| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PARRISH & GWINN INSURANCE GROUP LLC3 Filed as: PARRISH & GWINN INSURANCE GRP LLC | 1401 MAIN ST STE 601 COLUMBIA, SC 29201 | UNITED OF OMAHA LIFE INSURANCE COMPANY - DENTAL | $6K | — | $6K | 9.17% |
| ROBERT O TINDALL3 | 1401 MAIN ST STE 601 COLUMBIA, SC 29201 | UNITED OF OMAHA LIFE INSURANCE COMPANY - DENTAL | $519 | — | $519 | 0.83% |
| HAYNES FULL CIRCLE BENEFITS LLC3 | 304 N MAIN ST LANCASTER, SC 29720 | UNITED OF OMAHA LIFE INSURANCE COMPANY - DENTAL | — | $336 | $336 | 0.54% |
| ROBERT O TINDALL3 | 424 STERLING BROOK DR LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $500 | $9K | 22.74% |
| THE CLARK GROUP OF SC3 | 589 WINDMERE DR LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $3K | $6K | 14.85% |
| PAMELA E JONES3 | 55 SHORELINE DR COLUMBIA, SC 29229 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $261 | $3K | 6.87% |
| THE CASON GROUP INC3 | 1612 MARION STREET COLUMBIA, SC 29201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $652 | $2K | 5.49% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $1K | $2K | 5.10% |
| ALICE RYAN STRIBLING3 | 511 KILBOURNE ROAD COLUMBIA, SC 29205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $532 | $2K | 4.99% |
| JULIANE D BERRY3 | 212 LAKESHIRE DRIVE LEXINGTON, SC 29073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $123 | $2K | 3.71% |
| AMANDA K BERRY3 | 212 LAKESHIRE DRIVE LEXINGTON, SC 29073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $157 | $1K | 3.29% |
| KIMBERLY ANN SHARPE3 | 1 JAHUE CT IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $109 | $8 | $117 | 0.29% |
| PARRISH & GWINN INSURANCE GROUP LLC3 Filed as: PARRISH & GWINN INSURANCE GRP LLC | 1401 MAIN ST STE 601 COLUMBIA, SC 29201 | UNITED OF OMAHA LIFE INSURANCE COMPANY - VISION | $911 | — | $911 | 10.99% |
| ROBERT O TINDALL3 | 1401 MAIN ST STE 601 COLUMBIA, SC 29201 | UNITED OF OMAHA LIFE INSURANCE COMPANY - VISION | $84 | — | $84 | 1.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PLANNED ADMINISTRATORS, INC. EIN 57-0718839 PLAN ADMINSTRATOR | Contract Administrator Service code 13 | 17 TECHNOLOGY CIRCLE COLUMBIA, SC 29203 | $50K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 114 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 114 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 55 | $41K |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY - DENTAL | 99 | $63K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY - VISION | 78 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 144 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.