| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC Filed as: WILLIS OF FLORIDA, INC. | 4211 WEST BOY SCOUT BLVD. SUITE 1000 TAMPA, FL 33607 | HUMANA | $84K | — | $84K | 5.95% |
| CUNDY, INC. Filed as: CUNDY. INC. | PO BOX 24080 FORT LAUDERDALE, FL 33307 | RELIANCE STANDARD LIFE INSURANCE | $13K | $11K | $24K | 1.88% |
| WILLIS TOWERS WATSON US LLC Filed as: WILLIS OF FLORIDA, INC. | 4880 W. NEWBERRY ROAD SUITE 100 GAINSVILLE, FL 32607 | ADVANTICA, INC. | $10K | — | $10K | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,162 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 3,162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HUMANA | 2,711 | $1.4M |
| Vision | ADVANTICA, INC. | 2,425 | $197K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE | 3,881 | $1.3M |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE | 3,881 | $1.3M |
| Other(2 contracts) | ICUBA | 3,162 | $3.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,881 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.