| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT M BAKER3 | 2730 LYNDA LN COLUMBUS, GA 31906 | AFLAC | $4K | $0 | $4K | 2.60% |
| RICHARD CARTER SR3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $2K | $69 | $2K | 1.46% |
| DOUGLAS CRAWFORD JR3 | 5188 KENDAL CT COLUMBUS, GA 31907 | AFLAC | $2K | $0 | $2K | 1.28% |
| NATHAN SUBER3 | 473 N OAKLEY DR COLUMBUS, GA 31906 | AFLAC | $2K | $0 | $2K | 1.26% |
| LISA MCDANIEL3 | 5010 HAWKS RIDGE DR COLUMBUS, GA 31904 | AFLAC | $705 | $106 | $811 | 0.54% |
| GEORGE H REYNOLDS III3 Filed as: GEORGE REYNOLDS III | 5928 ROARING BRANCH RD COLUMBUS, GA 31904 | AFLAC | $776 | $0 | $776 | 0.51% |
| SUE TUCKER3 | 9856 US HWY 29 N CUSSETA, AL 36852 | AFLAC | $735 | $0 | $735 | 0.49% |
| LANGE TAYLOR3 | 1706 BOULEVARD STREET COLUMBUS, GA 31906 | AFLAC | $702 | $0 | $702 | 0.46% |
| MELISSA TRANMER3 | 6026 FRAZIER DRIVE COLUMBUS, GA 31909 | AFLAC | $481 | $192 | $673 | 0.45% |
| SOUTHERN INSURANCE CONSULTANTS3 | 1061 BICKLEY RD PO BOX 1396 IRMO, SC 29063 | AFLAC | $482 | $0 | $482 | 0.32% |
| V C SMITH LLC3 | 1352 HARVARD RD NE ATLANTA, GA 30306 | AFLAC | $401 | $0 | $401 | 0.27% |
| JIMMY MESSICK JR3 | 2611 BLALOCK CIR PHENIX CITY, AL 36867 | AFLAC | $244 | $0 | $244 | 0.16% |
| DESHANTA R NIXON3 | 123 BENTWOOD CIR MACON, GA 31210 | AFLAC | $187 | $0 | $187 | 0.12% |
| JOHN PHILLIPS3 | 3801 OLD DAWSON RD ALBANY, GA 31721 | AFLAC | $181 | $0 | $181 | 0.12% |
| GEORGE WILLIAMS3 | 110 CAMBRIDGE DR N MILLEDGEVILLE, GA 31061 | AFLAC | $173 | $0 | $173 | 0.11% |
| CW MCDANIEL INC3 | PO BOX 5567 COLUMBUS, GA 31906 | AFLAC | $170 | $0 | $170 | 0.11% |
| WILLIAM L AMOS & CO INC3 | 7100 STILLWATER DR COLUMBUS, GA 31904 | AFLAC | $166 | $0 | $166 | 0.11% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM NOBLES | 5010 HAWKS RIDGE DR COLUMBUS, GA 31904 | AFLAC | $107 | $56 | $163 | 0.11% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM AMOS III | 7100 STILLWATER DR COLUMBUS, GA 31904 | AFLAC | $160 | $0 | $160 | 0.11% |
| CW MCDANIEL INC3 Filed as: MCDANIEL-NOBLES AGCY | 1224 PEACOCK AVE STE 205A COLUMBUS, GA 31906 | AFLAC | $158 | $0 | $158 | 0.10% |
| CARSON HAND3 | 2803 KIPLING DR AUGUSTA, GA 30909 | AFLAC | $144 | $0 | $144 | 0.10% |
| IVERY K BAKER INC3 | PO BOX 5496 COLUMBUS, GA 31906 | AFLAC | $129 | $0 | $129 | 0.09% |
| BRETT KLUTZ3 | 67 LEE ROAD 874 OPELIKA, AL 36804 | AFLAC | $128 | $0 | $128 | 0.08% |
| JAMES HOLMAN3 | 100 SUMMER PLACE DR HAMILTON, GA 31811 | AFLAC | $128 | $0 | $128 | 0.08% |
| JOHN BECK3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $111 | $0 | $111 | 0.07% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $102 | $0 | $102 | 0.07% |
| GARY JORDAN3 | 127 COLORADO SPRINGS WAY ST AUGUSTINE, FL 32092 | AFLAC | $85 | $0 | $85 | 0.06% |
