| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMPSON INS & FINANCIAL SERV3 Filed as: THOMPSON INSURANCE & FIN SERV | 2233 LEE ROAD STE 209-A WINTER PARK, FL 327891845 | BLUE CROSS BLUE SHIELD OF FLORIDA | $49K | — | $49K | 5.00% |
| DARRELL STANLEY BRANDIMORE3 | 2100 54TH STREET NORTH ST. PETERSBURG, FL 33710 | AFLAC | $5K | $212 | $5K | 6.00% |
| MATTHEW S. COLLINS3 | 14110 NORTH BAYSHORE DRIVE MADEIRA BEACH, FL 33708 | AFLAC | $2K | — | $2K | 1.82% |
| COREY WEAVER3 | 2450 HERON TERRACE APT D103 CLEARWATER, FL 33762 | AFLAC | $1K | — | $1K | 1.09% |
| CARLA LOOPER3 Filed as: CARLA L. LOOPER | P.O. BOX 10357 BROOKSVILLE, FL 34603 | AFLAC | $595 | — | $595 | 0.65% |
| MATTHEW SHANE STRONG3 | 3860 COLONIAL BLVD SUITE 200 FORT MYERS, FL 33966 | AFLAC | $400 | $116 | $516 | 0.56% |
| GROVE FINANCIAL LLC3 | 494 ORANGE STREET PALM HARBOR, FL 34683 | AFLAC | $474 | — | $474 | 0.52% |
| EBERHART & ASSOCIATES INC3 Filed as: EBERHART & ASSOC., INC. | 11097 PARKSIDE PRESERVE WAY JACKSONVILLE, FL 32257 | AFLAC | $472 | — | $472 | 0.52% |
| SHANE M OWEN3 Filed as: SHANE CRAIG DAVISON | 3013 LARGE HOP LANE ANTIOCH, TN 37013 | AFLAC | $276 | — | $276 | 0.30% |
| RAVONE MARVELLE GRAHAM3 | 7601 ARCADIA TRAIL FORT WORTH, TX 76137 | AFLAC | $196 | — | $196 | 0.21% |
| BRANDY ANN HARTIN3 | 3115 PHOENIX AVENUE OLDSMAR, FL 34677 | AFLAC | $195 | — | $195 | 0.21% |
| SUSAN C BRIMHALL3 Filed as: SUSAN C. BRIMHALL | P.O. BOX 13877 MEXICO BEACH, FL 33410 | AFLAC | $185 | — | $185 | 0.20% |
| KATHRYN SUZANNE AXENTE3 | 7020 PELICAN ISLAND DRIVE TAMPA, FL 33634 | AFLAC | $183 | — | $183 | 0.20% |
| BETH LUANNE KIMBROUGH3 | 6750 N. ANDREWS AVE STE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $180 | — | $180 | 0.20% |
| CHRISTOPHER GRAHAM3 | 2 CHASE CORPORATE DR SUITE 140 HOOVER, AL 35244 | AFLAC | $114 | — | $114 | 0.12% |
| JANINE FOX3 | 18 HAVILAND DRIVE SCHENECTADY, NY 12302 | AFLAC | $34 | — | $34 | 0.04% |
| FRANCIS V CRUZ3 | 150 MAPLE DRIVE WEXFORD, PA 15090 | AFLAC | $13 | — | $13 | 0.01% |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LANE ODESSA, FL 33556 | AFLAC | $13 | — | $13 | 0.01% |
| MARY REBECCA WEATHERLY3 | 1934 E. LEEWYNN DRIVE SARASOTA, FL 34240 | AFLAC | $9 | — | $9 | 0.01% |
| HORACE R WEAVER III3 Filed as: HORACE R. WEAVER III | 106 FOUNTAIN DRIVE SLIDELL, LA 70458 | AFLAC | $5 | — | $5 | 0.01% |
| THOMPSON INS & FINANCIAL SERV3 | 2233 LEE ROAD STE 209-A WINTER PARK, FL 327891845 | FLORIDA COMBINED LIFE | $4K | — | $4K | 7.23% |
| BRUCE A. DAVIS & ASSOC., INC.3 | P.O. BOX 622 HAINES CITY, FL 33845 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| THOMPSON INS & FINANCIAL SERV | 2233 LEE ROAD STE-209-A WINTER PARK, FL 327891845 | BLUE CROSS & BLUE SHIELD OF FLORIDA, INC. | $784 | — | $784 | 6.00% |
| BRUCE A. DAVIS & ASSOC., INC.3 Filed as: BRUCE A DAVIS & ASSOC. INC. | P.O. BOX 622 HAINES CITY, FL 33845 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| BRUCE A. DAVIS & ASSOC., INC.3 Filed as: BRUCE A. DAVIS & ASSOC. INC. | P.O. BOX 622 HAINES CITY, FL 33845 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $713 | — | $713 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 156 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 119 | $988K |
| Dental | FLORIDA COMBINED LIFE | 107 | $60K |
| Vision | BLUE CROSS & BLUE SHIELD OF FLORIDA, INC. | 94 | $13K |
| Life insurance(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 139 | $36K |
| Short-term disability | AFLAC | 127 | $91K |
| Long-term disability(2 contracts, 2 carriers) | AFLAC | 127 | $96K |
| Other(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 139 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.