| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT M BAKER3 | 1940 SPRINGDALE DRIVE COLUMBUS, GA 31906 | AFLAC | $11K | $702 | $12K | 7.55% |
| SUE C TUCKER3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $5K | $141 | $5K | 3.32% |
| RICHARD CARTER SR3 Filed as: RICHARD K CARTER SR | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $4K | $147 | $4K | 2.34% |
| NATHAN SUBER3 | 473 N OAKLEY DR COLUMBUS, GA 31906 | AFLAC | $3K | $0 | $3K | 2.12% |
| GEORGE H REYNOLDS III3 | 5928 ROARING BRANCH RD COLUMBUS, GA 31904 | AFLAC | $2K | $0 | $2K | 0.98% |
| BRETT KLUTZ3 Filed as: BRETT H KLUTZ | 67 LEE ROAD 874 OPELIKA, AL 36804 | AFLAC | $1K | $0 | $1K | 0.86% |
| TRACIE F MINX3 | 500 LEE ROAD 263 CUSSETA, AL 36822 | AFLAC | $849 | $2 | $851 | 0.53% |
| VANCE C SMITH III3 Filed as: VANCE C. SMITH III | 5300 OAKBROOK PKWY BLDG 300 STE 350 NORCROSS, GA 30093 | AFLAC | $815 | $0 | $815 | 0.51% |
| CW MCDANIEL INC3 | 1224 PEACOCK AVE STE 205A COLUMBUS, GA 31906 | AFLAC | $479 | $0 | $479 | 0.30% |
| WILLIAM L AMOS & CO INC3 | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | AFLAC | $364 | $96 | $460 | 0.29% |
| TAMARA DIANNE NEWSOME3 | 137 EDGEWOOD DRIVE THOMASVILLE, GA 31792 | AFLAC | $436 | $0 | $436 | 0.27% |
| JOHN HENRY PHILLIPS JR3 | 3801 OLD DAWSON RD ALBANY, GA 31721 | AFLAC | $379 | $0 | $379 | 0.24% |
| WILLIAM L AMOS III3 | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | AFLAC | $323 | $54 | $377 | 0.24% |
| JIMMY MESSICK JR3 Filed as: JIMMY C MESSICK JR | 2611 BLALOCK CR PHENIX CITY, AL 36867 | AFLAC | $372 | $0 | $372 | 0.23% |
| PHILLIP N WHITE3 | 3038 LEAFMORE DRIVE COLUMBUS, GA 31909 | AFLAC | $356 | $0 | $356 | 0.22% |
| GEORGE WILLIAMS3 Filed as: GEORGE WILLIAMS AND CO | 208 GRAND PARK BLVD CHARLESTON, SC 29492 | AFLAC | $276 | $0 | $276 | 0.17% |
| CW MCDANIEL INC3 Filed as: MCDANIEL-NOBLES AGCY | PO BOX 5656 COLUMBUS, GA 31906 | AFLAC | $269 | $0 | $269 | 0.17% |
| KATINA JOY FAUST3 | 1145 AMERICUS HIGHWAY DAWSON, GA 39842 | AFLAC | $178 | $42 | $220 | 0.14% |
| JOHN BECK3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $207 | $0 | $207 | 0.13% |
| RODNEY MCBRIDE3 | 142 LEE RD 880 SMITHS, AL 36877 | AFLAC | $179 | $0 | $179 | 0.11% |
| J STAN ALLEN INC3 | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $132 | $0 | $132 | 0.08% |
| CHELSEY SEAWELL ARMSTRONG3 | 306 BLUMBERG DR DOTHAN, AL 36303 | AFLAC | $90 | $41 | $131 | 0.08% |
| IVERY K BAKER INC3 | PO BOX 5496 COLUMBUS, GA 31906 | AFLAC | $129 | $0 | $129 | 0.08% |
| RICHARD L MARSHALL SR3 | 6103 WINDSOR DR COLUMBUS, GA 31909 | AFLAC | $128 | $0 | $128 | 0.08% |
| BRITTANY REYNOLDS3 Filed as: BRITTANY D REYNOLDS | 5928 ROARING BRANCH RD COLUMBUS, GA 31904 | AFLAC | $85 | $38 | $123 | 0.08% |