| DIANE MARIE MCBRIDE3 Filed as: DIANE MCBRIDE | 142 LEE RD 880 SMITHS, AL 36877 | AFLAC | $82 | $0 | $82 | 0.05% |
| RICHARD L MARSHALL SR3 | 1344 SMITH RD FORTSON, GA 31808 | AFLAC | $80 | $0 | $80 | 0.05% |
| J STAN ALLEN INC3 | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $75 | $0 | $75 | 0.05% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 143630 FAYETEVILLE, GA 30214 | AFLAC | $75 | $0 | $75 | 0.05% |
| CW MCDANIEL INC3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $66 | $0 | $66 | 0.04% |
| IVERY K BAKER INC3 Filed as: IVERY BAKER | PO BOX 5496 COLUMBUS, GA 31906 | AFLAC | $66 | $0 | $66 | 0.04% |
| DEREK R MANN3 Filed as: DEREK MANN | 155 LEE RD 2213 SALEM, AL 36874 | AFLAC | $64 | $0 | $64 | 0.04% |
| PODNAS INC / BECK & ASSOC3 Filed as: PODNAS INC/BECK & ASSOC | 3411 CONFETTI BLUSH DR COLUMBUS, GA 31909 | AFLAC | $58 | $0 | $58 | 0.04% |
| JOHN E CARTER III3 Filed as: JOHN CARTER III | 1050 MOUNTAIN VIEW WAY PINE MOUNTAIN, GA 31822 | AFLAC | $57 | $0 | $57 | 0.04% |
| J BECK INC3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $53 | $0 | $53 | 0.04% |
| RPM LTD3 | PO BOX 1016 YULEE, FL 32041 | AFLAC | $50 | $0 | $50 | 0.03% |
| TAMARA DIANNE NEWSOME3 Filed as: TAMARA D NEWSOME | 1014 SAINT ANDREWS DR AUGUSTA, GA 30909 | AFLAC | $47 | $0 | $47 | 0.03% |
| PW BENEFITS LLC3 | 3038 LEAFMORE DRIVE COLUMBUS, GA 31909 | AFLAC | $45 | $0 | $45 | 0.03% |
| RICHARD G MCGOWAN3 Filed as: RICHARD TERRELL INC | 2943 GLENBROOK DR COLUMBUS, GA 31906 | AFLAC | $45 | $0 | $45 | 0.03% |
| MELANIE KING3 | 1321 GLEN CEDARS DR MABLETON, GA 30126 | AFLAC | $45 | $0 | $45 | 0.03% |
| RICKIE BULEY3 | 458 SPRING LAKE DRIVE FORTSON, GA 31808 | AFLAC | $39 | $0 | $39 | 0.03% |
| ROBIN TOWNS3 | 1261 TANGLEBROOK DR ATHENS, GA 30606 | AFLAC | $38 | $0 | $38 | 0.03% |
| STEPHANIE PRUETT3 | 55 EDGEMONT RD ASHEVILLE, NC 28801 | AFLAC | $37 | $0 | $37 | 0.02% |
| GEORGE WILLIAMS3 | 208 GRAND PARK BLVD CHARLESTON, SC 29492 | AFLAC | $36 | $0 | $36 | 0.02% |
| DONNA HEWLETT3 | 945 THOMAS RD WARRIOR, AL 35180 | AFLAC | $35 | $0 | $35 | 0.02% |
| MARK CARGILL3 | 15788 MISSOURI ST BOKEELIA, FL 33922 | AFLAC | $35 | $0 | $35 | 0.02% |
| BRITTANY REYNOLDS3 | 5928 ROARING BRANCH RD COLUMBUS, GA 31904 | AFLAC | $33 | $0 | $33 | 0.02% |
| CHELSEY SEAWELL ARMSTRONG3 | 3100 SEVILLE TER DOTHAN, AL 36303 | AFLAC | $33 | $0 | $33 | 0.02% |
| C R RAMSEY POTTS3 | PO BOX 1016 YULEE, FL 32041 | AFLAC | $33 | $0 | $33 | 0.02% |
| CHARLES E MCDANIEL II3 Filed as: CHARLES MCDANIEL | 1224 PEACOCK AVE STE 205A COLUMBUS, GA 31906 | AFLAC | $31 | $0 | $31 | 0.02% |
| JAMES ALLEN3 | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $30 | $0 | $30 | 0.02% |
