| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMPSON INS & FINANCIAL SERV3 Filed as: THOMPSON INSURANCE & FIN SERV | 2233 LEE ROAD STE 209A WINTER PARK, FL 32789 | UNITED HEALTHCARE INSURANCE COMPANY | — | $53K | $53K | 5.23% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC, | 5110 N. 40TH STREET STE 234 PHOENIX, AZ 85018 | UNITED HEALTHCARE INSURANCE COMPANY | — | $12K | $12K | 1.16% |
| DARRELL STANLEY BRANDIMORE3 | 1720 BRIGHTWATERS BLVD NE ST. PETERSBURG, FL 33704 | AFLAC | $6K | $540 | $7K | 7.50% |
| DIANA NUELLE3 | 2140 62ND TERRACE SOUTH APT 6 ST. PETERSBURG, FL 33712 | AFLAC | $3K | — | $3K | 2.72% |
| MATTHEW SHANE STRONG3 | 3860 COLONIAL BLVD SUITE 200 FORT MYERS, FL 33966 | AFLAC | $1K | $108 | $1K | 1.31% |
| CARLA LOOPER3 Filed as: CARLA L. LOOPER | 23363 JACOBSON ROAD BROOKSVILLE, FL 34601 | AFLAC | $865 | $108 | $973 | 1.05% |
| EBERHART & ASSOCIATES INC3 Filed as: EBERHART & ASSOC., INC. | 11097 PARKSIDE PRESERVE WAY JACKSONVILLE, FL 32257 | AFLAC | $303 | — | $303 | 0.33% |
| SHANE M OWEN3 Filed as: SHANE CRAIG DAVISON | 120 PROVIDENCE TRL APT 1200 MT. JULIET, TN 37122 | AFLAC | $280 | — | $280 | 0.30% |
| KATHRYN SUZANNE AXENTE3 | 500 N. WESTSHORE BLVD STE 1015 TAMPA, FL 33609 | AFLAC | $275 | — | $275 | 0.30% |
| BRANDY ANN HARTIN3 | 3115 PHOENIX AVENUE OLDSMAR, FL 34677 | AFLAC | $266 | — | $266 | 0.29% |
| RAVONE MARVELLE GRAHAM3 | 7601 ARCADIA TRAIL FORT WORTH, TX 76137 | AFLAC | $237 | — | $237 | 0.26% |
| SUSAN C BRIMHALL3 Filed as: SUSAN C. BRIMHALL | P.O. BOX 336 SMITHS STATION, AL 36877 | AFLAC | $215 | — | $215 | 0.23% |
| KRYSTINA S EBERHART3 Filed as: KRYSTINA S. EBERHART | 11097 PARKSIDE PRESEVE WAY JACKSONVILLE, FL 32257 | AFLAC | $211 | — | $211 | 0.23% |
| BETH LUANNE KIMBROUGH3 | 6750 N. ANDREWS AVE STE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $200 | — | $200 | 0.22% |
| CHRISTOPHER GRAHAM3 | 1 CHASE CORPORATE DR SUITE 400 HOOVER, AL 35244 | AFLAC | $125 | — | $125 | 0.14% |
| JANE K. ROWLEY-BOWEN3 | 2313 BLVD. - APT 2 INDIAN ROCKS BEACH, FL 33785 | AFLAC | $73 | — | $73 | 0.08% |
| JANINE FOX3 | 18 HAVILAND DRIVE SCHENECTADY, NY 12302 | AFLAC | $38 | — | $38 | 0.04% |
| FRANCIS V CRUZ3 | 150 MAPLE DRIVE WEXFORD, PA 15090 | AFLAC | $15 | — | $15 | 0.02% |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LANE ODESSA, FL 33556 | AFLAC | $13 | — | $13 | 0.01% |
| MARY REBECCA WEATHERLY3 | 1934 E. LEEWYNN DRIVE SARASOTA, FL 34240 | AFLAC | $9 | — | $9 | 0.01% |
| HORACE R WEAVER III3 Filed as: HORACE R. WEAVER III | 106 FOUNTAIN DRIVE SLIDELL, LA 70458 | AFLAC | $5 | — | $5 | 0.01% |
| BRUCE A. DAVIS & ASSOC., INC.3 | P.O. BOX 622 HAINES CITY, FL 33845 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| BRUCE A. DAVIS & ASSOC., INC.3 | P.O. BOX 622 HAINES CITY, FL 33845 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| BRUCE A. DAVIS & ASSOC., INC.3 Filed as: BRUCE A DAVIS & ASSOC. INC. | P.O. BOX 622 HAINES CITY, FL 33845 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| BRUCE A. DAVIS & ASSOC., INC.3 | P.O. BOX 622 HAINES CITY, FL 33845 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $969 | — | $969 | 10.00% |
| BRUCE A. DAVIS & ASSOC., INC.3 Filed as: BRUCE A. DAVIS & ASSOC. INC. | P.O. BOX 622 HAINES CITY, FL 33845 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $545 | — | $545 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 215 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 215 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 215 | $1.0M |
| Dental | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 111 | $61K |
| Vision | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 97 | $10K |
| Life insurance(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 138 | $32K |
| Short-term disability | AFLAC | 111 | $93K |
| Long-term disability(2 contracts, 2 carriers) | AFLAC | 111 | $96K |
| Other(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 138 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 215 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.