| DEREK R MANN3 | 361 LEE ROAD 339 SALEM, AL 36874 | AFLAC | $100 | $0 | $100 | 0.06% |
| IVERY K BAKER INC3 Filed as: IVERY K BAKER | PO BOX 5496 COLUMBUS, GA 31906 | AFLAC | $92 | $0 | $92 | 0.06% |
| J BECK INC3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $88 | $0 | $88 | 0.06% |
| KRISTEN BULEY3 | 458 SPRING LAKE DRIVE FORTSON, GA 31808 | AFLAC | $85 | $0 | $85 | 0.05% |
| JOHN E CARTER III3 | 313 TROUP DR FORTSON, GA 31808 | AFLAC | $80 | $0 | $80 | 0.05% |
| PODNAS INC / BECK & ASSOC3 Filed as: PODNAS INC/BECK & ASSOC | 6900 HILLTOP COURT COLUMBUS, GA 31904 | AFLAC | $79 | $0 | $79 | 0.05% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | PO BOX 143630 FAYETTEVILLE, GA 30214 | AFLAC | $75 | $0 | $75 | 0.05% |
| GEORGE WILLIAMS3 | 208 GRAND PARK BLVD CHARLESTON, SC 29492 | AFLAC | $71 | $0 | $71 | 0.04% |
| LISA MCDANIEL3 Filed as: LISA F MCDANIEL | 5010 HAWKS RIDGE DR COLUMBUS, GA 31904 | AFLAC | $64 | $0 | $64 | 0.04% |
| GARY JORDAN3 Filed as: GARY W JORDAN | 1 SPENCER ST ST AUGUSTINE, FL 32084 | AFLAC | $59 | $0 | $59 | 0.04% |
| JOHN MASSARI3 Filed as: JOHN P MASSARI | 2560 HIGHLAND GOLD COURSE DR SE CONYERS, GA 30013 | AFLAC | $55 | $0 | $55 | 0.03% |
| ROBERT F TOWNS3 | 1261 TANGLEBROOK DR ATHENS, GA 30606 | AFLAC | $49 | $0 | $49 | 0.03% |
| JAMES STANLEY ALLEN3 | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $48 | $0 | $48 | 0.03% |
| STEPHANIE PRUETT3 | 1140 WALKER RD WAYNESVILLE, NC 28786 | AFLAC | $48 | $0 | $48 | 0.03% |
| RICHARD G MCGOWAN3 Filed as: RICHARD TERRELL INC | 2943 GLENBROOK DR COLUMBUS, GA 31906 | AFLAC | $46 | $0 | $46 | 0.03% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $46 | $0 | $46 | 0.03% |
| MELANIE BARRETT KING3 | 1321 GLEN CEDARS DR MABLETON, GA 30126 | AFLAC | $45 | $0 | $45 | 0.03% |
| DONNA A HEWLETT3 | 384 SPRING LAKE DRIVE FORTSON, GA 31808 | AFLAC | $23 | $18 | $41 | 0.03% |
| DAMARIS DAVILA3 | 1961 BRANDYWINE RD APT 208 WEST PALM BEACH, FL 33409 | AFLAC | $40 | $0 | $40 | 0.03% |
| VICTORIA LARUE3 Filed as: VICTORIA THOMPSON LARUE | 5726 COVEVIEW DR E LAKELAND, FL 33813 | AFLAC | $39 | $0 | $39 | 0.02% |
| ROMONDA STYLES3 | 4112 SHORT LEAF CT AUGUSTA, GA 30906 | AFLAC | $37 | $0 | $37 | 0.02% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT L TRAPNELL, JR | 15 N INDIAN RIVER DRIVE 705 COCOA, FL 32922 | AFLAC | $33 | $0 | $33 | 0.02% |
| GARY JORDAN3 Filed as: GARY W JORDAN | 1 SPENCER ST ST AUGUSTINE, FL 32084 | AFLAC | $26 | $0 | $26 | 0.02% |
| CHARLES E MCDANIEL II3 Filed as: CHARLES W MCDANIEL | 1224 PEACOCK AVE STE 205A COLUMBUS, GA 31906 | AFLAC | $19 | $6 | $25 | 0.02% |
| CHARLES E MCDANIEL II3 | 1224 PEACOCK AVE STE 205E COLUMBUS, GA 31906 | AFLAC | $22 | $0 | $22 | 0.01% |
| DANNY ALLEN3 Filed as: DANNY L ALLEN | 3700 BRIDGEWATER RD APT K3 COLUMBUS, GA 31909 | AFLAC | $19 | $0 | $19 | 0.01% |
