| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT M BAKER3 | 2730 LYNDA LN COLUMBUS, GA 31906 | AFLAC | $9K | $594 | $10K | 6.28% |
| RICHARD CARTER SR3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $3K | $131 | $3K | 2.00% |
| DOUGLAS CRAWFORD JR3 | 5188 KENDAL CT COLUMBUS, GA 31907 | AFLAC | $3K | $127 | $3K | 1.86% |
| NATHAN SUBER3 | 473 N OAKLEY DR COLUMBUS, GA 31906 | AFLAC | $2K | $0 | $2K | 1.58% |
| SUE TUCKER3 | 9856 US HWY 29 N CUSSETA, AL 36852 | AFLAC | $1K | $4 | $1K | 0.72% |
| GEORGE H REYNOLDS III3 Filed as: GEORGE REYNOLDS III | 5928 ROARING BRANCH RD COLUMBUS, GA 31904 | AFLAC | $1K | $0 | $1K | 0.67% |
| KRISTEN BULEY3 | 458 SPRING LAKE DRIVE FORTSON, GA 31808 | AFLAC | $870 | $0 | $870 | 0.56% |
| ROBERT M BAKER3 | 1940 SPRINGDALE DR COLUMBUS, GA 31906 | AFLAC | $841 | $0 | $841 | 0.54% |
| JAMES STANLEY ALLEN3 Filed as: JAMES L HOLMAN | 100 SUMMER PLACE DR HAMILTON, GA 31811 | AFLAC | $496 | $0 | $496 | 0.32% |
| V C SMITH LLC3 | 5300 OAKBROOK PKWY NORCROSS, GA 30093 | AFLAC | $474 | $0 | $474 | 0.30% |
| JOHN HENRY PHILLIPS JR3 | 3801 OLD DAWSON RD ALBANY, GA 31721 | AFLAC | $361 | $0 | $361 | 0.23% |
| JIMMY MESSICK JR3 | 2611 BLALOCK CIR PHENIX CITY, AL 36867 | AFLAC | $299 | $0 | $299 | 0.19% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM AMOS III | 6801 RIVER RD STE 205 COLUMBUS, GA 31904 | AFLAC | $247 | $0 | $247 | 0.16% |
| HEATHER JANE SCHEEL3 | PO BOX 1302 FORTSON, GA 31808 | AFLAC | $245 | $0 | $245 | 0.16% |
| GEORGE WILLIAMS3 | 208 GRAND PARK BLVD CHARLESTON, SC 29492 | AFLAC | $237 | $0 | $237 | 0.15% |
| CW MCDANIEL INC3 | PO BOX 5567 COLUMBUS, GA 31906 | AFLAC | $226 | $0 | $226 | 0.14% |
| DESHANTA R NIXON3 | 1036 PORTER CIR GRAY, GA 31032 | AFLAC | $190 | $0 | $190 | 0.12% |
| WILLIAM L AMOS & CO INC3 | 6801 RIVER RD STE 205 COLUMBUS, GA 31904 | AFLAC | $189 | $0 | $189 | 0.12% |
| BRETT KLUTZ3 | 67 LEE ROAD 874 OPELIKA, AL 36804 | AFLAC | $174 | $0 | $174 | 0.11% |
| CW MCDANIEL INC3 Filed as: MCDANIEL-NOBLES AGCY | 1224 PEACOCK AVE STE 205A COLUMBUS, GA 31906 | AFLAC | $171 | $0 | $171 | 0.11% |
| JOHN BECK3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $155 | $0 | $155 | 0.10% |
| RICKIE BULEY3 | 458 SPRING LAKE DRIVE FORTSON, GA 31808 | AFLAC | $109 | $42 | $151 | 0.10% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $145 | $0 | $145 | 0.09% |
| RICHARD L MARSHALL SR3 | 1344 SMITH RD FORTSON, GA 31808 | AFLAC | $136 | $0 | $136 | 0.09% |
| PHILLIP N WHITE3 Filed as: PHILLIP WHITE | 3038 LEAFMORE DRIVE COLUMBUS, GA 31909 | AFLAC | $116 | $18 | $134 | 0.09% |
| JAMES STANLEY ALLEN3 Filed as: JAMES L HOLMAN | 2714 LYNDA LANE COLUMBUS, GA 31906 | AFLAC | $110 | $0 | $110 | 0.07% |
| IVERY K BAKER INC3 Filed as: IVERY BAKER INC | PO BOX 5496 COLUMBUS, GA 31906 | AFLAC | $108 | $0 | $108 | 0.07% |
| SUE C TUCKER3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $105 | $0 | $105 | 0.07% |
| VANCE C SMITH III3 | 5300 OAKBROOK PKWY BLDG 300 STE 350 NORCROSS, GA 30093 | AFLAC | $98 | $0 | $98 | 0.06% |
