| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC Filed as: WILLIS OF FLORIDA, INC. | 4211 WEST BOY SCOUT BLVD. SUITE 1000 TAMPA, FL 336075724 | HUMANA | $73K | — | $73K | 5.16% |
| WILLIS TOWERS WATSON US LLC Filed as: WILLIS INS SERVICES OF GA | 1 GLENLAKE PKWY 11TH FL ATLANTA, GA 303283496 | HUMANA | $9K | — | $9K | 0.66% |
| CUNDY, INC. | PO BOX 24080 FORT LAUDERDALE, FL 33307 | RELIANCE STANDARD | $11K | — | $11K | 1.00% |
| WILLIS TOWERS WATSON US LLC Filed as: WILLIS OF FLORIDA, INC. | 29848 NETWORK PLACE CHICAGO, IL 28290 | EYEMED | $6K | — | $6K | 3.20% |
| FISHMAN HARRIS S Filed as: FISHMAN HARRIS | 2 BALA PLX, STE 901 BALA CYNWYD, PA 190041501 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $8K | — | $8K | 11.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,187 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 3,187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HUMANA | 2,728 | $1.4M |
| Vision | EYEMED | 2,469 | $193K |
| Life insurance(2 contracts, 2 carriers) | RELIANCE STANDARD | 3,841 | $1.2M |
| Long-term disability(2 contracts, 2 carriers) | RELIANCE STANDARD | 3,841 | $1.2M |
| Other(2 contracts) | INDEPENDENT COLLEGES AND UNIVERSITIES BENEFITS ASSN. | 3,187 | $4.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,841 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.