See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INS. COMPANY EIN 59-1031071 CLAIM. ADMIN SERVICES | Contract Administrator; Direct payment from the plan; Float revenue; Participant communication; Claims processing; Non-monetary compensation; Named fiduciary; Other services Service code 12 | — | $3.9M |
| LINCOLN NATIONAL LIFE INS. COMPANY EIN 35-0472300 CLAIMS ADMIN. SERVICES | Contract Administrator; Claims processing Service code 12 | — | $182K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,093 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,051 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 5,144 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HAWAII MEDICAL SERVICE ASSOCIATION | 1 | $6K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 8,702 | $521K |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 3,976 | $5.9M |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 3,976 | $5.9M |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 9,263 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,263 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.