| CHARLES H WEISSBERGER3 | 6001 CHATAM CENTER DR SUITE 190 SAVANNAH, GA 31405 | AFLAC | $14 | $4 | $18 | 0.01% |
| JOHNNY B BAILEY3 | 2307 WINCHESTER DR COLUMBUS, GA 31904 | AFLAC | $15 | $0 | $15 | 0.01% |
| BRIAN E HICKS3 | 188 FRONT STREET STE 116 39 FRANKLIN, TN 37064 | AFLAC | $14 | $0 | $14 | 0.01% |
| RANDALL SIMS3 | 138 DERR DR COLLEGEVILLE, PA 19426 | AFLAC | $14 | $0 | $14 | 0.01% |
| LAWRENCE AGLIALORO3 Filed as: LAWRENCE M AGLIALORO | 2964 NANCY ST COLUMBUS, GA 31906 | AFLAC | $11 | $0 | $11 | 0.01% |
| JAMES DAVIS3 Filed as: JAMES E DAVIS | 1506 KLONDIKE RD SW STE 100 CONYERS, GA 30094 | AFLAC | $11 | $0 | $11 | 0.01% |
| DALE CARTER SR3 Filed as: DALE L. CARTER, SR | 8115 EDEN SQ CRESTVIEW, FL 32539 | AFLAC | $10 | $0 | $10 | 0.01% |
| DANNY J HOWARD SR3 | 703 29TH STREET PHENIX CITY, AL 36867 | AFLAC | $8 | $0 | $8 | 0.01% |
| DANNY TRAN3 | 3150 PERIMETER PKWY SUITE 115 AUGUSTA, GA 30909 | AFLAC | $8 | $0 | $8 | 0.01% |
| WHITNEY L MILLWOOD3 | 107 SOUTHERN BLVD STE 103 SAVANNAH, GA 31405 | AFLAC | $3 | $4 | $7 | 0.00% |
| CINDY WILLIAMS3 Filed as: CINDY T WILLIAMS | 108 BEAR DRIVE GULF BREEZE, FL 32561 | AFLAC | $6 | $0 | $6 | 0.00% |
| DANIEL FITZGERALD INC3 Filed as: DANIEL FITZGERALD, INC | 3672 BAY PT AUGUSTA, GA 30907 | AFLAC | $5 | $0 | $5 | 0.00% |
| SAIC INC3 | 4245 MILGEN RD COLUMBUS, GA 31907 | AFLAC | $4 | $0 | $4 | 0.00% |
| GERRY S SHIPLEY3 | PO BOX 261 BEDFORD, PA 15522 | AFLAC | $4 | $0 | $4 | 0.00% |
| LURAL DOUGLA GREER3 | 1007 EDEN STREET COLUMBUS, GA 31904 | AFLAC | $3 | $0 | $3 | 0.00% |
| DORIS L BRACKETT3 | 3233 HIGHGATE CHASE CT BERKELEY LAKE, GA 30092 | AFLAC | $3 | $0 | $3 | 0.00% |
| DARRK ENTERPRISES LLC3 Filed as: DARRK ENTERPRISES, LLC | 9542 YARROW CIR STE 1 PENSACOLA, FL 32514 | AFLAC | $3 | $0 | $3 | 0.00% |
| THOMAS ROBERT GIDDENS3 | PO BOX 2517 KENNESAW, GA 30156 | AFLAC | $2 | $0 | $2 | 0.00% |
| MARCEL IVAN RICHARD3 | 3317 JUNALUSKA DRIVE COLUMBUS, GA 31907 | AFLAC | $2 | $0 | $2 | 0.00% |
| JAMIE R WALLACE3 Filed as: JAMIE R. WALLACE | 107 SOUTHERN BLVD STE 103 SAVANNAH, GA 31405 | AFLAC | $2 | $0 | $2 | 0.00% |
| STEPHENS INSURANCE LLC3 Filed as: STEPHENS INSURANCE, INC | PO BOX 3507 LITTLE ROCK, AR 72203 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $6K | $0 | $6K | 10.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 693 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 693 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 175 | $159K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 497 | $60K |
| Life insurance | AFLAC | 175 | $159K |
| Short-term disability | AFLAC | 175 | $159K |
| Other | AFLAC | 175 | $159K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 497 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.