| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | PO BOX 2412 DAYTONA BEACH, FL 321152412 | METROPOLITAN LIFE INSURANCE COMPANY | $53K | $9K | $62K | 8.22% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 10151 DEERWOOD PARK BLVD BLDG 100 STE 100 JACKSONVILLE, FL 322560566 | METROPOLITAN LIFE INSURANCE COMPANY | — | $31 | $31 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 220 S RIDGEWOOD AVE DAYTONA BEACH, FL 32114 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $7K | $7K | 2.06% |
| ROBERT M GLASS CORP3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $22K | — | $22K | 6.09% |
| INSURCO INS AND FINL SVCS INC3 Filed as: INSURCO INS. & FINL SVCS INC. | 14401 WEST SUNRISE BLVD SUNRISE, FL 33323 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15K | — | $15K | 4.20% |
| MICHELLE LAMPERT3 | 4451 N FEDERAL HIGHWAY APT 208 POMPANO BEACH, FL 33064 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8K | — | $8K | 2.39% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FL INC | 10151 DEERWOOD PARK BLVD B100 S100 JACKSONVILLE, FL 32256 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 0.89% |
| JOSEF GOLUB3 | 268 SUNLIT COVE DR NE ST PETERSBURG, FL 33702 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 0.88% |
| VONDA GOLUB3 | 3330 OVERLOOK DR NE ST PETERSBURG, FL 33703 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 0.81% |
| RAMON J FRIAS INC3 Filed as: RAMON J FRIAS INC. | 6238 NW 38TH DRIVE CORAL SPRINGS, FL 33067 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 0.39% |
| ROBERT M GLASS CORP3 Filed as: ROBERT M GLASS | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 0.33% |
| DIEGO ESPAGNOL3 | 6141 SUPERIOR BLVD DAVIE, FL 33331 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 0.33% |
| MICHELLE REMBERTA LOCICERO3 | 4447 ASHTON MEADOWS WAY WESLEY CHAPEL, FL 33543 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 0.32% |
| KEVIN CHAMBERS3 | 9764 1ST STREET N ST PETE, FL 33702 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 0.28% |
| BRISTOWE INSURANCE GROUP3 | PO BOX 550710 JACKSONVILLE, FL 32255 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $574 | — | $574 | 0.16% |
| SUSAN BONE3 | 13660 VIA VARRA APT 107 BROOMFIELD, CO 800209731 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $359 | — | $359 | 0.10% |
| JOHN F PECARO3 | 624 SNUG HARBOR DRIVE UNIT B-17 BOYNTON BEACH, FL 33435 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $327 | — | $327 | 0.09% |
| RANDALL D BRISTOWE3 | P.O. BOX 550710 JACKSONVILLE, FL 32255 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $291 | — | $291 | 0.08% |
| SHAWN I. STUBBS3 Filed as: SHAWN STUBBS | 409 TWIN OAKS LANE ST JOHNS, FL 32259 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $263 | — | $263 | 0.07% |
| MJ INSURANCE3 Filed as: YVES ROBERT PIERRE | 2536 NW 79TH AVE MARGATE, FL 33063 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $167 | — | $167 | 0.05% |
| BENEFITS TECHNOLOGIES LLC3 | 1200 E TAFT AVE SAPULPA, OK 74066 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $106 | — | $106 | 0.03% |
| JAY J STRAUSS3 | 126 ROSEWOOD LANE GREENACRES, FL 33463 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $45 | — | $45 | 0.01% |
| FIRST COAST SECURITY SERVICES3 Filed as: FIRST COAST MULTI-LINES AGENCY LLC | 521 N LIBERTY STREET JACKSONVILLE, FL 32202 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $41 | — | $41 | 0.01% |
| JENNIFER M MORRISON3 | 245 EAST PISA PLACE ST. AUGUSTINE, FL 32084 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $28 | — | $28 | 0.01% |
| WILLIAM J MARKS3 | PO BOX 882 MCMURRAY, PA 15317 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13 | — | $13 | 0.00% |
| JAVIER M HERNANDEZ3 | 1040 BAYVIEW DR #130 FT LAUDERDALE, FL 33304 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| THE SANDERS GROUP INC3 Filed as: SANDERS INSURANCE LLC | 25 WEST HILLCREST DRIVE SARASTOGA SPRINGS, UT 84045 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| THE MCCLAIN GROUP LLC3 | PO BOX 882 CANONSBURG, PA 15317 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| KINGDOM BENEFIT GROUP LLC3 | 2771 SPICEBUSH LOOP APOPKA, FL 32712 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| MARTHA LAWLER3 | 12077 VAN GOGH DRIVE EL PASO, TX 79936 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| DAVID R HARTING3 | 4926 SABAL LAKE CIRCLE SARASOTA, FL 34238 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ROBERT M GLASS CORP3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | ALLSTATE WORKPLACE DIVISION | $6K | — | $6K | 4.62% |
| INSURCO INS AND FINL SVCS INC3 | 14401 WEST SUNRISE BLVD SUNRISE, FL 33323 | ALLSTATE WORKPLACE DIVISION | $2K | — | $2K | 1.84% |
| MICHAEL GLANZROCK3 | 10100 WEST SAMPLE ROAD SUITE 104 CORAL SPRINGS, FL 33065 | ALLSTATE WORKPLACE DIVISION | $315 | — | $315 | 0.26% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | PO BOX 2412 DAYTONA BEACH, FL 321152412 | SAFEGUARD HEALTH PLANS, INC. | $658 | $997 | $2K | 2.44% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | PO BOX 2412 DAYTONA BEACH, FL 321152412 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,514 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,520 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,514 | $818K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,514 | $750K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,514 | $1.1M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,514 | $750K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,514 | $750K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 591 | $358K |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,514 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,514 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.