| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $33K | — | $33K | 2.06% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | PRINCIPAL LIFE INSURANCE COMPANY | $10K | $3K | $13K | 12.98% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $7K | — | $7K | 9.99% |
| DONYA SMITH STEWART3 Filed as: DONYA STEWART | PO BOX 2207 MYRTLE BEACH, SC 29578 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 18.71% |
| DONNA G SMITH3 Filed as: DONNA G. SMITH | 3703 NORTH OCEAN BLVD. MYRTLE BEACH, SC 29577 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 17.86% |
| SELECT BNFT SOLUTION LLC3 Filed as: SELECT BENEFIT SOLUTIONS LLC | PO BOX 1370 MT. PLEASANT, SC 29465 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 7.38% |
| RMANN GROUP INC3 Filed as: RMANN GROUP INC. | 317 WELLNESS CT. MYRTLE BEACH, SC 29579 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 5.55% |
| WILLIS TOWERS WATSON US LLC3 Filed as: KIMBERLY A. WILLIS-SMITH | 124 BARCLAY DRIVE MYRTLE BEACH, SC 29579 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 4.64% |
| CHRIS MILLUS3 Filed as: CHRIS A. MILLUS | 1039 44TH AVENUE N MYRTLE BEACH, SC 29577 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 4.11% |
| BENEFITS AT WORK LLC3 Filed as: BENEFITS AT WORK, LLC | 1300 PINEMONT DRIVE COLUMBIA, SC 29206 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $516 | $15 | $531 | 3.19% |
| SOUTHEASTERN INSURANCE CONSULTANTS3 | PO BOX 1396 IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $394 | — | $394 | 2.37% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $288 | $21 | $309 | 1.86% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFIT SYSTEM, INC. | 245 SEVEN FARMS DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $82 | $8 | $90 | 0.54% |
| JOHNNY REID THOMPSON3 | 1801 IVANHOE DRIVE COLUMBIA, SC 29210 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $82 | — | $82 | 0.49% |
| C & L REED ASSOCIATES LLC3 Filed as: C&L REED ASSOCIATES, LLC | 2911 GLENARDEN DRIVE CHARLESTON, SC 29414 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $58 | — | $58 | 0.35% |
| THE ADAMSON GROUP INC3 Filed as: THE ADAMSON GROUP INC. | 344 SUMMERSET DRIVE CHAPIN, SC 29036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | — | $38 | 0.23% |
| DONYA SMITH STEWART3 | PO BOX 2207 MYRTLE BEACH, SC 29578 | AFLAC | $2K | — | $2K | 21.01% |
| DONNA G SMITH3 Filed as: DONNA G. SMITH | PO BOX 2207 MYRTLE BEACH, SC 29578 | AFLAC | $2K | — | $2K | 18.17% |
| RMANN GROUP INC3 Filed as: RMANN GROUP INC. | 1518 BUCKINGHAM AVENUE MYRTLE BEACH, SC 29577 | AFLAC | $650 | — | $650 | 5.57% |
| CHRIS MILLUS3 | 906 OAK STREET CONWAY, SC 29526 | AFLAC | $605 | — | $605 | 5.18% |
| WILLIS TOWERS WATSON US LLC3 Filed as: KIMBERLY A. WILLIS-SMITH | 124 BARCLAY DRIVE MYRTLE BEACH, SC 29579 | AFLAC | $93 | — | $93 | 0.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 174 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 174 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 153 | $1.6M |
| Dental | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 160 | $74K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 226 | $116K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 226 | $100K |
| Long-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 226 | $116K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 153 | $1.6M |
| Other(3 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 76 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 226 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.