| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $35K | — | $35K | 0.65% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $75K | $55 | $75K | 15.02% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $8K | $8K | 1.67% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.24% |
| AON CONSULTING INC | 29840 NETWORK PLACE CHICAGO, IL 606731298 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 11.37% |
| DONNA H COREY | 988 JONES WYND WAKE FOREST, NC 27587 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 8.01% |
| JILL R LAMBERT Filed as: JILL W DENTON | 2 GLENMORE DRIVE DURHAM, NC 27707 | CONTINENTAL AMERICAN INSURANCE COMPANY | $849 | — | $849 | 1.56% |
| JILL R LAMBERT Filed as: JILL W DENTON | 3500 WESTGATE DR #602 DURHAM, NC 27707 | CONTINENTAL AMERICAN INSURANCE COMPANY | $593 | — | $593 | 1.09% |
| MICHAEL S WITHROW | 1673 SAWGRASS DRIVE PALM BAY, FL 32908 | CONTINENTAL AMERICAN INSURANCE COMPANY | $322 | — | $322 | 0.59% |
| MARY ELLEN ESPOSITO | PO BOX 90891 RALEIGH, NC 27675 | CONTINENTAL AMERICAN INSURANCE COMPANY | $135 | — | $135 | 0.25% |
| STEVEN W COOPER | 2400 DAVIS RD HILLSBOROUGH, NC 27278 | CONTINENTAL AMERICAN INSURANCE COMPANY | $126 | — | $126 | 0.23% |
| LARRY A WESTON JR | 209 BRISTOL COURT GREENVILLE, NC 27834 | CONTINENTAL AMERICAN INSURANCE COMPANY | $79 | — | $79 | 0.15% |
| PAMELA V TYSOR | 3504 GREENVILLE LOOP ROAD WAKE FOREST, NC 27587 | CONTINENTAL AMERICAN INSURANCE COMPANY | $68 | — | $68 | 0.12% |
| RONALD E KIRKLAND Filed as: RONALD D BEDDINGFIELD | 156 ROUNDABOUT COURT ROCKY MOUNTAIN, NC 27804 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.10% |
| GORDON K VANN | 2156 WESLEY LANE GREENVILLE, NC 27858 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.06% |
| ION SERVICES TEATORS INS | 519 SHERWOOD FOREST PLACE CARY, NC 27513 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.04% |
| LAUREN E SKINNER | 204 E ARLINGTON BLVD UNIT C GREENVILLE, NC 27858 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.03% |
| BRENDA M MALANEY | 104 TRABUR CT MORRISVILLE, NC 27560 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.03% |
| WILLIAM L BAKER IV | 10716 MARTHA'S WAY RALEIGH, NC 27615 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.03% |
| GARY W GREENE | 1609 WEST ARLINGTON BLVD SUITE 102 GREENVILLE, NC 27834 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.03% |
| NICHOLAS ESPOSITO | 801 MORATUCK DR APT 103 RALEIGH, NC 27604 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.02% |
| STEPHEN STOX | 702 CROMWEWLL DR STE F GREENVILLE, NC 27858 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| CHERYL OLSEN | 1017 ASHES DRIVE WILMINGTON, NC 28405 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| MARK E ESPOSITO | 1212 GATLING STREET RALEIGH, NC 27610 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| MELISSA ARMATIS Filed as: MELISSA RHODES | 306 ROLLINGWOOD DR NEWPORT, NC 28570 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| DONALD F HILKE III | 4307 WESTERN PARK PLACE STE 202 DURHAM, NC 27705 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| JANE W BARNHILL | 3721 HUDSON ROAD MASCOT, TN 37806 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| CATHERINE L ROBERTS | 5400 ETTA BURKE COURT RALEIGH, NC 27606 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| CATHERINE L LEE | 10 NUN ST WILMINGTON, NC 28401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| MATTHEW G BERGER Filed as: MATTHEW W PINER | SEE PMC NEW BERN, NC 28560 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| LARA K GRANDE | 204 E ARLINGTON BLVD UNIT C GREENVILLE, NC 27858 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| LARRY A WESTON JR | 321 WINDSOR ROAD GREENVILLE, NC 27858 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MASON C LEE | 377 K STREET 132 N ENGLEWOOD ROCKY MOUNTAIN, NC 27804 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AON CORPORATION | Insurance agents and brokers Service code 22 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | $66K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 647 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 650 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 1,075 | $5.4M |
| Dental | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 1,075 | $5.4M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 947 | $499K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 947 | $499K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 947 | $499K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 947 | $499K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 947 | $553K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,075 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.