| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $34K | — | $34K | 2.07% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | COMPANION LIFE INSURANCE COMPANY | $10K | — | $10K | 10.09% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BCBS OF SOUTH CAROLINA | 1-20 AT ALPINE ROAD COLUMBIA, SC 29219 | COMPANION LIFE INSURANCE COMPANY | $5K | — | $5K | 5.04% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $7K | — | $7K | 9.32% |
| DONYA SMITH STEWART3 Filed as: DONYA STEWART | PO BOX 2207 MYRTLE BEACH, SC 29578 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 5.97% |
| DONNA G SMITH3 Filed as: DONNA G. SMITH | 3703 NORTH OCEAN BLVD. MYRTLE BEACH, SC 29577 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 5.83% |
| CHRIS MILLUS3 Filed as: CHRIS A. MILLUS | 1039 44TH AVENUE N MYRTLE BEACH, SC 29577 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.24% |
| RMANN GROUP INC3 Filed as: RMANN GROUP INC. | 317 WELLNESS CT. MYRTLE BEACH, SC 29579 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.00% |
| SELECT BNFT SOLUTION LLC3 Filed as: SELECT BENEFIT SOLUTIONS LLC | PO BOX 1370 MT. PLEASANT, SC 29465 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.95% |
| WILLIS TOWERS WATSON US LLC3 Filed as: KIMBERLY A. WILLIS-SMITH | 124 BARCLAY DRIVE MYRTLE BEACH, SC 29579 | CONTINENTAL AMERICAN INSURANCE COMPANY | $705 | — | $705 | 1.13% |
| JOSHUA D MURCHISON3 | 317 WELLNESS COURT MYRTLE BEACH, SC 29579 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| ROBIN H MANN3 | 1518 BUCKINGHAM AVE MYRTLE BEACH, SC 29577 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| ALH BENEFITS LLC3 | 2518 PRIVATE LEFLER DR JOHNS ISLAND, SC 29455 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| DONYA SMITH STEWART3 | PO BOX 2207 MYRTLE BEACH, SC 29578 | AFLAC | $2K | $160 | $2K | 12.80% |
| DONNA G SMITH3 Filed as: DONNA G. SMITH | PO BOX 2207 MYRTLE BEACH, SC 29578 | AFLAC | $2K | $160 | $2K | 12.21% |
| CHRIS MILLUS3 | 906 OAK STREET CONWAY, SC 29526 | AFLAC | $958 | $33 | $991 | 5.16% |
| RMANN GROUP INC3 Filed as: RMANN GROUP INC. | 1518 BUCKINGHAM AVENUE MYRTLE BEACH, SC 29577 | AFLAC | $672 | $64 | $736 | 3.83% |
| JOSHUA MURCHISON3 | 317 WELLNESS DR MYRTLE BEACH, SC 29579 | AFLAC | $39 | — | $39 | 0.20% |
| WILLIS TOWERS WATSON US LLC3 Filed as: KIMBERLY A. WILLIS-SMITH | 124 BARCLAY DRIVE MYRTLE BEACH, SC 29579 | AFLAC | $20 | $6 | $26 | 0.14% |
| ROBIN MANN3 | 1518 BUCKINGHAM AVE MYRTLE BEACH, SC 29579 | AFLAC | $26 | — | $26 | 0.14% |
| SOUTHEASTERN INSURANCE CONSULTANTS3 | PO BOX 1396 IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $275 | — | $275 | 2.54% |
| BENEFITS AT WORK LLC3 Filed as: BENEFITS AT WORK, LLC | 1300 PINEMONT DRIVE COLUMBIA, SC 29206 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $270 | — | $270 | 2.50% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $68 | — | $68 | 0.63% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFIT SYSTEM, INC. | 245 SEVEN FARMS DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $49 | — | $49 | 0.45% |
| C & L REED ASSOCIATES LLC3 Filed as: C&L REED ASSOCIATES, LLC | 2911 GLENARDEN DRIVE CHARLESTON, SC 29414 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 0.39% |
| JOHNNY REID THOMPSON3 | 1801 IVANHOE DRIVE COLUMBIA, SC 29210 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36 | — | $36 | 0.33% |
| THE ADAMSON GROUP INC3 Filed as: THE ADAMSON GROUP INC. | 344 SUMMERSET DRIVE CHAPIN, SC 29036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | — | $27 | 0.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 167 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 167 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 150 | $1.7M |
| Dental | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 155 | $80K |
| Life insurance(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 181 | $111K |
| Short-term disability | COMPANION LIFE INSURANCE COMPANY | 181 | $101K |
| Long-term disability | COMPANION LIFE INSURANCE COMPANY | 181 | $101K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 150 | $1.7M |
| Other(4 contracts, 4 carriers) | COMPANION LIFE INSURANCE COMPANY | 181 | $193K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 181 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.