| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | MUTUAL OF OMAHA | $3K | $2K | $4K | 7.18% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | MUTUAL OF OMAHA | $2K | $1K | $3K | 15.33% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | MUTUAL OF OMAHA | $2K | $1K | $3K | 16.10% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | MUTUAL OF OMAHA | $1K | $711 | $2K | 15.77% |
| VERA I CRUICE3 Filed as: VERA CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $829 | $35 | $864 | 8.15% |
| MARK A LINSNER3 Filed as: MARK LINSNER | 1712 AUSTIN LANE ST AUGUSTINE, FL 32092 | AFLAC | $147 | $5 | $152 | 1.43% |
| LUIS M HERNANDEZ-ROSADO3 Filed as: LUIS HERNANDEZ-ROSADO | 2190 SAINT MARTINS DR E JACKSONVILLE, FL 32246 | AFLAC | $96 | $0 | $96 | 0.91% |
| WHITNEY L MILLWOOD3 Filed as: WHITNEY MILLWOOD | 3654 OGLEBAY DR GREEN COVE SPRINGS, FL 32043 | AFLAC | $77 | $5 | $82 | 0.77% |
| ELAINE COX | 3355 DOROTHEA RD JACKSONVILLE, FL 32081 | AFLAC | $59 | $0 | $59 | 0.56% |
| ELEANOR ARNOLD3 | 131 OLD CARRIAGE CT PONTE VEDRA, FL 32043 | AFLAC | $59 | $0 | $59 | 0.56% |
| SLR INSURANCE SOLUTIONS INC3 | 179 PINE HAVEN DR ST JOHNS, FL 32259 | AFLAC | $49 | $0 | $49 | 0.46% |
| SALLY L PITTMAN3 Filed as: SALLY PITTMAN | 9372 COXWELL LN BUILDING F JACKSONVILLE, MI 32221 | AFLAC | $32 | $0 | $32 | 0.30% |
| DAVID C SWEIGARD3 Filed as: DAVID SWEIGARD | 2603 PELICER RD ST AUGUSTINE, FL 32092 | AFLAC | $26 | $0 | $26 | 0.25% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES HARBOUR | 7725 GATEWAY UNIT 2503 IRVINE, MI 92618 | AFLAC | $19 | $0 | $19 | 0.18% |
| CAROLYN SEGARS3 | 2734 BAYVIEW RD BUILDING F JACKSONVILLE, MI 32210 | AFLAC | $18 | $0 | $18 | 0.17% |
| JOEY C ADAMS3 Filed as: JOEY ADAMS | 317 NORTHEAST 36TH AVE SUITE 6 OCALA, MI 34470 | AFLAC | $15 | $0 | $15 | 0.14% |
| JAMEY MILLER INC3 | 12942 193RD AVE E BONNEY LAKE, WA 98391 | AFLAC | $12 | $0 | $12 | 0.11% |
| THOMAS JAMES OLLER3 Filed as: THOMAS OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $12 | $0 | $12 | 0.11% |
| PETER HAGER3 | 4660 NOTTINGHAM RD JACKSONVILLE, FL 32210 | AFLAC | $12 | $0 | $12 | 0.11% |
| DAVID K MOBLEY3 Filed as: DAVID MOBLEY | 3812 VALVERDE CIRCLE JACKSONVILLE, FL 32224 | AFLAC | $10 | $0 | $10 | 0.09% |
| DAVID MARKS3 | 3011 CANEWOOD LANE BATON ROUGE, LA 70810 | AFLAC | $9 | $0 | $9 | 0.08% |
| TRACI R BATTEN Filed as: TRACI BATTEN | 375 HARBOUR COVE DRIVE APARTMENT 323 SPARKS, MI 89434 | AFLAC | $5 | $0 | $5 | 0.05% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SE SUITE 1950 ATLANTA, MI 30339 | AFLAC | $5 | $0 | $5 | 0.05% |
| STEVEN KAISER3 | 6447 IVY SPRINGS DRIVE BUILDING F FLOWERY BRANCH, MI 30542 | AFLAC | $5 | $0 | $5 | 0.05% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT TRAPNELL JR | 1656 GRAND ISLE BLVD BUILDING F MELBOURNE, MI 32940 | AFLAC | $4 | $0 | $4 | 0.04% |
| ROBERT P FERRONE3 Filed as: ROBERT PERRONE | 333 EASTSIDE DRIVE APARTMENT 7 FORTSON, MI 31808 | AFLAC | $3 | $0 | $3 | 0.03% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE SUITE 200 FORT LAUDERDALE, MI 33309 | AFLAC | $3 | $0 | $3 | 0.03% |
| J W GRIMES INC3 Filed as: J.W. GRIMES INC | 6165 WATERFORD ROAD BUILDING F COLUMBUS, MI 31904 | AFLAC | $2 | $0 | $2 | 0.02% |
| AARON ANTHONY3 | 1700 FOUNTAIN COURT APARTMENT 1303 COLUMBUS, MI 31904 | AFLAC | $2 | $0 | $2 | 0.02% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 3683 W LAKE ESTATES DRIVE DAVIE, FL 33328 | AFLAC | $1 | $0 | $1 | 0.01% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | MUTUAL OF OMAHA | $999 | $502 | $2K | 15.03% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | MUTUAL OF OMAHA | $799 | $521 | $1K | 14.68% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH ADMINISTRATOR | Claims processing; Other services Service code 12 | 300 CORPORATE PARKWAY AMHERST, NY 14226 | $96K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 98 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 98 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | MUTUAL OF OMAHA | 105 | $57K |
| Life insurance(2 contracts) | MUTUAL OF OMAHA | 129 | $33K |
| Short-term disability | AFLAC | 12 | $11K |
| Long-term disability | MUTUAL OF OMAHA | 129 | $20K |
| Other(5 contracts, 2 carriers) | MUTUAL OF OMAHA | 129 | $62K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 129 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.