| KATINA JOY FAUST3 Filed as: KATINA FAUST | 1145 AMERICUS HWY DAWSON, GA 39842 | AFLAC | $27 | $0 | $27 | 0.02% |
| DAMARIS DAVILA3 | 1055 REQUIN LN PENSACOLA, FL 32514 | AFLAC | $22 | $0 | $22 | 0.01% |
| DANNY ALLEN3 | 202 LAKESHORE WAY CORDELE, GA 31015 | AFLAC | $19 | $0 | $19 | 0.01% |
| RONALD E KIRKLAND3 Filed as: RONALD KIRKLAND | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $18 | $0 | $18 | 0.01% |
| BRYAN SHOVER3 | 309 KNOB HILL RD VALDOSTA, GA 31602 | AFLAC | $18 | $0 | $18 | 0.01% |
| CHARLES E MCDANIEL II3 | 1224 PEACOCK AVE STE 205E COLUMBUS, GA 31906 | AFLAC | $16 | $0 | $16 | 0.01% |
| TAMARA DIANNE NEWSOME3 Filed as: TAMARA D NEWSOME | 998 HIGHLAND AVE AUGUSTA, GA 30904 | AFLAC | $16 | $0 | $16 | 0.01% |
| TRACIE MINIX3 | 500 LEE ROAD 263 CUSSETA, AL 36852 | AFLAC | $15 | $0 | $15 | 0.01% |
| LAWRENCE AGLIALORO3 | 2964 NANCY ST COLUMBUS, GA 31906 | AFLAC | $11 | $0 | $11 | 0.01% |
| MICAH MESSER3 | 790 HERRELL RD VILLA RICA, GA 30180 | AFLAC | $9 | $0 | $9 | 0.01% |
| BRIAN E HICKS3 | 5073 DONOVAN ST FRANKLIN, TN 37064 | AFLAC | $7 | $0 | $7 | 0.00% |
| CHARLES D. BLOCK3 Filed as: CHARLES WEISSBERGER | 54110 MICHELE LN SHELBY TOWNSHIP, MI 48315 | AFLAC | $7 | $0 | $7 | 0.00% |
| SUSAN P WATLEY3 Filed as: SUSAN WATLEY | 6366 INDEPENDENCE DR COLUMBUS, GA 31909 | AFLAC | $7 | $0 | $7 | 0.00% |
| JOHN MASSARI3 | 2893 MISTY ROCK CV DACULA, GA 30019 | AFLAC | $5 | $0 | $5 | 0.00% |
| JENNIFER SMITH3 | 4640 S STEWART AVENUE SPRINGFIELD, MO 65804 | AFLAC | $4 | $0 | $4 | 0.00% |
| TERESA LUMMUS3 | 145 OCONEE WOODS TRL SHARPSBURG, GA 30277 | AFLAC | $4 | $0 | $4 | 0.00% |
| HEATHER JANE SCHEEL3 Filed as: HEATHER SCHEEL | PO BOX 1302 FORTSON, GA 31808 | AFLAC | $4 | $0 | $4 | 0.00% |
| DORIS L BRACKETT3 Filed as: DORIS BRACKETT | 3233 HIGHGATE CHASE CT BERKELEY LAKE, GA 30092 | AFLAC | $3 | $0 | $3 | 0.00% |
| KATHERINE LATIMER3 | 5093 BOONE LINKS LN COLUMBUS, GA 31909 | AFLAC | $2 | $0 | $2 | 0.00% |
| THOMAS ROBERT GIDDENS3 Filed as: THOMAS GIDDENS | PO BOX 2517 KENNESAW, GA 30156 | AFLAC | $2 | $0 | $2 | 0.00% |
| JAMES DAVIS3 | 5300 OAKBROOK PKWY ST 350 NORCROSS, GA 30093 | AFLAC | $1 | $0 | $1 | 0.00% |
| SOUTHERN INSURANCE CONSULTANTS3 | PO BOX 1396 IRMO, SC 29063 | NATIONAL GUARDIAN LIFE INS. CO. | $8K | $0 | $8K | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 759 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 759 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | NATIONAL GUARDIAN LIFE INS. CO. | 713 | $76K |
| Life insurance | AFLAC | 152 | $151K |
| Short-term disability | AFLAC | 152 | $151K |
| Other | AFLAC | 152 | $151K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 713 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.