| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 4130 PARKLAKE AVE STE 110 RALEIGH, NC 27612 | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | $74K | — | $74K | 1.74% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $102K | $90 | $102K | 14.14% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $11K | $11K | 1.56% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.32% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $92 | — | $92 | 0.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | CONTINENTAL AMERICA INSURANCE COMPANY | $3K | — | $3K | 5.96% |
| DONNA H COREY3 | 988 JONES WYND WAKE FOREST, NC 27587 | CONTINENTAL AMERICA INSURANCE COMPANY | $1K | — | $1K | 2.23% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DR #602 DURHAM, NC 27707 | CONTINENTAL AMERICA INSURANCE COMPANY | $630 | — | $630 | 1.23% |
| MARY ELLEN ESPOSITO3 | PO BOX 90891 RALEIGH, NC 27675 | CONTINENTAL AMERICA INSURANCE COMPANY | $197 | — | $197 | 0.38% |
| STEVEN W COOPER3 | 2400 DAVIS RD HILLSBOROUGH, NC 27278 | CONTINENTAL AMERICA INSURANCE COMPANY | $183 | — | $183 | 0.36% |
| LARRY A WESTON JR3 | 209 BRISTOL COURT GREENVILLE, NC 27834 | CONTINENTAL AMERICA INSURANCE COMPANY | $129 | — | $129 | 0.25% |
| PAMELA V TYSOR3 | 3504 GREENVILLE LOOP ROAD WAKE FOREST, NC 27587 | CONTINENTAL AMERICA INSURANCE COMPANY | $96 | — | $96 | 0.19% |
| RONALD BEDDINGFIELD3 Filed as: RONALD RONNIE D BEDDINGFIELD | 156 ROUNDABOUT COURT ROCKY MOUNTAIN, NC 27804 | CONTINENTAL AMERICA INSURANCE COMPANY | $89 | — | $89 | 0.17% |
| GORDON K VANN3 | 2156 WESLEY LANE GREENVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $39 | — | $39 | 0.08% |
| TEATORS INS PROTECTION SERVICES3 | 519 SHERWOOD FOREST PLACE CARY, NC 27513 | CONTINENTAL AMERICA INSURANCE COMPANY | $30 | — | $30 | 0.06% |
| LAUREN E SKINNER3 | 204 E ARLINGTON BLVD SUITE C GREENVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $28 | — | $28 | 0.05% |
| NICHOLAS ESPOSITO3 | 801 MORATUCK DR APT 103 RALEIGH, NC 27604 | CONTINENTAL AMERICA INSURANCE COMPANY | $22 | — | $22 | 0.04% |
| GARY W GREENE3 | 1609 WEST ARLINGTON BLVD SUITE 102 GREENVILLE, NC 27834 | CONTINENTAL AMERICA INSURANCE COMPANY | $21 | — | $21 | 0.04% |
| WILLIAM L BAKER IV3 | 10716 MARTHA'S WAY RALEIGH, NC 27615 | CONTINENTAL AMERICA INSURANCE COMPANY | $21 | — | $21 | 0.04% |
| STEPHEN STOX3 | 702 CROMWELL DR STE F GREENVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $14 | — | $14 | 0.03% |
| MELISSA ARMATIS3 Filed as: MELISSA RHODES | 725 COPPERLINE DRIVE GARNER, NC 27529 | CONTINENTAL AMERICA INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| CHERYL OLSEN3 | 1017 ASHES DRIVE WILMINGTON, NC 28405 | CONTINENTAL AMERICA INSURANCE COMPANY | $8 | — | $8 | 0.02% |
| DONALD F HILKE III3 | 4307 WESTERN PARK PLACE STE 202 DURHAM, NC 27705 | CONTINENTAL AMERICA INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| MARK E ESPOSITO3 | 1212 GATLING STREET RALEIGH, NC 27610 | CONTINENTAL AMERICA INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| CATHERINE L ROBERTS3 | 5400 ETTA BURKE COURT RALEIGH, NC 27606 | CONTINENTAL AMERICA INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| JANE W BARNHILL3 | 3721 HUDSON ROAD MASCOT, TN 37806 | CONTINENTAL AMERICA INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| LARRY A WESTON JR3 | 321 WINDSOR RD GREENVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| CATHERINE L LEE3 | 10 NUN ST WILMINGTON, NC 28401 | CONTINENTAL AMERICA INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| LARA K GRANDE3 | 204 E ARLINGTON BLVD UNIT C GREENVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MASON C LEE3 | 377 K STREET 132 N ENGLEWOOD ROCKY MOUNT, NC 27804 | CONTINENTAL AMERICA INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MATTHEW G BERGER3 Filed as: MATTHEW W PINER | 703 TIMBER LANE WILMINGTON, NC 28405 | CONTINENTAL AMERICA INSURANCE COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 606 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 616 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | 861 | $4.3M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 951 | $723K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 951 | $723K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 951 | $723K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 951 | $723K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 951 | $723K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | 861 | $4.3M |
| Other | CONTINENTAL AMERICA INSURANCE COMPANY | 174 | $51K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 951 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.