| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $34K | — | $34K | 2.06% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | COMPANION LIFE INSURANCE COMPANY | $9K | — | $9K | 10.03% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BCBS OF SOUTH CAROLINA | 1-20 AT ALPINE ROAD COLUMBIA, SC 29219 | COMPANION LIFE INSURANCE COMPANY | $5K | — | $5K | 5.01% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $8K | — | $8K | 9.98% |
| DONYA SMITH STEWART3 Filed as: DONYA STEWART | PO BOX 2207 MYRTLE BEACH, SC 29578 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 4.82% |
| DONNA G SMITH3 Filed as: DONNA G. SMITH | 3703 NORTH OCEAN BLVD. MYRTLE BEACH, SC 29577 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 4.77% |
| SELECT BNFT SOLUTION LLC3 Filed as: SELECT BENEFIT SOLUTIONS LLC | PO BOX 1370 MT. PLEASANT, SC 29465 | CONTINENTAL AMERICAN INSURANCE COMPANY | $823 | — | $823 | 1.38% |
| JOSHUA D MURCHISON3 | 317 WELLNESS COURT MYRTLE BEACH, SC 29579 | CONTINENTAL AMERICAN INSURANCE COMPANY | $781 | — | $781 | 1.31% |
| CHRIS MILLUS3 Filed as: CHRIS A. MILLUS | 1039 44TH AVENUE N MYRTLE BEACH, SC 29577 | CONTINENTAL AMERICAN INSURANCE COMPANY | $542 | — | $542 | 0.91% |
| RMANN GROUP INC3 Filed as: RMANN GROUP INC. ROBIN MANN | 317 WELLNESS CT. MYRTLE BEACH, SC 29579 | CONTINENTAL AMERICAN INSURANCE COMPANY | $512 | — | $512 | 0.86% |
| ROBIN H MANN3 | 1518 BUCKINGHAM AVE MYRTLE BEACH, SC 29577 | CONTINENTAL AMERICAN INSURANCE COMPANY | $495 | — | $495 | 0.83% |
| WILLIS TOWERS WATSON US LLC3 Filed as: KIMBERLY A. WILLIS-SMITH | 124 BARCLAY DRIVE MYRTLE BEACH, SC 29579 | CONTINENTAL AMERICAN INSURANCE COMPANY | $408 | — | $408 | 0.68% |
| ALH BENEFITS LLC3 | 2518 PRIVATE LEFLER DR JOHNS ISLAND, SC 29455 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| DONNA G SMITH3 Filed as: DONNA G. SMITH | PO BOX 2207 MYRTLE BEACH, SC 29578 | AFLAC | $2K | $123 | $2K | 10.37% |
| DONYA SMITH STEWART3 | PO BOX 2207 MYRTLE BEACH, SC 29578 | AFLAC | $2K | $123 | $2K | 9.72% |
| JOSHUA MURCHISON3 | 317 WELLNESS DR MYRTLE BEACH, SC 29579 | AFLAC | $554 | $7 | $561 | 3.21% |
| CHRIS MILLUS3 | 906 OAK STREET CONWAY, SC 29526 | AFLAC | $365 | $42 | $407 | 2.33% |
| ROBIN MANN3 | 1518 BUCKINGHAM AVE MYRTLE BEACH, SC 29579 | AFLAC | $365 | $7 | $372 | 2.13% |
| RMANN GROUP INC3 Filed as: RMANN GROUP INC. | 1518 BUCKINGHAM AVENUE MYRTLE BEACH, SC 29577 | AFLAC | $251 | $42 | $293 | 1.68% |
| WILLIS TOWERS WATSON US LLC3 Filed as: KIMBERLY A. WILLIS-SMITH | 124 BARCLAY DRIVE MYRTLE BEACH, SC 29579 | AFLAC | $13 | — | $13 | 0.07% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | MYIDEALDOCTOR | $4K | — | $4K | 30.00% |
| BENEFITS AT WORK LLC3 Filed as: BENEFITS AT WORK, LLC | 1300 PINEMONT DRIVE COLUMBIA, SC 29206 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $281 | — | $281 | 2.81% |
| SOUTHEASTERN INSURANCE CONSULTANTS3 | PO BOX 1396 IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $280 | — | $280 | 2.80% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $74 | — | $74 | 0.74% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFIT SYSTEM, INC. | 245 SEVEN FARMS DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $51 | — | $51 | 0.51% |
| C & L REED ASSOCIATES LLC3 Filed as: C&L REED ASSOCIATES, LLC | 2911 GLENARDEN DRIVE CHARLESTON, SC 29414 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 0.42% |
| JOHNNY REID THOMPSON3 | 1801 IVANHOE DRIVE COLUMBIA, SC 29210 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | — | $39 | 0.39% |
| THE ADAMSON GROUP INC3 Filed as: THE ADAMSON GROUP INC. | 344 SUMMERSET DRIVE CHAPIN, SC 29036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | — | $28 | 0.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 180 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 179 | $1.7M |
| Dental | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 162 | $85K |
| Life insurance(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 178 | $104K |
| Short-term disability | COMPANION LIFE INSURANCE COMPANY | 178 | $94K |
| Long-term disability | COMPANION LIFE INSURANCE COMPANY | 178 | $94K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 151 | $1.7M |
| Other(5 contracts, 5 carriers) | COMPANION LIFE INSURANCE COMPANY | 179 | $194K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 179 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.