| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 2965 ALT HWY 19 PALM HARBOR, FL 346831907 | UNITED HEALTHCARE INSURANCE COMPANY | $47K | — | $47K | 5.09% |
| BRAYBOY & ASSOCIATES D/B/A ALLTRUST3 Filed as: BRAYBOY & ASSOC DBA ALL TRUST INS. | 2965 ALT HWY 19 PALM HARBOR, FL 346831907 | UNITED HEALTHCARE INSURANCE COMPANY | $288 | — | $288 | 0.03% |
| DARRELL STANLEY BRANDIMORE3 | 1720 BRIGHTWATERS BLVD NE ST. PETERSBURG, FL 33704 | AFLAC | $8K | $565 | $8K | 12.68% |
| KATHRYN SUZANNE AXENTE3 Filed as: KATHRYN S. AXENTE | 500 N WEST SHORE BLVD. - STE 1015 TAMPA, FL 33609 | AFLAC | $940 | $113 | $1K | 1.63% |
| BRANDY ANN HARTIN | 500 KNIGHTS RUN AVE. - UNIT 1801 TAMPA, FL 33602 | AFLAC | $942 | — | $942 | 1.46% |
| AMEEN AL AMEEN3 Filed as: AMEEN M AL AMEEN | 20051 SATIN LEAF AVENUE TAMPA, FL 33647 | AFLAC | $430 | $106 | $536 | 0.83% |
| BANYASH & ASSOCIATES INC3 Filed as: BANYASH & ASSOCIATES, INC. | 10175 FORTUNE PKWY - UNIT 604 JACKSONVILLE, FL 32256 | AFLAC | $534 | — | $534 | 0.83% |
| SHANE M OWEN3 Filed as: SHANE CRAIG DAVISON | 1300 SHETTER AVE APT 4202 JACKSONVILLE BEACH, FL 32250 | AFLAC | $343 | — | $343 | 0.53% |
| RAVONE MARVELLE GRAHAM3 | 4621 BRIARHILL DRIVE YORBA LINDA, CA 92886 | AFLAC | $301 | — | $301 | 0.47% |
| SUSAN C BRIMHALL3 Filed as: SUSAN C. BRIMHALL | 3921 CAPE SAN BLAS ROAD PORT SAINT JOE, FL 32456 | AFLAC | $243 | — | $243 | 0.38% |
| BETH LUANNE KIMBROUGH3 | 6750 N. ANDREWS AVE STE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $190 | — | $190 | 0.29% |
| JANINE FOX3 | 5303 HARMONY MILLS WEST COHOES, NY 12047 | AFLAC | $16 | — | $16 | 0.02% |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LANE ODESSA, FL 33556 | AFLAC | $6 | — | $6 | 0.01% |
| FRANCIS V CRUZ3 | 19115 LIVINGSTON AVENUE LUTZ, FL 33559 | AFLAC | $6 | — | $6 | 0.01% |
| MARY REBECCA WEATHERLY3 | 1934 E. LEEWYNN DRIVE SARASOTA, FL 34240 | AFLAC | $4 | — | $4 | 0.01% |
| HORACE R WEAVER III3 Filed as: HORACE R. WEAVER III | 106 FOUNTAIN DRIVE SLIDELL, LA 70458 | AFLAC | $3 | — | $3 | 0.00% |
| BRUCE A. DAVIS & ASSOC., INC.3 | 7722 STATE ROAD 544 E. - STE 215 WINTER HAVEN, FL 338819570 | AMERITAS LIFE INSURANCE CORP. | $6K | $362 | $7K | 10.56% |
| BRUCE A. DAVIS & ASSOC., INC.3 | P.O. BOX 622 HAINES CITY, FL 33845 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| BRUCE A. DAVIS & ASSOC., INC.3 Filed as: BRUCE A. DAVIS & ASSOC. INC. | P.O. BOX 622 HAINES CITY, FL 33845 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $789 | — | $789 | 15.01% |
| BRUCE A. DAVIS & ASSOC., INC.3 Filed as: BRUCE A DAVIS & ASSOC. INC. | P.O. BOX 622 HAINES CITY, FL 33845 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $768 | — | $768 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 184 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 184 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 160 | $931K |
| Dental | AMERITAS LIFE INSURANCE CORP. | 184 | $64K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 184 | $64K |
| Life insurance(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 111 | $23K |
| Short-term disability | AFLAC | 126 | $64K |
| Long-term disability(2 contracts, 2 carriers) | AFLAC | 126 | $70K |
| Other(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 111 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 184 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.