| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 27284 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $0 | $46K | $46K | 4.00% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | PO BOX 905494 CHARLOTTE, NC 282905494 | AETNA LIFE INSURANCE CO. | $6K | $0 | $6K | 9.09% |
| AON CONSULTING INC3 Filed as: AON BENEFITS INSURANCE AND SERVICES | DBA AON CONSULTING INC. PO BOX 905494 CHARLOTTE, NC 282905494 | SOLSTICE BENEFITS, INC. | $3K | $0 | $3K | 10.00% |
| JEANNINE MACKO3 | 1203 MANDERLEE PLACE TRINITY, FL 34655 | AFLAC | $953 | $80 | $1K | 6.70% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 282905494 | AFLAC | $634 | $0 | $634 | 4.11% |
| JEFFREY NELSON3 Filed as: JEFFREY C NELSON | 8512 WESTERLAND DRIVE LAND O LAKES, FL 34637 | AFLAC | $309 | $16 | $325 | 2.11% |
| MICHAEL R REBER3 | 8600 HIDDEN RIVER PARKWAY SUITE 75 TAMPA, FL 33637 | AFLAC | $185 | $16 | $201 | 1.30% |
| LANCE ACKERMAN3 Filed as: LANCE N ACKERMAN | 5010 N 9TH STREET TAMPA, FL 33603 | AFLAC | $162 | $0 | $162 | 1.05% |
| SUSAN C BRIMHALL3 | 155 CYPRESS LANE OLDSMAR, FL 34677 | AFLAC | $69 | $16 | $85 | 0.55% |
| CAROLYN S LEVEILLE3 | 10600 CHEVROLET WAY SUITE 202 ESTERO, FL 33928 | AFLAC | $83 | $0 | $83 | 0.54% |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVENUE SUITE 200 FT. LAUDERDALE, FL 33309 | AFLAC | $79 | $0 | $79 | 0.51% |
| GREGORY MEYER3 Filed as: GREGORY EUGENE MEYER | 1582 RUNNING DEER DRIVE KERNERSVILLE, NC 27284 | AFLAC | $60 | $0 | $60 | 0.39% |
| SUSAN C BRIMHALL3 | 155 CYPRESS LANE SUITE 525 OLDSMAR, FL 34677 | AFLAC | $31 | $0 | $31 | 0.20% |
| BARTLEIN AND ASSOC INC3 | 5577 BROADCAST COURT SARASOTA, FL 34240 | AFLAC | $8 | $0 | $8 | 0.05% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | HM LIFE INSURANCE COMPANY | $826 | $0 | $826 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 156 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 160 | $1.1M |
| Dental | SOLSTICE BENEFITS, INC. | 138 | $28K |
| Vision | HM LIFE INSURANCE COMPANY | 97 | $8K |
| Life insurance | AETNA LIFE INSURANCE CO. | 215 | $62K |
| Short-term disability | AETNA LIFE INSURANCE CO. | 215 | $62K |
| Long-term disability | AETNA LIFE INSURANCE CO. | 215 | $62K |
| Other(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 251 | $84K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 251 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.