| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 300 N BEACH ST DAYTONA BEACH, FL 321143304 | METROPOLITAN LIFE INSURANCE COMPANY | $100K | $17K | $117K | 4.25% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 777 SW 37TH AVE STE 500 MIAMI, FL 331354124 | METROPOLITAN LIFE INSURANCE COMPANY | $27K | $66 | $27K | 0.97% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DR 4TH FL BANK OF AMERICA LOCK BOX SVC CHICAGO, IL 606930162 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3K | $3K | 0.13% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | PO BOX 745897 ATLANTA, GA 303745897 | METROPOLITAN LIFE INSURANCE COMPANY | — | $99 | $99 | 0.00% |
| INSURCO INS AND FINL SVCS INC3 Filed as: INSURCO INS & FINL SVCS INC | 14401 WEST SUNRISE BLVD SUNRISE, FL 33323 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15K | — | $15K | 3.80% |
| DANIEL CARRIAZO3 | 10805 SW 134 COURT MIAMI, FL 331863318 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12K | — | $12K | 3.19% |
| ROBERT M GLASS CORP3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9K | — | $9K | 2.34% |
| ROBERT M GLASS CORP3 Filed as: ROBERT M GLASS | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8K | — | $8K | 2.00% |
| ROBERT M GLASS CORP3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 1.33% |
| OLIVERA GARY3 | 6320 ATLANTA ST HOLLYWOOD, FL 33024 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 0.95% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FL INC | 10151 DEERWOOD PARK BLVD B100 S100 JACKSONVILLE, FL 32256 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 0.82% |
| MICHELLE LAMPERT3 | 740 S FEDERAL HIGHWAY APT 412 POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 0.68% |
| JAVIER M HERNANDEZ3 | 8936 TAFT ST PEMBROKE PINES, FL 33024 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 0.64% |
| ROBERT PIERRE YVES3 | 2536 NW 79TH AVE MARGATE, FL 33063 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 0.63% |
| VOLUNTARY INS GROUP INC3 | 11705 NW 82ND CT PARKLAND, FL 33076 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 0.48% |
| RAMON J FRIAS INC3 | 1611 NW 102ND DRIVE CORAL SPRINGS, FL 33071 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $625 | — | $625 | 0.16% |
| ANDREA M FALLON-MARESE3 | 4201 NE 27TH AVENUE LIGHTHOUSE POINT, FL 33064 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $359 | — | $359 | 0.09% |
| PAUL FREIRE3 | 3397 HYDE PARK DRIVE CLEARWATER, FL 33761 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $171 | — | $171 | 0.04% |
| RANDALL D BRISTOWE3 | P.O. BOX 550710 JACKSONVILLE, FL 32255 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $144 | — | $144 | 0.04% |
| BRISTOWE INSURANCE GROUP3 | PO BOX 550710 JACKSONVILLE, FL 32255 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $143 | — | $143 | 0.04% |
| SUSAN BONE3 | 2425 SAGAMONT DRIVE BRANDON, FL 33511 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $110 | — | $110 | 0.03% |
| ORLANDO SAAVEDRA3 | 3471 SW 143 CT MIAMI, FL 33175 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $86 | — | $86 | 0.02% |
| DIEGO ESPAGNOL3 | 6141 SUPERIOR BLVD DAVIE, FL 33331 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $85 | — | $85 | 0.02% |
| JOHN F PECARO3 | 165 ELLESMERE UNIT G DEERFIELD BEACH, FL 33442 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $75 | — | $75 | 0.02% |
| SHAWN I. STUBBS3 Filed as: SHAWN I STUBBS | 409 TWIN OAKS LANE ST JOHNS, FL 32259 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $54 | — | $54 | 0.01% |
| JOSEF GOLUB3 | 268 SUNLIT COVE DR NE ST PETERSBURG, FL 33702 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $51 | — | $51 | 0.01% |
| CANDACE CONKLIN3 | 2402 DUQUESNE AVE APOPKA, FL 32712 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $43 | — | $43 | 0.01% |
| VONDA GOLUB3 | 287 BELLEAIR DR NE ST PETERSBURG, FL 33704 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $42 | — | $42 | 0.01% |
| MICHELLE REMBERTA LOCICERO3 | 7526 CATTLE DRIVE PLANT CITY, FL 33565 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $32 | — | $32 | 0.01% |
| JEAN LARICE DESPAGNE3 | 10363 SW 24TH ST MIRAMAR, FL 33025 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $26 | — | $26 | 0.01% |
| JAY J STRAUSS3 | 126 ROSEWOOD LANE GREENACRES, FL 33463 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $22 | — | $22 | 0.01% |
| DESSO FORMAN3 Filed as: DESSO H FORMAN | 28059 US HWY 19 N STE 201 CLEARWATER, FL 33761 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | — | $18 | 0.00% |
| US BENTEC WORKPLACE SOLUTIONS3 | 99 WOOD AVE SOUTH STE 501 ISELIN, NJ 08830 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| J DONOVAN FINANCIAL3 | 333 S GARLAND AVE FLOOR 13 ORLANDO, FL 32801 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| HOLLY A REMUS3 Filed as: HOLLY ANN REMUS | 1265 BAILEY AVENUE DELTONA, FL 32725 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| PATRICK BRADY3 | 901 SE 17TH ST CS 218 FT LAUDERDALE, FL 33316 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| WAEL MOUALA3 | 7270 WESTPOINTE BLVD #931 ORLANDO, FL 32835 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS SVCS INC | PO BOX 745961 ATLANTA, GA 30374 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| KINGDOM BENEFIT GROUP LLC3 | 2771 SPICEBUSH LOOP APOPKA, FL 32712 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| JAVIER ORTIZ3 | 11764 W SAMPLE RD SUITE 104 CORAL SPRINGS, FL 33065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 300 N BEACH ST DAYTONA BEACH, FL 32114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 10.33% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL - FL | STE 850 4830 W KENNEDY BLVD TAMPA, FL 337554151 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 4.67% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,119 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 58 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,194 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 2,733 | $12.3M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 3,567 | $2.7M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 3,567 | $2.7M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,567 | $3.1M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 3,567 | $2.7M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 3,567 | $2.7M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 1,344 | $12.2M |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,567 | $3.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,567 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.