| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PARRISH & GWINN INSURANCE GROUP LLC3 | 817 CALHOUN STREET COLUMBIA, SC 29201 | UNITED OF OMAHA - SHORT TERM DISABILITY | $4K | — | $4K | 15.00% |
| PARRISH & GWINN INSURANCE GROUP LLC3 | 817 CALHOUN STREET COLUMBIA, SC 29201 | UNITED OF OMAHA - DENTAL | $2K | — | $2K | 10.00% |
| PARRISH & GWINN INSURANCE GROUP LLC3 | 817 CALHOUN STREET COLUMBIA, SC 29201 | UNITED OF OMAHA - LIFE & AD&D VOLUNTARY | $3K | — | $3K | 15.00% |
| PARRISH & GWINN INSURANCE GROUP LLC3 | 817 CALHOUN STREET COLUMBIA, SC 29201 | UNITED OF OMAHA - LIFE & AD&D | $3K | — | $3K | 15.00% |
| THE CLARK GROUP OF SC3 | 898 ROPER RD LAURENS, SC 29360 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY- LOVE CHEVROLET | $741 | $531 | $1K | 6.79% |
| PARRISH & GWINN INSURANCE GROUP LLC3 | 817 CALHOUN STREET COLUMBIA, SC 29201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY- LOVE CHEVROLET | $1K | — | $1K | 6.77% |
| PAMELA E JONES3 | 55 SHORELINE DR COLUMBIA, SC 29229 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY- LOVE CHEVROLET | $253 | $43 | $296 | 1.58% |
| ALICE RYAN STRIBLING3 | 511 KILBOURNE ROAD COLUMBIA, SC 29205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY- LOVE CHEVROLET | $215 | $35 | $250 | 1.33% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE UNIT 203 DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY- LOVE CHEVROLET | $140 | $40 | $180 | 0.96% |
| THE CASON GROUP INC3 | 1612 MARION STREET COLUMBIA, SC 29201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY- LOVE CHEVROLET | $162 | — | $162 | 0.86% |
| BROOKE HARMON Filed as: BROOKE HARMON & ASSOCIATES LLC | 70 HENRY LIVINGSTON RD POMARIA, SC 29126 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY- LOVE CHEVROLET | $104 | $36 | $140 | 0.75% |
| AMBER COULSON | 212 LAKE SHIRE DR LEXINGTON, SC 29073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY- LOVE CHEVROLET | $62 | $65 | $127 | 0.68% |
| GIS BENEFITS INC | 422 WAUPONSEE ST MORRIS, IL 60450 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY- LOVE CHEVROLET | $60 | — | $60 | 0.32% |
| JULIANE D BERRY3 | 212 LAKESHIRE DRIVE LEXINGTON, SC 29073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY- LOVE CHEVROLET | $42 | — | $42 | 0.22% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JESSICA MANN BROWN | 526 WINDMERE DR LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY- LOVE CHEVROLET | $37 | — | $37 | 0.20% |
| AMANDA K BERRY3 | 633 HOLLAND AVE CAYCE, SC 29033 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY- LOVE CHEVROLET | $36 | — | $36 | 0.19% |
| TRAN B HUYEN-KEODARA3 | 499 STERLING BROOK DR LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY- LOVE CHEVROLET | $30 | — | $30 | 0.16% |
| WENDY O LANGSTON3 | 120 LONGWOOD PASS IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY- LOVE CHEVROLET | $17 | — | $17 | 0.09% |
| PARRISH & GWINN INSURANCE GROUP LLC3 | 817 CALHOUN STREET COLUMBIA, SC 29201 | UNITED OF OMAHA - LONG TERM DISABILITY | $2K | — | $2K | 15.00% |
| PARRISH & GWINN INSURANCE GROUP LLC3 | 817 CALHOUN STREET COLUMBIA, SC 29201 | UNITED OF OMAHA - VISION | $307 | — | $307 | 10.00% |
| THE CLARK GROUP OF SC | 898 ROPER RD LAURENS, SC 29360 | COLONIAL LIFE & ACCIDENT INSURANCE - LOVE BUICK GMC | $194 | $319 | $513 | 17.20% |
| PARRISH & GWINN INSURANCE GROUP LLC | 817 CALHOUN STREET COLUMBIA, SC 29201 | COLONIAL LIFE & ACCIDENT INSURANCE - LOVE BUICK GMC | $439 | — | $439 | 14.72% |
| PAMELA E JONES | 55 SHORELINE DR COLUMBIA, SC 29229 | COLONIAL LIFE & ACCIDENT INSURANCE - LOVE BUICK GMC | $131 | $48 | $179 | 6.00% |
| ALICE RYAN STRIBLING Filed as: ALICE RYAN STIBLING | 511 KILBOURNE RD COLUMBIA, SC 29205 | COLONIAL LIFE & ACCIDENT INSURANCE - LOVE BUICK GMC | $50 | $17 | $67 | 2.25% |
| BROOKE HARMON Filed as: BROOKE HARMON & ASSOCIATES LLC | 70 HENRY LIVINGSTON RD POMARIA, SC 29126 | COLONIAL LIFE & ACCIDENT INSURANCE - LOVE BUICK GMC | $46 | $20 | $66 | 2.21% |
| ADVANCED BENEFIT SYSTEM INC | 145 RIVER LANDING DR UNIT 203 DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE - LOVE BUICK GMC | $33 | $25 | $58 | 1.94% |
| GIS BENEFITS INC | 422 WAUPONSEE ST MORRIS, IL 60450 | COLONIAL LIFE & ACCIDENT INSURANCE - LOVE BUICK GMC | $41 | — | $41 | 1.37% |
| THE CASON GROUP INC | 1612 MARION STREET COLUMBIA, SC 29201 | COLONIAL LIFE & ACCIDENT INSURANCE - LOVE BUICK GMC | $39 | — | $39 | 1.31% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: JESSICA MANN BROWN | 526 WINDMERE DR LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE - LOVE BUICK GMC | $17 | — | $17 | 0.57% |
| WENDY O LANGSTON | 120 LONGWOOD PASS IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT INSURANCE - LOVE BUICK GMC | $16 | — | $16 | 0.54% |
| TRAN B HUYEN-KEODARA | 499 STERLING BROOK DR LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE - LOVE BUICK GMC | $12 | — | $12 | 0.40% |
| JULIANE D BERRY | 212 LAKE SHIRE DR LEXINGTON, SC 29073 | COLONIAL LIFE & ACCIDENT INSURANCE - LOVE BUICK GMC | $2 | — | $2 | 0.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA - DENTAL | 8 | $23K |
| Vision | UNITED OF OMAHA - VISION | 7 | $3K |
| Life insurance(4 contracts, 4 carriers) | UNITED OF OMAHA - LIFE & AD&D VOLUNTARY | 51 | $64K |
| Short-term disability(3 contracts, 3 carriers) | UNITED OF OMAHA - SHORT TERM DISABILITY | 11 | $67K |
| Long-term disability | UNITED OF OMAHA - LONG TERM DISABILITY | 12 | $16K |
| Other(2 contracts, 2 carriers) | BERKLEY LIFE & HEALTH INSURANCE COMPANY | 0 | $158K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 51 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.