| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 300 N BEACH ST DAYTONA BEACH, FL 321143304 | METROPOLITAN LIFE INSURANCE COMPANY | $56K | $11K | $67K | 7.63% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 10151 DEERWOOD PARK BLVD BLDG 100 STE 100 JACKSONVILLE, FL 322560566 | METROPOLITAN LIFE INSURANCE COMPANY | — | $37 | $37 | 0.00% |
| ROBERT M GLASS CORP3 Filed as: ROBERT M GLASS | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10K | — | $10K | 2.91% |
| ROBERT M GLASS CORP3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8K | — | $8K | 2.39% |
| INSURCO INS AND FINL SVCS INC3 Filed as: INSURCO INS & FINL SVCS INC | 14401 WEST SUNRISE BLVD SUNRISE, FL 33323 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8K | — | $8K | 2.35% |
| DANIEL CARRIAZO3 | 8351 SW 124TH AVE UNIT 104 MIAMI, FL 33183 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8K | — | $8K | 2.29% |
| MICHELLE LAMPERT3 | 740 S FEDERAL HIGHWAY APT 412 POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7K | — | $7K | 1.86% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FL INC | 10151 DEERWOOD PARK BLVD B100 S100 JACKSONVILLE, FL 32256 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 0.72% |
| RAMON J FRIAS INC3 | 1611 NW 102ND DRIVE CORAL SPRINGS, FL 33071 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 0.30% |
| JAVIER M HERNANDEZ3 | 1040 BAYVIEW DR #130 FT LAUDERDALE, FL 33304 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $950 | — | $950 | 0.27% |
| CANDACE CONKLIN3 | 2402 DUQUESNE AVE APOPKA, FL 32712 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $722 | — | $722 | 0.20% |
| BRISTOWE INSURANCE GROUP3 | PO BOX 550710 JACKSONVILLE, FL 32255 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $261 | — | $261 | 0.07% |
| SUSAN BONE3 | 2425 SAGAMONT DRIVE BRANDON, FL 33511 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $205 | — | $205 | 0.06% |
| DIEGO ESPAGNOL3 | 6141 SUPERIOR BLVD DAVIE, FL 33331 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $196 | — | $196 | 0.06% |
| RANDALL D BRISTOWE3 | P.O. BOX 550710 JACKSONVILLE, FL 32255 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $171 | — | $171 | 0.05% |
| SHAWN I. STUBBS3 Filed as: SHAWN I STUBBS | 409 TWIN OAKS LANE ST JOHNS, FL 32259 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $142 | — | $142 | 0.04% |
| JOHN F PECARO3 | 1177 S DRIVE CIRCLE DELRAY BEACH, FL 33445 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $136 | — | $136 | 0.04% |
| MICHELLE REMBERTA LOCICERO3 | 7526 CATTLE DRIVE PLANT CITY, FL 33565 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $125 | — | $125 | 0.04% |
| JOSEF GOLUB3 | 268 SUNLIT COVE DR NE ST PETERSBURG, FL 33702 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $115 | — | $115 | 0.03% |
| KEVIN CHAMBERS3 | 9764 1ST STREET N ST PETERSBURG, FL 33702 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $89 | — | $89 | 0.03% |
| VONDA GOLUB3 | 287 BELLEAIR DR NE ST PETERSBURG, FL 33704 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $89 | — | $89 | 0.03% |
| HOLLY A REMUS3 Filed as: HOLLY ANN REMUS | 1265 BAILEY AVENUE DELTONA, FL 32725 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $74 | — | $74 | 0.02% |
| JEAN LARICE DESPAGNE3 | 10363 SW 24TH ST MIRAMAR, FL 33025 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $51 | — | $51 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 220 S RIDGEWOOD AVE DAYTONA BEACH, FL 32174 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $39 | — | $39 | 0.01% |
| ROBERT PIERRE YVES3 | 2536 NW 79TH AVE MARGATE, FL 33063 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $32 | — | $32 | 0.01% |
| US BENTEC WORKPLACE SOLUTIONS3 | 99 WOOD AVE SOUTH STE 501 ISELIN, NJ 08830 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $28 | — | $28 | 0.01% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SVCS INC | PO BOX 896620 CHARLOTTE, NC 282171964 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| PATRICK BRADY3 | 901 SE 17TH ST CS 218 FT LAUDERDALE, FL 33316 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| JAVIER ORTIZ3 | 8271 WEST BROWARD BLVD PLANTATION, FL 33324 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ROBERT M GLASS CORP3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 4.90% |
| INSURCO INS AND FINL SVCS INC3 | 14401 WEST SUNRISE BLVD SUNRISE, FL 33323 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 1.75% |
| JAVIER M HERNANDEZ3 | 1040 BAYVIEW DRIVE #130 FT LAUDERDALE, FL 33304 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $344 | — | $344 | 0.35% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 300 N BEACH ST DAYTONA BEACH, FL 321143304 | SAFEGUARD HEALTH PLANS, INC. | $615 | $805 | $1K | 2.51% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 300 N BEACH ST DAYTONA BEACH, FL 32114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,089 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,097 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HEALTH OPTIONS | 388 | $6.3M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,935 | $939K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,935 | $882K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,935 | $1.2M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,935 | $882K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,935 | $882K |
| Prescription drug(2 contracts, 2 carriers) | HEALTH OPTIONS | 388 | $4.4M |
| Other(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,935 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,935 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.