| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES A SCOTT & SON INC3 Filed as: JAMES A SCOTT & SON | 2501 BLUE RIDGE ROAD SUITE 250 GREENVILLE, SC 27607 | BLUE CHOICE HEALTH PLAN | $31K | — | $31K | 4.00% |
| SIGNAL INSURANCE GROUP3 | 669 ACADEMY STREET GREENVILLE, SC 29601 | BLUE CHOICE HEALTH PLAN | $8K | — | $8K | 1.00% |
| JAMES A SCOTT & SON INC3 | 2501 BLUE RIDGE ROAD SUITE 250 RALEIGH, NC 27607 | BLUE CHOICE HEALTH PLAN | $14K | — | $14K | 4.00% |
| SIGNAL INSURANCE GROUP3 Filed as: SIGNAL INSURANCE GROUP LLC | 669 N ACADEMY STREET GREENVILLE, SC 29601 | BLUE CHOICE HEALTH PLAN | $3K | — | $3K | 1.00% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES A SCOTT & SON | 2501 BLUE RIDGE ROAD SUITE 250 GREENVILLE, SC 27607 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | $2K | $27K | 8.07% |
| SIGNAL INSURANCE GROUP3 | 669 ACADEMY STREET GREENVILLE, SC 29601 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 2.48% |
| JAMES A SCOTT & SON INC3 | 2501 BLUE RIDGE ROAD SUITE 250 RALEIGH, NC 27607 | BLUE CHOICE HEALTH PLAN | $13K | — | $13K | 4.00% |
| SIGNAL INSURANCE GROUP3 Filed as: SIGNAL INSURANCE GROUP LLC | 669 N ACADEMY STREET GREENVILLE, SC 29601 | BLUE CHOICE HEALTH PLAN | $3K | — | $3K | 1.00% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES A SCOTT AND SON INC | 2501 BLUE RIDGE ROAD SUITE 250 RALEIGH, NC 27607 | BLUE CHOICE HEALTH PLAN | $11K | — | $11K | 4.00% |
| SIGNAL INSURANCE GROUP3 Filed as: SIGNAL INSURANCE GROUP LLC | 669 N ACADEMY STREET GREENVILLE, SC 29601 | BLUE CHOICE HEALTH PLAN | $3K | — | $3K | 1.00% |
| JAMES A SCOTT & SON INC3 | 2501 BLUE RIDGE ROAD SUITE 250 RALEIGH, NC 27607 | BLUE CHOICE HEALTH PLAN | $9K | — | $9K | 4.00% |
| SIGNAL INSURANCE GROUP3 | 669 N ACADEMY STREET GREENVILLE, SC 29601 | BLUE CHOICE HEALTH PLAN | $2K | — | $2K | 1.00% |
| JAMES A SCOTT & SON INC3 | 2501 BLUE RIDGE ROAD SUITE 250 RALEIGH, NC 27607 | BLUE CHOICE HEALTH PLAN | $863 | — | $863 | 4.00% |
| SIGNAL INSURANCE GROUP3 Filed as: SIGNAL INSURANCE GROUP LLC | 669 N ACADEMY STREET GREENVILLE, SC 29601 | BLUE CHOICE HEALTH PLAN | $216 | — | $216 | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 318 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 321 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts) | BLUE CHOICE HEALTH PLAN | 93 | $2.0M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 410 | $340K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 410 | $340K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 410 | $340K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 410 | $340K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 410 | $340K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 410 | $340K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 410 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.