| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CUNDY, INC.3 Filed as: CUNDY INC. | 4345 E TRDEWINDS AVENUE LAUDERDALE BY THE SEA, FL 33308 | PROSPERITY LIFE GROUP | $11K | — | $11K | 10.00% |
| ACIOTE ENTERPRISES3 | 3850 S UNIVERSITY DR, UNIT 291361 DAVIE, FL 33329 | PROSPERITY LIFE GROUP | $2K | — | $2K | 2.00% |
| CUNDY, INC.3 Filed as: CUNDY INSURANCE AGENCY, INC. | PO BOX 24080 FORT LAUDERDALE, FL 33307 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 9.58% |
| CUNDY, INC.3 Filed as: CUNDY INSURANCE AGENCY, INC. | 4345 E TRADEWINDS AVE LAUDERDALE BY THE SEA, FL 33308 | STANDARD INSURANCE COMPAHY | $2K | — | $2K | 6.32% |
| CUNDY, INC.3 Filed as: CUNDY INSURANCE AGENCY, INCL | 4345 E TRADEWINDS AVE LAUDERDALE BY THE SEA, FL 33308 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 6.88% |
| CUNDY, INC.3 Filed as: CUNDY INSURANCE AGENCY, INC. | 4345 E TRADEWINDS AVE LAUDERDALE BY THE SEA, FL 33308 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 15.83% |
| CUNDY, INC.3 Filed as: CUNDY INC. | PO BOX 24080 FORT LAUDERDALE, FL 33307 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 11.08% |
| CUNDY, INC.3 Filed as: CUNDY INC | PO BOX 24080 FORT LAUDERDALE, FL 33307 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 19.03% |
| ROSS CALVERT3 | 5800 NW 122ND TERRACE POMPANO BEACH, FL 33076 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $145 | — | $145 | 0.97% |
| CUNDY, INC.3 Filed as: CUNDY INC. | PO BOX 24080 FORT LAUDERDALE, FL 33307 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 16.96% |
| ROSS CALVERT3 | 5800 SW 122ND TERRACE POMPANO BEACH, FL 33076 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $145 | — | $145 | 0.97% |
| CUNDY, INC.3 | PO BOX 24080 FORT LAUDERDALE, FL 33307 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $582 | $73 | $655 | 12.04% |
| ACHIOTE ENTERPRISES INC3 Filed as: ACHIOTE ENTERPRISES INC. | 9647 SUGAR PINES CT DAVIE, FL 33328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $227 | $249 | $476 | 8.75% |
| GUSTAVO LIMA FELIPE3 | 13652 GLOSGOW LN DELRAY BEACH, FL 33446 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $75 | $32 | $107 | 1.97% |
| MICHAEL MARSHALL3 | 1134 SE 6TH CT DANIA BEACH, FL 33004 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | $43 | $71 | 1.30% |
| BENEFITLAB INC3 Filed as: BENEFITLAB INC. | 9647 SUGAR PINES CT DAVIE, FL 33328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $11 | $35 | 0.64% |
| DW YOUNG AGENCY INC3 Filed as: DW YOUNG AGENCY INC. | 347 CHURCH RD STOCKBRIDGE, GA 33307 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | $1 | $19 | 0.35% |
| WE ARE MONDAY PEOPLE INC3 | 13652 GLOSGOW LN DELRAY BEACH, FL 33446 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 211 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 211 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 81 | $858K |
| Dental | STANDARD INSURANCE COMPANY | 94 | $60K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 85 | $16K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPAHY | 211 | $36K |
| Short-term disability | STANDARD INSURANCE COMPANY | 133 | $25K |
| Long-term disability | STANDARD INSURANCE COMPANY | 133 | $22K |
| Other(5 contracts, 4 carriers) | PROSPERITY LIFE GROUP | 211 | $173K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 211 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.