| J STAN ALLEN INC3 | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $97 | $0 | $97 | 0.06% |
| UNKNOWN3 | UNKNOWN UNKNOWN, GA 99999 | AFLAC | $94 | $0 | $94 | 0.06% |
| DEREK R MANN3 Filed as: DEREK MANN | 111 LEE ROAD 802 UNIT 122 VALLEY, AL 36854 | AFLAC | $87 | $0 | $87 | 0.06% |
| CW MCDANIEL INC3 | 1224 PEACOCK AVE STE 205A COLUMBUS, GA 31906 | AFLAC | $83 | $0 | $83 | 0.05% |
| GARY JORDAN3 | 127 COLORADO SPRINGS WAY ST AUGUSTINE, FL 32092 | AFLAC | $80 | $0 | $80 | 0.05% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 143630 FAYETEVILLE, GA 30214 | AFLAC | $75 | $0 | $75 | 0.05% |
| J BECK INC3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $69 | $0 | $69 | 0.04% |
| TAMARA DIANNE NEWSOME3 Filed as: TAMARA NEWSOME | 137 EDGEWOOD DRIVE THOMASVILLE, GA 31792 | AFLAC | $69 | $0 | $69 | 0.04% |
| IVERY K BAKER INC3 Filed as: IVERY K BAKER | PO BOX 5496 COLUMBUS, GA 31906 | AFLAC | $66 | $0 | $66 | 0.04% |
| RPM LTD3 | PO BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | $64 | $0 | $64 | 0.04% |
| CHELSEY SEAWELL ARMSTRONG3 | 3100 SEVILLE TER DOTHAN, AL 36303 | AFLAC | $62 | $0 | $62 | 0.04% |
| BRITTANY REYNOLDS3 | 6724 GREEN ISLAND DR COLUMBUS, GA 31904 | AFLAC | $59 | $0 | $59 | 0.04% |
| C R RAMSEY POTTS3 | PO BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | $58 | $0 | $58 | 0.04% |
| PODNAS INC / BECK & ASSOC3 Filed as: PODNAS INC/BECK & ASSOC | 6900 HILLTOP COURT COLUMBUS, GA 31904 | AFLAC | $58 | $0 | $58 | 0.04% |
| JOHN E CARTER III3 Filed as: JOHN CARTER III | 313 TROOP DR FORTSON, GA 31808 | AFLAC | $57 | $0 | $57 | 0.04% |
| JOHN MASSARI3 | 2560 HIGHLAND GOLF COURSE DR SE CONYERS, GA 30013 | AFLAC | $55 | $0 | $55 | 0.04% |
| GEORGE WILLIAMS3 | 208 GRAND PARK BLVD CHARLESTON, SC 29492 | AFLAC | $47 | $0 | $47 | 0.03% |
| LISA MCDANIEL3 | 5010 HAWKS RIDGE DR COLUMBUS, GA 31904 | AFLAC | $46 | $0 | $46 | 0.03% |
| RICHARD G MCGOWAN3 Filed as: RICHARD TERRELL INC | 2943 GLENBROOK DR COLUMBUS, GA 31906 | AFLAC | $45 | $0 | $45 | 0.03% |
| MELANIE BARRETT KING3 | 1321 GLEN CEDARS DR MABLETON, GA 30126 | AFLAC | $45 | $0 | $45 | 0.03% |
| DESHANTA R NIXON3 | 15 PLANTERS DR NW CARTERSVILLE, GA 30120 | AFLAC | $42 | $0 | $42 | 0.03% |
| ROBERT F TOWNS3 Filed as: ROBERT TOWNS | 1261 TANGLEBROOK DR ATHENS, GA 30606 | AFLAC | $38 | $0 | $38 | 0.02% |
| STEPHANIE PRUETT3 | 55 EDGEMONT RD ASHEVILLE, NC 28801 | AFLAC | $37 | $0 | $37 | 0.02% |
| JAMES STANLEY ALLEN3 | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $36 | $0 | $36 | 0.02% |
| DONNA HEWLETT3 | PO BOX 27 CLAY, AL 35048 | AFLAC | $35 | $0 | $35 | 0.02% |
| CHARLES E MCDANIEL II3 Filed as: CHARLES MCDANIEL | 1224 PEACOCK AVE STE 205A COLUMBUS, GA 31906 | AFLAC | $31 | $0 | $31 | 0.02% |
| TRACIE MINIX3 | 500 LEE ROAD 263 CUSSETA, AL 36852 | AFLAC | $28 | $0 | $28 | 0.02% |
| KATINA JOY FAUST3 | 1145 AMERICUS HIGHWAY DAWSON, GA 39842 | AFLAC | $27 | $0 | $27 | 0.02% |
