| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RIVA INSURANCE GROUP3 | 18010 SW 89 AVE PALMETTO BAY, FL 33157 | AETNA LIFE INSURANCE COMPANY | $8K | — | $8K | 0.68% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | STE 903 1600 PONCE DE LEON BLVD CORAL GABLES, FL 33134 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 16.28% |
| ELIZABETH GUZMAN3 Filed as: ELIZABETH M GUZMAN | 10623 NW 6TH CT CORAL SPRINGS, FL 33071 | AFLAC | $2K | $78 | $2K | 4.69% |
| KATTY W COHEN3 | 21711 TOWN PLACE DRIVE BOCA RATON, FL 33433 | AFLAC | $606 | — | $606 | 1.17% |
| RUSSELL SHAYNE FOX3 | 9205 COVE POINT CIR BOYNTON BEACH, FL 33472 | AFLAC | $570 | $18 | $588 | 1.13% |
| SUSANA RIZO3 | 18495 S DIXIE HWY #105 MIAMI, FL 33157 | AFLAC | $487 | — | $487 | 0.94% |
| G SCOTT COOKE3 | 2832 NE 17TH AVE WILTON MANORS, FL 33334 | AFLAC | $339 | $18 | $357 | 0.69% |
| KENDALL C HUDSON3 | 1645 PALM BEACH LAKES BLVD STE 1200 WEST PALM BEACH, FL 33401 | AFLAC | $273 | — | $273 | 0.53% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $158 | — | $158 | 0.30% |
| MAXIMO CABRERA3 | 4353 W WHITEWATER AVE WESTON, FL 33332 | AFLAC | $149 | — | $149 | 0.29% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIR JUPITER, FL 33458 | AFLAC | $129 | — | $129 | 0.25% |
| JAVIER L ORTIZ3 | 9620 NE 2ND AVE STE 203 MIAMI SHORES, FL 33138 | AFLAC | $101 | — | $101 | 0.19% |
| KIMBERLY M SAHOY3 | 19426 SW 65TH ST FORT LAUDERDALE, FL 33332 | AFLAC | $86 | — | $86 | 0.17% |
| JOSHUA BUZZARD3 | 6848 HENDRY DR LAKE WORTH, FL 33463 | AFLAC | $50 | — | $50 | 0.10% |
| TALLON AND ASSOCIATES INC3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $30 | — | $30 | 0.06% |
| BRENDA LYNN GARRETT3 | 1350 FRONT PL UNIT 5102 NORTH PORT, FL 34287 | AFLAC | $15 | — | $15 | 0.03% |
| BRENDA LYNN GARRETT3 | 12475 KENTWOOD AVE FORT MYERS, FL 33913 | AFLAC | $11 | — | $11 | 0.02% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PKWY SE STE 900 ATLANTA, GA 30339 | AFLAC | $9 | — | $9 | 0.02% |
| RUMIL CORPORATION3 | 8888 NW 2ND ST CORAL SPRINGS, FL 33071 | AFLAC | $8 | — | $8 | 0.02% |
| NADIA DIAZ NORRIS3 | 4572 CONCORDIA LN BOYNTON BEACH, FL 33436 | AFLAC | $6 | — | $6 | 0.01% |
| SUSAN P WATLEY3 | 6366 INDEPENDENCE DR COLUMBUS, GA 31909 | AFLAC | $5 | — | $5 | 0.01% |
| ALFRED RIETKERK3 | 438 PISGAH PIKE PULASKI, TN 38478 | AFLAC | $5 | — | $5 | 0.01% |
| MICHAEL A ORTIZ3 | 740 CHEYENNE LN ELGIN, IL 60123 | AFLAC | $5 | — | $5 | 0.01% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | $1 | — | $1 | 0.00% |
| DEBORAH L JONGES3 | PO BOX 5432 BELLA VISTA, AR 72714 | AFLAC | $1 | — | $1 | 0.00% |
| JUAN C FERLINI3 | 891 MAYBERRY ML NEW BRAUNFELS, TX 78130 | AFLAC | $1 | — | $1 | 0.00% |
| AON CONSULTING INC3 Filed as: ALLSTATE BENEFITS | 1776 AMERICAN HERITAGE LIFE DRIVE JACKSONVILLE, FL 32224 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $4K | — | $4K | 8.00% |
| MICHAEL VIDAL3 | 18413 NW 9TH STREET PEMBROKE PINES, FL 33029 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 6.70% |
| ALEX BLANCO INSURANCE INC.3 | 708 SOUTH DIXIE HIGHWAY CORAL GABLES, FL 33146 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 2.87% |
| ME WILSON COMANY LLC3 | 300 W PLATT STREET TAMPA, FL 33626 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 2.42% |
| THE LOOMIS COMPANY5 | 850 N PARK ROAD WYOMISSING, PA 19610 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $890 | — | $890 | 1.82% |
| RONALD STONE3 | COMPREHENSIVE COMPANIES 2199 PONCE DE LEON BLVD STE 300 CORAL GABLES, FL 33134 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 21.94% |
| JOSEF GOLUB3 | 268 SUNLIT COVE DR NE SAINT PETERSBURG, FL 33702 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.06% |
| VONDA GOLUB3 | 287 BELLEAIR DR NE ST PETE, FL 33704 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.05% |
| RONALD STONE3 | COMPREHENSIVE COMPANIES 2199 PONCE DE LEON BLVD STE 300 CORAL GABLES, FL 33134 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 17.04% |
