| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | MUTUAL OF OMAHA | $2K | $1K | $4K | 7.33% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | MUTUAL OF OMAHA | $2K | $1K | $3K | 15.51% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | MUTUAL OF OMAHA | $2K | $1K | $3K | 16.19% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | MUTUAL OF OMAHA | $1K | $512 | $2K | 14.34% |
| VERA I CRUICE3 | VERA CRUICE 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $853 | $0 | $853 | 7.40% |
| MARK A LINSNER3 Filed as: MARK A. LINSNER | MARK LINSNER 10375 CENTURION PARKWAY N STE 100 JACKSONVILLE, FL 32223 | AFLAC | $262 | $0 | $262 | 2.27% |
| ELEANOR E ARNOLD3 | ELEANOR E ARNOLD 131 OLD CARRIAGE CT PONTE VEDRA, FL 32081 | AFLAC | $85 | $0 | $85 | 0.74% |
| SLR INSURANCE SOLUTIONS INC3 | SLR INSURANCE SOLUTIONS INC 179 PINE HAVEN DR ST JOHNS, FL 32259 | AFLAC | $58 | $0 | $58 | 0.50% |
| WHTINEY L. MILLWOOD3 | WHITNEY L. MILLWOOD 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $56 | $0 | $56 | 0.49% |
| ELAINE COX | ELAINE COX 3355 DOROTHEA RD JACKSONVILLE, FL 32216 | AFLAC | $54 | $0 | $54 | 0.47% |
| JAMEY MILLER INC3 Filed as: JAMEY MILLER | 2202 57TH ST BONNEY LAKE, WA 98391 | AFLAC | $34 | $0 | $34 | 0.29% |
| JAMES ARTHUR HARBOUR Filed as: JAMES A. HARBOUR | JAMES HARBOUR 405 BARSCHALL DR COLUMBUS, GA 31904 | AFLAC | $34 | $0 | $34 | 0.29% |
| CAROLYN SEGARS Filed as: CAROLYN D SEGARS | CAROLYN SEGARS 2734 BAYVIEW RD JACKSONVILLE, FL 32210 | AFLAC | $18 | $0 | $18 | 0.16% |
| DAVID K MOBLEY | DAVID MOBLEY 3812 VAL VERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $17 | $0 | $17 | 0.15% |
| JOEY C ADAMS3 | JOEY ADAMS 317 NORHTEAST 36TH AVE SUITE 6 OCALA, FL 34470 | AFLAC | $15 | $0 | $15 | 0.13% |
| DAVID C SWEIGARD | DAVID SWEIGARD 2603 PELLICER RD SAINT AUGUSTINE, FL 32092 | AFLAC | $12 | $0 | $12 | 0.10% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | MUTUAL OF OMAHA | $776 | $496 | $1K | 14.66% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | MUTUAL OF OMAHA | $833 | $534 | $1K | 16.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 115 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 115 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | MUTUAL OF OMAHA | 91 | $50K |
| Vision | MUTUAL OF OMAHA | 79 | $9K |
| Life insurance | MUTUAL OF OMAHA | 115 | $12K |
| Short-term disability | AFLAC | 16 | $12K |
| Long-term disability | MUTUAL OF OMAHA | 115 | $20K |
| Other(5 contracts, 2 carriers) | MUTUAL OF OMAHA | 115 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 115 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.