Welfare broker

CUNDY, INC.

Mailing address (most recent filing)

P O BOX 24080

FORT LAUDERDALE, FL 333074080

Carrier mix

Where CUNDY, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	3	$5.0M	30.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	3	$3.3M	30.0%
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$823K	10.0%
PRUDENTIAL INSURANCE COMPANY OF AMERICA	1	$21.5M	10.0%
INDEPENDENT COLLEGES AND UNIVERSITIES BENEFITS ASSN.	1	$8.1M	10.0%
BLUE CROSS OF CALIFORNIA	1	$1.2M	10.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	8	$17.2M	0.2%	20.32x
TN	1	$21.5M	0.1%	6.49x
AL	1	$1.2M	0.1%	10.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CUNDY, INC.'s plans by broker comp / premium ratio. Median 6.19% vs welfare-wide median 6.29% (n=10).

Prospect-flag exposure · vs market baseline

Share of CUNDY, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-10 of 10 sponsors where CUNDY, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NOVA SOUTHEASTERN UNIVERSITY NOVA SOUTHEASTERN UNIVERSITY WELFARE BENEFIT PLAN	FL	$8.1M	$513K	INDEPENDENT COLLEGES & UNIVERSITIES BENEFITS ASSOCIATION
EASTMAN CHEMICAL COMPANY EASTMAN CHEMICAL COMPANY WELFARE BENEFIT PLAN	TN	$21.5M	$346K	PRUDENTIAL INSURANCE COMPANY OF AMERICA
ATLANTIC SOUTHERN PAVING & SEALCOATING LLC ATLANTIC SOUTHERN PAVING & SEALCOATING LLC EMPLOYEE GROUP INSURANCE PLAN	FL	$1.8M	$240K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
GEMINI COMMUNICATIONS LLC GEMINI COMMUNICATIONS LLC HEALTH AND WELFARE PLAN	FL	$3.6M	$219K	UNITEDHEALTHCARE INSURANCE COMPANY
EBS ENTERPRISES LLC EBS ENTERPRISES LLC HEALTH AND WELFARE PLAN	FL	$841K	$176K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
BK TECHNOLOGIES, INC. BK TECHNOLOGIES, INC. GROUP WRAP PLAN	FL	$823K	$113K	SUN LIFE ASSURANCE COMPANY OF CANADA
IPIC THEATERS LLC IPIC THEATERS LLC HEALTH AND WELFARE GROUP INSURANCE PLAN	FL	$608K	$56K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
ITHAKA HOSPITALITY PARTNERS LLC ITHAKA HOSPITALITY PARTNERS LLC ITHAKA HOSPITALITY PARTNERS LLC HEALTH AND WELFARE PLAN	AL	$1.2M	$35K	BLUE CROSS AND BLUE SHIELD OF ALABAMA
YF FC OPERATIONS, LLC DBA YOUFIT GYMS YOUFIT GYMS GROUP INSURANCE PLAN	FL	$1.1M	$28K	UNITEDHEALTHCARE INSURANCE COMPANY
PRIDE AIR CONDITIONING & APPLIANCE, INC. PRIDE AIR CONDITIONING & APPLIANCE, INC. EMPLOYEE BENEFITS PLAN	FL	$307K	$8K	OPTUM HEALTH (UNIMERICA INSURANCE COMPANY)