON CONSULTING INC. P.O. BOX 905494 CHARLOTTE, NC 282905494 | SOLSTICE BENEFITS, INC. | $2K | — | $2K | 10.00% |
| JEANNINE MACKO3 | 1203 MANDERLEE PLACE TRINITY, FL 34655 | CONTINENTAL AMERICAN INSURANCE COMPANY | $281 | — | $281 | 6.54% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | CONTINENTAL AMERICAN INSURANCE COMPANY | $195 | — | $195 | 4.54% |
| JEFFREY NELSON3 Filed as: JEFFREY C NELSON | 8512 WESTERLAND DRIVE LAND O LAKES, FL 34637 | CONTINENTAL AMERICAN INSURANCE COMPANY | $78 | — | $78 | 1.82% |
| LANCE ACKERMAN3 Filed as: LANCE N ACKERMAN | 12346 VILLAGER COURT TAMPA, FL 33625 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 1.21% |
| MICHAEL R REBER3 | 20101 HERON CROSSING TAMPA, FL 33647 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | — | $43 | 1.00% |
| BETH L WALTER3 | 8375 DIX ELLIS TRAIL SUITE 409 JACKSONVILLE, FL 32256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.51% |
| SUSAN C BRIMHALL3 | 155 CYPRESS LANE OLDSMAR, FL 34677 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.35% |
| FRANCIS V CRUZ3 Filed as: FRANCIS VINCE CRUZ | 1911 SOUTH LIVINGSTON AVENUE LUTZ, FL 33559 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.14% |
| SUSAN C BRIMHALL3 | 155 CYPRESS LANE OLDSMAR, FL 34677 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.12% |
| JANINE FOX3 Filed as: JANINE M FOX | 2550 STAG RUN BOULEVARD SUITE 538 CLEARWATER, FL 33765 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.07% |
| JEFF YARISH3 | 16122 ARMISTEAD LANCE ODESSA, FL 33556 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.05% |
| MARY REBECCA WEATHERLY3 Filed as: MARY R WEATHERLY | 1934 EAST LEEWYNN DRIVE SARASOTA, FL 34240 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.05% |
| JESSICA ESKEW3 Filed as: JESSICA R ESKEW | 8313 WEST HILLSBOROUGH AVENUE SUITE 150 TAMPA, FL 33615 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LYKES INSURANCE INC. | 400 NORTH TAMPA STREET SUITE 1900 TAMPA, FL 33602 | HM LIFE INSURANCE COMPANY | $142 | — | $142 | 5.06% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | HM LIFE INSURANCE COMPANY | $139 | — | $139 | 4.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 237 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 237 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 172 | $575K |
| Dental | SOLSTICE BENEFITS, INC. | 219 | $18K |
| Vision | HM LIFE INSURANCE COMPANY | 106 | $3K |
| Life insurance | AETNA LIFE INSURANCE CO. | 237 | $31K |
| Short-term disability | AETNA LIFE INSURANCE CO. | 237 | $31K |
| Long-term disability | AETNA LIFE INSURANCE CO. | 237 | $31K |
| Other(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 237 | $35K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 237 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.