| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES A SCOTT & SON INC | 2501 BLUE RIDGE ROAD SUITE 250 RALEIGH, NC 27607 | BLUECHOICE HEALTHPLAN | $281K | — | $281K | 3.19% |
| FINLEY STOKES INSURANCE AGENCY INC3 | 669 N ACADEMY STREET GREENVILLE, SC 29601 | BLUECHOICE HEALTHPLAN | $160K | — | $160K | 1.82% |
| JAMES A SCOTT & SON INC | 2501 BLUE RIDGE ROAD SUITE 250 RALEIGH, NC 27607 | BLUECHOICE HEALTH PLAN | $131K | — | $131K | 3.19% |
| FINLEY STOKES INSURANCE AGENCY INC | 669 N ACADEMY STREET GREENVILLE, SC 29601 | BLUECHOICE HEALTH PLAN | $75K | — | $75K | 1.82% |
| JAMES A SCOTT & SON INC | 2501 BLUE RIDGE ROAD SUITE 250 RALEIGH, NC 27607 | BLUECHOICE HEALTH PLAN | $117K | — | $117K | 3.18% |
| FINLEY STOKES INSURANCE AGENCY INC | 669 N ACADEMY STREET GREENVILLE, SC 29601 | BLUECHOICE HEALTH PLAN | $67K | — | $67K | 1.81% |
| JAMES A SCOTT & SON INC3 | 2501 BLUE RIDGE ROAD SUITE 250 RALEIGH, NC 27607 | METROPOLITAN LIFE INSURANCE COMPANY | $301K | $10K | $311K | 8.55% |
| FINLEY STOKES INSURANCE AGENCY INC | 669 ACADEMY STREET GREENVILLE, SC 29601 | METROPOLITAN LIFE INSURANCE COMPANY | $171K | — | $171K | 4.71% |
| JAMES A SCOTT & SON INC | 2501 BLUE RIDGE ROAD SUITE 250 RALEIGH, NC 27067 | BLUECHOICE HEALTHPLAN | $69K | — | $69K | 3.18% |
| FINLEY STOKES INSURANCE AGENCY INC | 669 N ACADEMY STREET GREENVILLE, SC 29601 | BLUECHOICE HEALTHPLAN | $40K | — | $40K | 1.81% |
| JAMES A SCOTT & SON INC | 2501 BLUE RIDGE ROAD SUITE 250 RALEIGH, NC 27607 | BLUECHOICE HEALTHPLAN | $38K | — | $38K | 3.19% |
| FINLEY STOKES INSURANCE AGENCY INC | 669 N ACADEMY STREET GREENVILLE, SC 29601 | BLUECHOICE HEALTHPLAN | $22K | — | $22K | 1.82% |
| JAMES A SCOTT & SON INC | 2501 BLUE RIDGE ROAD SUITE 250 RALEIGH, NC 27607 | BLUECHOICE HEALTHPLAN | $34K | — | $34K | 3.20% |
| FINLEY STOKES INSURANCE AGENCY INC | 669 N ACADEMY STREET GREENVILLE, SC 29601 | BLUECHOICE HEALTHPLAN | $19K | — | $19K | 1.82% |
| JAMES A SCOTT & SON INC | 2501 BLUE RIDGE ROAD SUITE 250 RALEIGH, NC 27607 | BLUECHOICE HEALTHPLAN | $34K | — | $34K | 3.18% |
| FINLEY STOKES INSURANCE AGENCY INC | 669 N ACADEMY STREET GREENVILLE, SC 29601 | BLUECHOICE HEALTHPLAN | $19K | — | $19K | 1.81% |
| JAMES A SCOTT & SON INC | 2501 BLUE RIDGE ROAD SUITE 250 RALEIGH, NC 27607 | BLUECHOICE HEALTHPLAN | $14K | — | $14K | 3.22% |
| FINLEY STOKES INSURANCE AGENCY INC | 669 N ACADEMY STREET GREENVILLE, SC 29601 | BLUECHOICE HEALTHPLAN | $8K | — | $8K | 1.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,141 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 43 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,184 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 2 carriers) | BLUECHOICE HEALTHPLAN | 725 | $22.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 3,835 | $3.6M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 3,835 | $3.6M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 3,835 | $3.6M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 3,835 | $3.6M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 3,835 | $3.6M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 3,835 | $3.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,835 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.