| JOSEF GOLUB3 | 268 SUNLIT COVE DR NE SAINT PETERSBURG, FL 33702 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $56 | — | $56 | 0.38% |
| VONDA GOLUB3 | 287 BELLEAIR DR NE ST PETE, FL 33704 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $40 | — | $40 | 0.27% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | STE 903 1600 PONCE DE LEON BLVD CORAL GABLES, FL 33134 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 16.36% |
| RONALD STONE3 | COMPREHENSIVE COMPANIES 2199 PONCE DE LEON BLVD STE 300 CORAL GABLES, FL 33134 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 28.17% |
| VONDA GOLUB3 | 287 BELLEAIR DR NE ST PETE, FL 33704 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $16 | — | $16 | 0.18% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVE S 4TH FL ISELIN, NJ 08830 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.13% |
| JOSEF GOLUB3 | 268 SUNLIT COVE DR NE ST PETERSBURG, FL 33702 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.08% |
| RONALD STONE3 | COMPREHENSIVE COMPANIES 2199 PONCE DE LEON BLVD STE 300 CORAL GABLES, FL 33134 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 15.33% |
| JOSEF GOLUB3 | 268 SUNLIT COVE DR NE SAINT PETERSBURG, FL 33702 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $36 | — | $36 | 0.41% |
| VONDA GOLUB3 | 287 BELLEAIR DR NE ST PETE, FL 33704 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $34 | — | $34 | 0.38% |
| RONALD STONE3 | COMPREHENSIVE COMPANIES 2199 PONCE DE LEON BLVD STE 300 CORAL GABLES, FL 33134 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $668 | — | $668 | 16.63% |
| JOSEF GOLUB3 | 268 SUNLIT COVE DR NE ST PETERSBURG, FL 33702 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $19 | — | $19 | 0.47% |
| VONDA GOLUB3 | 287 BELLEAIR DR NE SAINT PETE, FL 33704 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | — | $18 | 0.45% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | STE 903 1600 PONCE DE LEON BLVD CORAL GABLES, FL 33134 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $55 | — | $55 | 1.47% |
| JOSEF GOLUB3 Filed as: JOSEF ABRAHAM GOLUB | 268 SUNLIT COVE DR NE ST PETERSBURG, FL 33702 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 0.48% |
| VONDA DANELLE GOLUB3 Filed as: VONDA D GOLUB | 3330 OVERBROOK DR NE ST PETERSBURG, FL 33703 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 0.48% |
| RONALD STONE3 | COMPREHENSIVE COMPANIES 2199 PONCE DE LEON BLVD STE 300 CORAL GABLES, FL 33134 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $139 | — | $139 | 5.88% |
| JOSEF GOLUB3 | 268 SUNLIT COVE DR NE ST PETERSBURG, FL 33702 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.17% |
| VONDA GOLUB3 | 287 BELLEAIR DR NE ST PETE, FL 33704 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.13% |
| RONALD STONE3 | COMPREHENSIVE COMPANIES 2199 PONCE DE LEON BLVD STE 300 CORAL GABLES, FL 33134 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $37 | — | $37 | 3.91% |
| VONDA GOLUB3 | 287 BELLEAIR DR NE ST PETE, FL 33704 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.95% |
| RONALD STONE3 | COMPREHENSIVE COMPANIES 2199 PONCE DE LEON BLVD STE 300 CORAL GABLES, FL 33134 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $105 | — | $105 | 21.69% |
| VONDA GOLUB3 | 287 BELLEAIR DR NE ST PETE, FL 33704 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13 | — | $13 | 2.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 180 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 225 | $1.3M |
| Dental | AETNA LIFE INSURANCE COMPANY | 225 | $1.2M |
| Vision | AETNA LIFE INSURANCE COMPANY | 225 | $1.2M |
| Life insurance(5 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 179 | $87K |
| Short-term disability(4 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 179 | $141K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 179 | $63K |
| Other(7 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 179 | $147K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 225 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.