| DAMARIS DAVILA3 | 5100 W COPANS RD STE 710 MARGATE, FL 33063 | AFLAC | $22 | $0 | $22 | 0.01% |
| CHARLES E MCDANIEL II3 | 1224 PEACOCK AVE STE 205E COLUMBUS, GA 31906 | AFLAC | $22 | $0 | $22 | 0.01% |
| IVERY K BAKER INC3 Filed as: IVERY BAKER INC | PO BOX 5496 COLUMBUS, GA 31906 | AFLAC | $22 | $0 | $22 | 0.01% |
| DANNY ALLEN3 | 2275 QUEEN AVE SE APT2 ALBANY, OR 97322 | AFLAC | $19 | $0 | $19 | 0.01% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $18 | $0 | $18 | 0.01% |
| BRIAN E HICKS3 Filed as: BRIAN HICKS | 188 FRONT STREET STE 11639 FRANKLIN, TN 37064 | AFLAC | $14 | $0 | $14 | 0.01% |
| TAMARA DIANNE NEWSOME3 | 3150 PERIMETER PKWY SUITE 115 AUGUSTA, GA 30909 | AFLAC | $14 | $0 | $14 | 0.01% |
| JAMES DAVIS3 | 1506 KLONDIKE RD SW STE 100 CONYERS, GA 30094 | AFLAC | $11 | $0 | $11 | 0.01% |
| LAWRENCE AGLIALORO3 | 2964 NANCY ST COLUMBUS, GA 31906 | AFLAC | $11 | $0 | $11 | 0.01% |
| SUSAN P WATLEY3 Filed as: SUSAN WATLEY | 6366 INDEPENDENCE DR COLUMBUS, GA 31909 | AFLAC | $8 | $0 | $8 | 0.01% |
| CHARLES D. BLOCK3 Filed as: CHARLES WEISSBERGER | 107 SOUTHERN BLVD STE 103 SAVANNAH, GA 31405 | AFLAC | $7 | $0 | $7 | 0.00% |
| CINDY WILLIAMS3 | 1925 CATAMARAN DR NAVARRE, FL 32566 | AFLAC | $6 | $0 | $6 | 0.00% |
| JENNIFER SMITH3 | 319 N MAIN AVE STE 130 SPRINGFIELD, MO 65806 | AFLAC | $6 | $0 | $6 | 0.00% |
| ROMONDA STYLES3 | 2201 COUNTRY CLUB CT AUGUSTA, GA 30904 | AFLAC | $4 | $0 | $4 | 0.00% |
| DANNY TRAN3 | 3150 PERIMETER PKWY SUITE 115 AUGUSTA, GA 30909 | AFLAC | $4 | $0 | $4 | 0.00% |
| TERESA LUMMUS3 | 145 OCONEE WOODS TRL SHARPSBURG, GA 30277 | AFLAC | $4 | $0 | $4 | 0.00% |
| GARY JORDAN3 | 1 SPENCER ST ST AUGUSTINE, FL 32084 | AFLAC | $4 | $0 | $4 | 0.00% |
| DORIS L BRACKETT3 Filed as: DORIS BRACKETT | 3233 HIGHGATE CHASE CT BERKELEY LAKE, GA 30092 | AFLAC | $3 | $0 | $3 | 0.00% |
| KATHERINE LATIMER3 | 5093 BOONE LINKS LN COLUMBUS, GA 31909 | AFLAC | $2 | $0 | $2 | 0.00% |
| THOMAS ROBERT GIDDENS3 | PO BOX 2517 KENNESAW, GA 30156 | AFLAC | $2 | $0 | $2 | 0.00% |
| DANIEL FITZGERALD INC3 | 3672 BAY PT AUGUSTA, GA 30907 | AFLAC | $2 | $0 | $2 | 0.00% |
| MELYNDA RAY-MCCUTCHEON3 | 1150 MALLARD LAKE DR BOGART, GA 30622 | AFLAC | $1 | $0 | $1 | 0.00% |
| SUE C TUCKER3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $1 | $0 | $1 | 0.00% |
| WILLIAM M WARDLAW JR3 | 5300 OAKBROOK PKWY NORCROSS, GA 30093 | AFLAC | $0 | $0 | $0 | 0.00% |
| SOUTHERN INSURANCE CONSULTANTS3 | — | NATIONAL GUARDIAN LIFE INS. CO. | $6K | $0 | $6K | 9.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 655 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 655 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 207 | $156K |
| Vision | NATIONAL GUARDIAN LIFE INS. CO. | 581 | $65K |
| Life insurance | AFLAC | 207 | $156K |
| Short-term disability | AFLAC | 207 | $156K |
| Other | AFLAC | 207 | $156K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 581 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.