See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH & LIFE INS. CO. EIN 59-1031071 ADMIN SERVICES PROVIDER | Non-monetary compensation; Direct payment from the plan; Contract Administrator; Named fiduciary; Float revenue; Participant communication; Other services; Claims processing Service code 12 | — | $3.8M |
| BLUE CROSS & BLUE SHIELD OF ALABAMA EIN 63-0103830 ADMIN SERVICES PROVIDER | Contract Administrator; Claims processing Service code 12 | — | $251K |
| CIGNA | Non-monetary compensation; Direct payment from the plan; Contract Administrator; Claims processing; Named fiduciary; Participant communication; Float revenue; Other services Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,250 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 555 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,805 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HAWAII MEDICAL SERVICE ASSOCIATION | 2 | $18K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 4,319 | $642K |
| Life insurance | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 4,199 | $5.7M |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 4,199 | $5.7M |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH & LIFE INSURANCE COMPANY & AFFILIATES | 9,602 | $525K |
| Other | METLIFE LEGAL PLANS OF FLORIDA | 1,908 | $333K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,602 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.