Insurance carrier

INDEPENDENT COLLEGES AND UNIVERSITIES BENEFITS ASSN.

Total premium: $10.8M
Filings: 7
Sponsors: 7
Covered lives: 8,239
Market share: 0.00%

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Mixed5100.0%

Benefit-line mix

No benefit-line contracts on file for INDEPENDENT COLLEGES AND UNIVERSITIES BENEFITS ASSN..

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
FL	5	$17.5M	0.1%	25.39x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Premium per participant · vs market median

Median annual premium per participant on INDEPENDENT COLLEGES AND UNIVERSITIES BENEFITS ASSN.'s book vs the welfare-wide median, split by funding model.

Funding types with fewer than 5 plans suppressed (medians are unstable).

Prospect-flag exposure · vs market baseline

Share of INDEPENDENT COLLEGES AND UNIVERSITIES BENEFITS ASSN.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where INDEPENDENT COLLEGES AND UNIVERSITIES BENEFITS ASSN. is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
NOVA SOUTHEASTERN UNIVERSITY NOVA SOUTHEASTERN UNIVERSITY WELFARE BENEFIT PLAN	FL	$8.1M	3,708	mixed	CUNDY INSURANCE AGENCY
FLORIDA INSTITUTE OF TECHNOLOGY FLORIDA INSTITUTE OF TECHNOLOGY	FL	$3.3M	1,035	mixed	LOCKTON COMPANIES
UNIVERSITY OF TAMPA WELFARE BENEFIT PLAN UNIVERSITY OF TAMPA WELFARE BENEFIT PLAN	FL	$2.9M	1,012	mixed	LOCKTON COMPANIES
ROLLINS COLLEGE ROLLINS COLLEGE WELFARE BENEFIT PLAN	FL	$2.0M	672	mixed	LOCKTON COMPANIES
SAINT LEO UNIVERSITY SAINT LEO UNIVERSITY WELFARE BENEFITS PLAN	FL	$1.2M	552	mixed	LOCKTON COMPANIES

State

Plans

Premium

State share

Index

$17.5M

0.1%

25.39x

Sponsor

Loc

Premium

Covered

Funding

Broker

NOVA SOUTHEASTERN UNIVERSITY

NOVA SOUTHEASTERN UNIVERSITY WELFARE BENEFIT PLAN

$8.1M

3,708

mixed

CUNDY INSURANCE AGENCY

FLORIDA INSTITUTE OF TECHNOLOGY

$3.3M

1,035

mixed

LOCKTON COMPANIES

UNIVERSITY OF TAMPA WELFARE BENEFIT PLAN

$2.9M

1,012

mixed

LOCKTON COMPANIES

ROLLINS COLLEGE

ROLLINS COLLEGE WELFARE BENEFIT PLAN

$2.0M

672

mixed

LOCKTON COMPANIES

SAINT LEO UNIVERSITY

SAINT LEO UNIVERSITY WELFARE BENEFITS PLAN

$1.2M

552

mixed

LOCKTON COMPANIES