Insurance carrier

SOLSTICE BENEFITS, INC

Total premium: $17.2M
Filings: 97
Sponsors: 97
Covered lives: 33,494
Market share: 0.01%

health: 1dental: 96vision: 56life: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Mixed666.7%
Fully insured333.3%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Dental9662.3%
Vision5636.4%
Health10.6%
Life10.6%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
FL	5	$6.6M	0.1%	14.11x
NY	2	$399K	0.0%	4.40x
NJ	1	$747K	0.0%	5.15x
MD	1	$376K	0.1%	7.99x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Premium per participant · vs market median

Median annual premium per participant on SOLSTICE BENEFITS, INC's book vs the welfare-wide median, split by funding model.

Funding types with fewer than 5 plans suppressed (medians are unstable).

Prospect-flag exposure · vs market baseline

Share of SOLSTICE BENEFITS, INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-9 of 9 sponsors where SOLSTICE BENEFITS, INC is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
MANGOS TROPICAL CAFE INC MANGOS TROPICAL CAFE INC EMPLOYEE WELFARE BENEFITS PLAN	FL	$6.0M	164	fully insured	MAR INSURANCE
UFCW LOCAL 312 BENEFIT FUND UFCW LOCAL 312 BENEFIT FUND	NJ	$747K	4,114	mixed	GINO DEVIVO
GMS MINE REPAIR & MAINTENANCE, INC. GMS MINE REPAIR & MAINTENANCE, INC. EMPLOYEE LIFE INSURANCE PLAN	MD	$376K	917	mixed	USI INSURANCE SERVICES LLC
PRAESUM HEALTHCARE SERVICES PRAESUM HEALTHCARE SERVICES WELFARE BENEFIT PLAN	FL	$368K	381	mixed	VARIOUS-SEE ATTACHED
NORWICH DENTAL PLAN NORWICH DENTAL AND VISION PLAN	NY	$219K	565	fully insured	SDF ASSOCIATES 1991 LTD
BRONX HARBOR HEALTHCARE COMPLEX, INC. KINGS HARBOR MULTICARE CENTER WELFARE BENEFITS PLAN	NY	$179K	303	mixed	HILB GROUP OF NEW YORK
HOLLANDER MANAGEMENT GROUP LLC BLOOM MEDICINALS EMPLOYEE BENEFITS PLAN	FL	$79K	157	mixed	INSURANCE OFFICE OF AMERICA, INC.
GOTU TECHNOLOGY INC GOTU HEALTH AND WELFARE BENEFIT PLAN	FL	$42K	135	mixed	JAMES A. SCOTT & SON
FEEDING SOUTH FLORIDA FEEDING SOUTH FLORIDA DENTAL PLAN	FL	$32K	135	fully insured	GALLAGHER BENEFIT SERVICES, INC.

State

Plans

Premium

State share

Index

$6.6M

0.1%

14.11x

$399K

0.0%

4.40x

$747K

0.0%

5.15x

$376K

0.1%

7.99x

Sponsor

Loc

Premium

Covered

Funding

Broker

MANGOS TROPICAL CAFE INC

MANGOS TROPICAL CAFE INC EMPLOYEE WELFARE BENEFITS PLAN

$6.0M

164

fully insured

MAR INSURANCE

UFCW LOCAL 312 BENEFIT FUND

$747K

4,114

mixed

GINO DEVIVO

GMS MINE REPAIR & MAINTENANCE, INC.

GMS MINE REPAIR & MAINTENANCE, INC. EMPLOYEE LIFE INSURANCE PLAN

$376K

917

mixed

USI INSURANCE SERVICES LLC

PRAESUM HEALTHCARE SERVICES

PRAESUM HEALTHCARE SERVICES WELFARE BENEFIT PLAN

$368K

381

mixed

VARIOUS-SEE ATTACHED

NORWICH DENTAL PLAN

NORWICH DENTAL AND VISION PLAN

$219K

565

fully insured

SDF ASSOCIATES 1991 LTD

BRONX HARBOR HEALTHCARE COMPLEX, INC.

KINGS HARBOR MULTICARE CENTER WELFARE BENEFITS PLAN

$179K

303

mixed

HILB GROUP OF NEW YORK

HOLLANDER MANAGEMENT GROUP LLC

BLOOM MEDICINALS EMPLOYEE BENEFITS PLAN

$79K

157

mixed

INSURANCE OFFICE OF AMERICA, INC.

GOTU TECHNOLOGY INC

GOTU HEALTH AND WELFARE BENEFIT PLAN

$42K

135

mixed

JAMES A. SCOTT & SON

FEEDING SOUTH FLORIDA

FEEDING SOUTH FLORIDA DENTAL PLAN

$32K

135

fully insured

GALLAGHER BENEFIT SERVICES, INC.